Lead Risk Management Specialist

1 week ago

Laurel, Montana, United States TD Bank Full time

Business Sector:

Position Overview:
The Lead Risk Management Specialist delivers a wide-ranging and specialized set of risk management insights to organizational leaders.

Facilitates and champions the execution of suitable risk frameworks while overseeing related management activities aimed at reducing enterprise-wide risk exposures for significant business divisions or operational areas.

May offer oversight, analysis, and strategic recommendations based on overarching goals and industry best practices.
The Office of the Chief Risk Officer (OCRO)

Regulatory Engagement & Strategic Planning team was established to assist the CRO and Risk Management Leadership through various strategic initiatives and ad hoc projects, including:

Mergers & Acquisitions Due Diligence, Business opportunity and external impact evaluations, Executive and Senior Leadership communications, Efficiency improvements, Governance/Controls assessments, etc.

Recently, the team's responsibilities have broadened to create and manage a comprehensive exam management process for Risk Management.

In this new framework, the team will hold direct accountability for the second line of Risk Management, while collaborating with both the first and third lines of defense to ensure consistent and transparent dialogue with regulators.


Scope & Depth:


Recognized as a leading expert within the organization, requiring extensive in-depth and/or broad expertise in a complex field along with knowledge of related areas.

Senior specialist providing advisory services to executives and business segment leaders while governing requirements for their own work.

Integrates understanding of the enterprise function's or business segment's strategy in leading program design, policy formulation, or operational standards across one or more areas of expertise.

Anticipates emerging business trends and regulatory/risk challenges as a basis for recommending substantial product, technical, functional, or operational enhancements.

Acts as a source of expert counsel to senior management in their field of specialization; may lead teams of related specialists/experts.

Advises on execution strategies and spearheads the development and deployment of functional programs or initiatives within their field or across multiple specialties.

Addresses unique and ambiguous challenges with widespread impact; typically oversees standards, controls, and operational methods that significantly affect financial and operational outcomes within their area of expertise.

Requires innovative thinking to devise new solutions.
Influences the technical or functional direction and resource allocation of part of an enterprise function or business segment.
Operates within general policies and industry guidelines.

Engages stakeholders to drive action; serves as a source of expert advice, influences change; contextualizes information within a broader framework.

Provides leadership guidance, makes recommendations, and collaborates with business units to ensure solutions align with complex project or program needs.

Identifies and leads problem resolution for complex project/program requirements-related issues at all levels.

Qualifications & Experience:
A bachelor's degree or technical certification and/or over 10 years of relevant experience.

Advanced knowledge of risk management governance, programs, policies, practices, operational frameworks, and reporting for supported business areas or disciplines to provide objective guidance and independent challenge on initiatives.

Understanding of the risk management landscape, standards, regulations, and mitigation strategies.
Awareness of current and emerging competitive and market trends.
Ability to contribute to the strategic direction of the function and provide counsel to senior leadership.
Proficiency in mentoring and coaching.
Expertise in utilizing advanced analytical software tools, data analysis methods, and specialized reporting techniques.
Advanced capability to lead, plan, implement, and evaluate program/project activities to ensure successful initiative completion.
Ability to influence and achieve results through effective negotiation, problem-solving, and communication skills.
Proficiency in using computer applications, including MS Office.
Ability to communicate effectively in both oral and written forms.
Ability to collaborate and build relationships across teams and functions.
Ability to work successfully as part of a team and independently.
Ability to exercise sound judgment in decision-making.
Ability to analyze, organize, and prioritize work while meeting multiple deadlines.
Ability to handle confidential information with discretion.

Client Responsibilities:


Leads the creation and/or implementation of specific standards, policies, and/or processes that identify, report on, and mitigate operational (or all major) risk exposures within the business.

Proactively assesses potential risks and ensures escalation of key risks to appropriate areas and/or executive review, providing business executives with findings and action plans to mitigate and manage these risks.

Establishes and maintains ongoing analysis and reporting on operational risk and/or other major risk categories as applicable to their business or functional area, reviewing findings and action plans with business leaders to mitigate and manage key issues.

