Senior Vice President of Credit Oversight

2 weeks ago


Santa Ana, California, United States Banc of California Full time

Position Overview:

Banc of California, Inc. is a prominent bank holding entity located in Los Angeles, recognized for its commitment to relationship-based banking. The institution focuses on delivering comprehensive banking and treasury management solutions tailored for small to mid-sized enterprises and venture-backed firms. With a wide array of loan and deposit offerings, Banc of California operates over 70 full-service branches across California and other states, alongside providing advanced payment processing services through its subsidiary.

Role Summary:

The Senior Vice President of Credit Oversight is tasked with spearheading the independent Credit Review function within the organization. This role ensures adherence to the Credit Review Policy, orchestrates the annual Credit Review Plan, and supervises both internal staff and external co-source partners to fulfill scheduled evaluations. The Director is responsible for overseeing comprehensive assessments of the credit portfolio and implementing a continuous credit review monitoring system.

Key Responsibilities:

  • Lead the execution of the Credit Review Policy and associated standards that underpin the Credit Review methodology.
  • Formulate a Credit Review Risk Assessment addressing the bank's credit and operational risks, ensuring compliance with regulatory standards.
  • Design and implement an annual Credit Review Plan for thorough portfolio evaluations to assess asset quality and management efficiency.
  • Collaborate in the development and management of the financial budget.
  • Oversee the selection and performance of third-party co-source firms, ensuring compliance with service agreements.
  • Direct Credit Review services provided by internal teams and external partners, ensuring staff proficiency in conducting portfolio evaluations.
  • Validate the accuracy and timeliness of asset quality risk ratings and ensure compliance with portfolio management standards.
  • Generate credit risk findings, identify root causes of discrepancies, and secure corrective action commitments from management.
  • Prepare comprehensive Credit Review reports and communicate findings to executive management and the Board's Risk Committee.
  • Maintain compliance with SOX processes and controls.
  • Engage in due diligence reviews for portfolio acquisitions.
  • Support regulatory examinations and internal audits.
  • Manage and mentor internal staff, overseeing daily operations and performance evaluations.
  • Provide credit risk advisory services to lending management, recommending process improvements.
  • Uphold organizational values and promote a respectful and diverse workplace.
  • Ensure adherence to occupational safety standards and report any unsafe conditions.
  • Perform additional duties as assigned.

Qualifications:

  • Exceptional communication skills, with the ability to engage effectively with all levels of management and stakeholders.
  • Strong organizational and project management capabilities.
  • Advanced knowledge of banking regulations and accounting principles.
  • Proficient in addressing complex problems with multiple variables.
  • Ability to provide constructive feedback and make balanced decisions.
  • Proficient in Microsoft Office Suite.
  • In-depth understanding of lending compliance regulations.
  • 8 to 10 years of experience in credit risk management or related fields.
  • Bachelor's degree in business administration, finance, or a related discipline.
  • Preferred completion of a Credit Risk Certification or similar program.
  • Experience with credit databases for analytical purposes is advantageous.

Compensation: Competitive salary based on experience and qualifications.



  • Santa Ana, California, United States Banc of California, N.A. Full time

    Position OverviewThe Senior Vice President of Credit Oversight is accountable for implementing the Credit Review Policy, Standards, and Procedures that underpin the Credit Review framework.Key ResponsibilitiesFormulate a comprehensive Credit Review Risk Assessment addressing the Bank's portfolio credit and operational risks.Ensure adherence to regulatory...


  • Santa Ana, California, United States Banc of California, N.A. Full time

    Position OverviewThe Senior Vice President of Credit Oversight is accountable for the implementation of the Credit Review Policy, Standards, and Procedures that underpin the Credit Review framework.Key ResponsibilitiesFormulate a comprehensive Credit Review Risk Assessment that evaluates the Bank's portfolio risks associated with credit and credit...


  • Santa Ana, California, United States Banc of California, N.A. Full time

    Position Overview The Senior Vice President of Credit Oversight is accountable for the implementation of the Credit Review Policy, Standards, and Procedures that underpin the Credit Review framework. Key Responsibilities Formulate a comprehensive Credit Review Risk Assessment pertaining to the Bank's portfolio, focusing on credit and operational...


  • Santa Ana, California, United States Banc of California Full time

    Position Overview:Banc of California, Inc. is a prominent bank holding entity based in Los Angeles, specializing in relationship-driven banking solutions for small to mid-sized enterprises and venture-backed firms. The institution provides a comprehensive suite of loan and deposit offerings, alongside advanced treasury management services through its...


  • Santa Ana, California, United States Banc of California Full time

    Position Overview:Banc of California, Inc. is a prominent bank holding company based in Los Angeles, recognized for its commitment to relationship-based banking services tailored for small to middle-market enterprises and venture-backed firms. With a robust presence across California and select locations, Banc of California is dedicated to enhancing...


  • Santa Ana, California, United States Banc of California Full time

    Position Overview:Banc of California, Inc. (NYSE: BANC) stands as a prominent bank holding entity based in Los Angeles, operating through its wholly-owned banking subsidiary, Banc of California. The institution is recognized as a leading relationship-focused business bank, dedicated to delivering banking and treasury management solutions tailored for small,...


