Mortgage Financing Specialist

1 week ago


Kalamazoo, Michigan, United States Honor Credit Union Full time
Position:

Mortgage Loan Originator - Full-Time

ABOUT HONOR:

At Honor Credit Union, we have been dedicated to prioritizing our members since 1934. Our commitment to our members is reflected in our mission: Providing Solutions For Your Financial Success. We pride ourselves on delivering exceptional service at our various member centers and through our online banking platform.

OUR CULTURE:

As a member of Honor Credit Union, you become part of a close-knit family. We believe in fostering a supportive environment where every individual is valued and contributes to our collective success. Our goal is to excel, and this begins with the individuals who embody the "I Am Honor" philosophy daily.

We are passionate about creating remarkable experiences for our members, believing that financial matters should be approachable and that community involvement is vital. Our team consists of enthusiastic, friendly, and highly skilled professionals, fostering an inclusive and dynamic workplace. We embrace positivity, and our culture is characterized by kindness and a welcoming atmosphere.

OUR VALUES:
  • Act with Urgency and Care - You have the authority to seek out solutions proactively.
  • The Platinum Rule - Treat others as they wish to be treated.
  • Make the Connection - Build authentic relationships to deliver exceptional experiences.
  • See a Need, Fill a Need - Take initiative to assist others in meeting their needs.
  • Reason over Rules - Make decisions that benefit both individuals and Honor.
  • Cultivate Peace & Love - Foster an environment that celebrates diversity and promotes kindness.
ROLE RESPONSIBILITIES:

We are in search of a Mortgage Loan Originator with a solid sales background. If you possess an entrepreneurial mindset and are eager for significant income potential, this role may be an excellent match for you. Key responsibilities include:
  • Originate mortgage, land, and construction loans.
  • Promote mortgage products as a professional sales representative through various channels.
  • Engage in sales calls and networking with potential referral partners.
  • Collaborate with Community Assistant Vice Presidents and Business Development Officers to establish new relationships.
  • Meet scheduling, documentation, and production expectations set by the AVP of Real Estate Sales.
  • Must be or become registered as an MLO and possess a nationwide Mortgage Licensing Number.
QUALIFICATIONS:

EDUCATION:
  • High School diploma or equivalent; additional coursework in business or a related field is preferred. Must be or become registered as an MLO and have a Nationwide Licensing Number.
EXPERIENCE:
  • One to two years of relevant loan processing and sales experience; a background in real estate is advantageous.
SKILLS:
  • Understanding of credit worthiness assessment.
  • Knowledge of loan policies, products, procedures, and underwriting guidelines.
  • Familiarity with title reports, insurance, and appraisals.
  • Demonstrated ability to manage finances effectively.
  • Strong interpersonal and public relations skills.
  • Excellent sales and organizational skills.
  • Ability to problem-solve effectively.
  • Proficient in using computer tracking systems.
BENEFITS:

Honor offers a comprehensive benefits package for all full and part-time team members, including:
  • Medical, Dental, and Vision coverage.
  • 401k employer contribution and matching program.
  • Paid time off and holidays.
  • Paid community volunteer hours.
  • Wellbeing spending account.
  • Discounts on credit union products and services for team members and their families.
  • Additional perks included.
ADDITIONAL REQUIREMENTS: This position is subject to SAFE Act Registration Requirements. All loan officers engaged in residential loan mortgage originations must register with the federal registry system and maintain good standing under the SAFE Act requirements.

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