Coordinates and/or guides activities related to core operational risk disciplines/programs, including Risk & Control Self-Assessment, Business Continuity Management, Outsourcing & Vendor Management, and Regulatory Compliance (e.g., CDIC, AML, Privacy, IDA, CBA, SOX, Basel, etc.).
Supports enterprise-wide operational risk escalation, review, and approval processes, data management, policies, and risk assessment processes.

Directs the development and monitoring of Key Risk Indicators and facilitates communication and resolution of risk issues among other business segments where applicable.

May be accountable for managing ancillary operational risk areas (e.g., BCM/incident management, outsourcing/vendor management, fraud aggregation and assessment, Basel implementation/capital analysis, change management, Privacy, AML, LCM, and other regulatory issues), in addition to core functions.
May provide support for other major risk areas (e.g., Market, Credit, Reputational, and/or Regulatory risks, etc.).
May serve as a point of contact for guidance in monitoring/reporting compliance, management, and strategic initiatives.
Provides comprehensive commentary in support of the development/maintenance/oversight of policies/procedures/practices, as required.

Shareholder Responsibilities:
Adheres to enterprise frameworks or methodologies related to activities for their business area.

Ensures respective programs/policies/practices are well managed, meet business needs, comply with internal and external requirements, and align with business priorities.

Consistently exercises discretion in managing correspondence, information, and all matters of confidentiality; escalates issues where appropriate.
Ensures business operations comply with applicable internal and external requirements (e.g., financial controls, segregation of duties, transaction approvals, and physical control of assets).
Participates in cross-functional/enterprise initiatives as a subject matter expert, helping to identify risk and provide guidance for complex situations.
Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audiences.

Conducts meaningful analysis at the functional or enterprise level, using results to draw conclusions, make recommendations, and assess the effectiveness of programs/policies/practices.

Monitors service, productivity, and assesses efficiency levels within their function, implementing continuous process/performance improvements where opportunities exist.
Leads/facilitates and/or implements actions/remediation plans to address performance/risk/governance issues.

Actively manages relationships within and across various business lines, corporate and/or oversight functions, ensuring alignment with enterprise and/or regulatory requirements.

Keeps informed of emerging issues, trends, and evolving regulatory requirements, assessing potential impacts.
Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite.

Team Member Responsibilities:


Fully participates as a team member, fostering a positive work environment that promotes service to the business, quality, innovation, and teamwork, ensuring timely communication of issues/points of interest.

Provides thought leadership and/or industry knowledge for their area of expertise and participates in knowledge transfer within the team and business unit.

Stays current on emerging trends/developments and enhances knowledge of the business, related tools, and techniques.
Engages in personal performance management and development activities, including cross-training within their team.

Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities.

Contributes to team development of skills and capabilities through mentorship of others, sharing knowledge and experiences, and leveraging best practices.

Leads, motivates, and develops relationships with internal and external business partners/stakeholders to cultivate productive working relationships.
Contributes to a fair, positive, and equitable environment that supports a diverse workforce.
Acts as a brand ambassador for their business area/function and the organization, both internally and/or externally.

Physical Requirements:
Domestic Travel – Occasional
International Travel – Never
Performing sedentary work – Continuous
Performing multiple tasks – Continuous
Operating standard office equipment - Continuous
Responding quickly to sounds – Occasional
Standing – Occasional
Walking – Occasional
Moving safely in confined spaces – Occasional
Lifting/Carrying (under 25 lbs.) – Occasional
Lifting/Carrying (over 25 lbs.) – Never
Kneeling – Never
Climbing – Never
Reaching overhead – Never
Reaching forward – Occasional
Pushing – Never
Pulling – Never
Twisting – Never
Concentrating for long periods of time – Continuous
Applying common sense to deal with problems involving standardized situations – Continuous
Reading, writing, and comprehending instructions – Continuous
Adding, subtracting, multiplying, and dividing – Continuous

The above statements are intended to describe the general nature and level of work being performed by individuals assigned to this role.