  • Santa Ana, California, United States Banc of California Full time

    About the RoleBanc of California is seeking a highly experienced and skilled Senior Vice President, Credit Review Director to lead our independent Credit Review function. As a key member of our team, you will be responsible for ensuring the compliance of our Credit Review Policy, executing the annual Credit Review Plan, and managing internal staff and...


  • Santa Rosa, California, United States Poppy Bank Full time

    Job OverviewThe Vice President of Credit Risk Management plays a crucial role in enhancing and evaluating the overall credit risk oversight within the organization. This position requires a keen understanding of regulatory compliance concerning credit risk management protocols and involves providing strategic recommendations to senior management.Key...


  • Santa Clara, California, United States Mental Health Systems Full time

    Senior Vice President of Operations Opportunity at Mental Health SystemsAre you prepared to create a meaningful impact and enhance lives? At Mental Health Systems, our core mission is rooted in Integrity, Diversity, Mentorship, and Inclusion. We seek outstanding individuals who are dedicated to fostering a purpose-driven atmosphere.Compensation Range:...


  • Santa Clara, California, United States Mental Health Systems Full time

    Senior Vice President of OperationsLocation: Santa Clara, CASalary Range: $125,000.00 To $150,000.00 AnnuallyAt Mental Health Systems, our mission is to enhance lives through dedicated service. We are committed to the principles of client-centered care, and our core values of Integrity, Diversity, Mentorship, and Inclusion guide our operations.We seek...


  • Santa Clara, California, United States Careers at Roambee Full time

    Job Title: Senior Vice President of Operations Location: Global About Roambee Roambee is a leader in supply chain visibility and intelligence, dedicated to ensuring timely, complete, and secure delivery of shipments and assets worldwide. Over 300 enterprises are enhancing customer satisfaction, service quality, product excellence, order-to-cash cycles,...


  • Santa Clara, California, United States Seclore Technology Pvt. Ltd. Full time

    Seclore Technology Pvt. Ltd. is seeking a dynamic and results-oriented Senior Vice President of Sales who is passionate about enhancing global security through the protection of sensitive digital assets.In this pivotal role, you will be responsible for effectively positioning Seclore's innovative solutions. The ideal candidate will be adept at communicating...


  • Santa Ana, California, United States Banc of California Full time

    Job SummaryBanc of California is seeking a highly skilled Senior Credit Risk Examiner to join our team. As a key member of our Credit Review department, you will be responsible for conducting independent credit examinations on credits within loan portfolios to evaluate credit risk management processes for loan originations and portfolio management.Key...


  • Santa Ana, California, United States Banc of California Full time

    Job SummaryBanc of California is seeking a highly skilled Senior Credit Risk Examiner to join our team. As a key member of our Credit Review department, you will be responsible for conducting independent credit examinations on credits within loan portfolios to evaluate credit risk management processes for loan originations and portfolio management.Key...


  • Santa Clara, California, United States Kaiser Permanente Full time

    Job Overview:The Vice President of Operations will oversee, guide, and synchronize the operational functions and initiatives related to the daily management of the medical facility, ensuring the provision of cost-efficient and high-quality services. This role encompasses supervision of pharmacy services, support operations, resource management, workplace...


  • Santa Monica, California, United States Regal Executive Search Full time

    Job OverviewVice President of ValuationsAre you passionate about market dynamics and the intricacies of valuation processes? At Regal Executive Search, we empower investors to shape their financial futures. As a trusted advisor, we deliver investment and technological solutions tailored to our clients' most significant and ambitious aspirations, whether that...


  • Santa Monica, California, United States GumGum Full time

    Position OverviewGumGum is in search of a seasoned Vice President of Sales to spearhead the Sales Team for the Western region, specifically in the Los Angeles and Bay Area markets.QualificationsThe ideal candidate should possess a Bachelor's Degree in Media, Marketing, or Advertising, complemented by over 10 years of experience in digital advertising...


  • Santa Clara, California, United States HITT Contracting Full time

    At HITT Contracting, our team members strive to achieve remarkable outcomes in alignment with our collective mission to foster trust with clients, partners, subcontractors, and colleagues. Regardless of your background or career trajectory, if you resonate with our vision of delivering exceptional experiences, you are welcome at HITT.Position Overview: HITT...


  • Santa Monica, California, United States GumGum Full time

    Position OverviewGumGum is on the lookout for a seasoned Vice President of Sales to spearhead our Sales Team in the West region, specifically focusing on the Los Angeles and Bay Area markets.QualificationsThe ideal candidate will possess a Bachelor's Degree in Media, Marketing, or Advertising, coupled with over 10 years of experience in digital advertising...


  • Santa Rosa, California, United States Poppy Bank Full time

    Job OverviewThe incumbent is tasked with overseeing the comprehensive credit administration function and managing the daily operations of the bank's credit activities, providing assistance and support to the Chief Credit Officer. This role involves the preparation of monthly credit reports, data analysis, and board presentations. The incumbent will also play...