Senior Loan Processing Expert

2 weeks ago


Grand Rapids, Michigan, United States Lake Michigan Credit Union Full time
Position Overview

The Lead Mortgage Processing Specialist is tasked with managing the processing of various mortgage applications, including conventional, government, construction, and specialty loans. This role involves ensuring the accuracy of documentation required to finalize the mortgage process, assessing income, evaluating credit histories, and determining cash requirements.

Key Responsibilities
  • Assess initial underwriting outcomes and draft decision letters as necessary, collaborating closely with applicants to gather any outstanding documentation needed for final approval.
  • Conclude the loan processing phase by preparing the loan for handoff to the closing department.
  • Evaluate all types of mortgage applications, scrutinizing credit reports, income statements, and asset documentation to ensure compliance with underwriting standards.
  • Exhibit exceptional communication skills with members and both internal and external stakeholders, consistently delivering high-quality service.
Preferred Qualifications
  • One to three years of experience in mortgage application processing.
  • Experience in a dynamic, deadline-driven environment.
  • Strong written and verbal communication abilities.
LMCU is an Equal Opportunity Employer.

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