They are not intended to be an exhaustive list of all responsibilities, duties, and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

  • Lead Risk Management Specialist

    2 weeks ago

    Laurel, Montana, United States TD Bank N.A Full time

    Position Overview:The Lead Risk Management Specialist offers a wide-ranging and diverse set of risk management skills to organizational leaders.Drives and facilitates the establishment of suitable risk frameworks and associated management activities aimed at reducing enterprise and/or organization-wide risk exposures for critical business sectors or...

  • Lead Risk Management Consultant

    1 week ago

    Laurel, Montana, United States TD Bank N.A Full time

    Position Title: Senior Group Risk SpecialistLocation: United States of AmericaWorking Hours: 40 hours per weekCompensation: $110,760 - $178,880 USDTD Bank N.A. is dedicated to ensuring equitable compensation for all employees. The salary range for this position reflects various factors that influence compensation decisions, including the candidate's...

  • Lead Risk Management Consultant

    1 week ago

    Laurel, Montana, United States TD Bank Group Full time

    Work Location: United States of America Hours: 40 Compensation Details: $110, $178,880.00 USD TD is dedicated to ensuring fair and equitable compensation for all employees. The salary range for this position considers various factors that influence compensation decisions, including the candidate's skills, experience, job-related knowledge, certifications,...

  • Enterprise Risk Governance Lead

    5 days ago

    Laurel, Montana, United States TD Bank Group Full time

    Job DescriptionJob Title: Risk Management SpecialistJob Summary:We are seeking a highly experienced Risk Management Specialist to join our team at TD Bank Group. As a Risk Management Specialist, you will be responsible for providing comprehensive risk management expertise to business leaders, leading and supporting the implementation of appropriate risk...

  • Senior Risk Advisory Specialist

    1 week ago

    Laurel, Montana, United States TD Bank N.A Full time

    Position Title: Senior Group Risk SpecialistWork Location: United States of AmericaHours: 40Compensation Range: $110,760 - $178,880 USDTD is dedicated to ensuring equitable compensation for all team members. The salary range for this position reflects various factors considered in compensation decisions, including skills, experience, and geographic...

  • Principal Risk Management Advisor

    1 week ago

    Laurel, Montana, United States TD Bank N.A Full time

    Position Overview:The Senior Risk Advisory Specialist plays a pivotal role in delivering extensive risk management knowledge to organizational leaders. This role is responsible for spearheading the establishment of effective risk frameworks and managing related activities to minimize enterprise-wide risk exposures across key business segments. Additionally,...

  • Senior Risk Management Leader

    2 weeks ago

    Laurel, Montana, United States TD Bank Full time

    Work Location: United States of America Hours: 40 Pay Details: $110, $178,880.00 USD TD is dedicated to ensuring equitable compensation opportunities for all employees. The salary range for this position considers various factors influencing compensation decisions. The actual base pay offered may differ based on the candidate's skills, experience,...

  • Enterprise Risk Management Consultant

    2 weeks ago

    Laurel, Montana, United States TD Bank N.A Full time

    Position Title: Enterprise Risk Management ConsultantLocation: United States of AmericaWork Hours: 40 hours per weekCompensation: $86,840 - $139,360 USDOverview:The Enterprise Risk Management Consultant plays a pivotal role in delivering a broad spectrum of risk management insights to organizational leaders. This position is responsible for spearheading and...

  • Business Management Specialist

    5 days ago

    Laurel, Montana, United States TD Bank Group Full time

    Job DescriptionAs a Business Management Specialist at TD Bank Group, you will play a key role in managing a diverse portfolio of business management activities for complex or high-risk functional areas. Your primary responsibility will be to implement policies, processes, and initiatives to meet business management, strategy, and governance objectives.Key...

  • Business Management Specialist

    3 days ago

    Laurel, Montana, United States TD Bank Group Full time

    About the Role:We are seeking a highly skilled Business Management Specialist to join our team at TD Bank Group. As a key member of our organization, you will be responsible for managing a diverse portfolio of business management activities, implementing policies and processes, and providing guidance to stakeholders and team members.Key...

  • Financial Crime Risk Analyst

    2 weeks ago

    Laurel, Montana, United States TD Bank Full time

    Position Title:Financial Crime Risk AnalystCompany:TD BankLocation:Mount Laurel, New JerseyWork Schedule:40 hours per weekCompensation Range:$86,840 - $139,360 USDDepartment:Anti Money Laundering (AML) ComplianceKey Responsibilities:Design and implement AML initiativesPerform customer risk evaluationsAssist management with risk analysis and examination...

  • Governance and Control Specialist

    2 weeks ago

    Laurel, Montana, United States TD Bank Full time

    Work Location:United States of AmericaHours:40Compensation Details:TD is dedicated to ensuring fair and equitable compensation opportunities for all employees. The salary range for this position considers various factors that influence compensation decisions. The actual base pay offered may differ based on the candidate's skills and experience, job-related...

  • Strategic Operations Manager

    5 days ago

    Laurel, Montana, United States TD Bank Group Full time

    Job Description**Job Summary**We are seeking a highly skilled Business Management Specialist to join our team at TD Bank Group. As a key member of our organization, you will be responsible for managing a diverse portfolio of business management activities and implementing policies and processes to meet business management, strategy, and governance...

  • Senior Business Development Loan Specialist

    3 days ago

    Laurel, Montana, United States TD Bank N.A Full time

    About the Role:The SBA Loan Specialist IV at TD Bank N.A. is responsible for all aspects of SBA loan origination in accordance with Bank policies, procedures, and regulatory requirements, as well as the Standard Operating Procedures of the US Small Business Administration.Key Responsibilities:Originate and process SBA loans in accordance with Bank policies...

  • Senior Business Operations Consultant

    2 weeks ago

    Laurel, Montana, United States TD Bank N.A Full time

    Position OverviewThe Senior Business Operations Consultant plays a pivotal role in overseeing and managing critical business functions and strategic planning initiatives. This position is essential for ensuring effective governance and control across complex and high-stakes projects.Key ResponsibilitiesLead and manage significant business management...

  • Senior Manager

    2 weeks ago

    Laurel, Montana, United States TD Bank N.A Full time

    Position Title: Senior Manager - AML Issues OversightWork Location: United States of AmericaHours: 40Compensation Range: $110,760 - $178,880 USDTD is dedicated to ensuring equitable compensation for all employees. The salary range for this position reflects various factors considered in compensation decisions, including skills, experience, job-related...

  • Account Lead

    7 days ago

    Laurel, Montana, United States Association Headquarters Full time

    About Association HeadquartersAssociation Headquarters is a professional services firm that specializes in helping non-profit organizations achieve their mission, create value, and advance their causes, industries, and professions.We are committed to creating a diverse environment and are proud to be an equal opportunity employer.Job SummaryThe Account Lead...

  • Behavioral Therapist

    5 days ago

    Laurel, Montana, United States Bancroft Full time

    About the RoleBancroft is a leading nonprofit organization providing services to individuals with autism and related diagnoses. We are seeking a highly skilled Behavioral Therapist - ABA Specialist to join our team at our residential program in Mt. Laurel, NJ.Key ResponsibilitiesDevelop and implement behavior analytic services within individual service plans...

  • Office Management Specialist

    5 days ago

    Laurel, Montana, United States Agriculture, Rural Development Full time

    Job SummaryThis position is located in the State office of New Jersey in USDA/Rural Development (RD). The primary purpose of this position is to provide administrative, office management and activity coordination involving a variety of processes and methods within the state.Key ResponsibilitiesSupport public information, community relations and community...

  • Senior Manager of Audit Operations

    2 weeks ago

    Laurel, Montana, United States TD Bank Full time

    Work Location:United States of AmericaHours:40Compensation Details:$119,110 - $178,670 USDTD is dedicated to ensuring fair and equitable compensation for all employees. The salary range for this position considers various factors in compensation decisions. The actual base salary offered may differ based on the candidate's expertise, experience, job-related...