Commercial Credit Analyst

2 weeks ago

Wilmington, United States Wilmington Savings Fund Society Full time

Job Description

At WSFS Bank, we empower our Associates to grow their careers, we guide our customers to secure their financial futures, and we actively support our Communities so they can fully thrive. Careers with WSFS Bank offer an inclusive and supportive culture, competitive salaries, opportunities to advance, and more. We are the premiere, locally headquartered bank and wealth management company in the region and are honored to consistently be named a Top Workplace by our Associates, who make a difference every day for the people, businesses, and Communities we serve. We Stand For Service® is more than part of our name, it’s our mission and our purpose.

The Commercial Credit Analyst is responsible for performing the underwriting steps associated with commercial credits. The incumbent will prepare credit memorandums and other tasks associated with supporting Commercial Relationship Managers as well as assist in preparing commercial loan packages for approval and documentation.

Job Responsibilities:

  • Utilize spreading software to spread financial information from financial statements or tax returns, review and analyze business financial statements and individual tax returns to prepare credit requests.
  • Prepare credit memos and financial ratio reports to be submitted to the appropriate lending authority, including Senior Loan Committee, for approval
  • Approve loans within credit authority, identify and mitigate risks, and support the presentation of credit package.
  • Provide support to Commercial Lending Teams and the Relationship Manager as needed.
  • Work closely with the Loan Documentation team to ensure all due diligence is acceptable prior to loan closings.
  • Assist with teaching newer associates system applications and proper underwriting procedures
  • Travel to Customers and various WSFS locations, as needed.

Minimum Requirements:

  • Bachelor's Degree in finance or accounting or equivalent work experience is required. 
  • A background in finance and accounting which provides a basis for commercial loan underwriting and analysis, including the review and interpretation of client financial statements and tax returns, review and understanding of data in both personal and business bureaus is required. 
  • Must have a minimum of 2-4 years of commercial credit underwriting experience including a strong background of reviewing personal and business financial statements.
  • Must have some general business and banking background. 
  • Must have strong analytical skills. 
  • Must have strong Microsoft Office skills including Excel. 
  • Must be an independent thinker in collaboration with other professionals and be able to structure a loan request while maintaining the credit quality dictated by bank policy to “Find a Way” to grant a loan.
  • Excellent oral and written communication skills are required. 
  • Must have a good understanding of applying Loan Policy to the underwriting document.

WSFS Bank is inclusive and supportive of individual needs. If you have a physical or other impairment that might require an accommodation, including technical assistance with the WSFS Bank Careers website or submission process, please contact us via email at

careers@wsfsbank.com .

WSFS is an equal opportunity employer. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

  • Commercial Credit Analyst

    2 weeks ago

    Wilmington, United States WSFS Bank Full time

    Job Description At WSFS Bank, we empower our Associates to grow their careers, we guide our customers to secure their financial futures, and we actively support our Communities so they can fully thrive. Careers with WSFS Bank offer an inclusive and supportive culture, competitive salaries, opportunities to advance, and more. We are the premiere, locally...

  • Commercial Credit Analyst

    1 month ago

    Wilmington, United States WSFS Bank Full time

    Job Description At WSFS Bank, we empower our Associates to grow their careers, we guide our customers to secure their financial futures, and we actively support our Communities so they can fully thrive Careers with WSFS Bank offer an inclusive and supportive culture, competitive salaries, opportunities to advance, and more We are the premiere, locally...

  • Business Credit Analyst

    2 weeks ago

    Wilmington, Delaware, United States WSFS Bank Full time

    Job Overview:At WSFS Bank, we are dedicated to fostering the growth of our Associates' careers while guiding our customers towards achieving their financial aspirations. We are committed to supporting our Communities, enabling them to thrive fully.Why Work with Us:Careers at WSFS Bank offer a welcoming and inclusive culture, competitive compensation, and...

  • Intermediate Associate Credit Analyst

    6 days ago

    Wilmington, Delaware, United States Citigroup Inc Full time

    The Intermediate Associate Credit Analyst is an evolving professional position that combines specialized knowledge with a comprehensive understanding of industry standards and practices. This role requires a solid grasp of how the team and department collaborate with others to achieve the objectives of the job family. The analyst applies analytical reasoning...

  • Intermediate Associate Credit Analyst

    6 days ago

    Wilmington, Delaware, United States Citigroup Inc Full time

    The Intermediate Associate Credit Analyst is an evolving professional position that combines specialized knowledge with a comprehensive understanding of industry norms and practices. This role requires a solid grasp of how the team and department collaborate with others to achieve the objectives of the job family. The analyst applies analytical reasoning and...

  • Intermediate Associate Credit Analyst

    2 weeks ago

    Wilmington, Delaware, United States Citigroup Inc Full time

    The Intermediate Associate Credit Analyst is an evolving professional position that combines specialized knowledge with a comprehensive understanding of industry norms and practices. This role requires a solid grasp of how the team and area collaborate with others to achieve the objectives of the job family. The analyst applies analytical reasoning and is...

  • Commercial Lending Analyst

    6 days ago

    Wilmington, Delaware, United States WSFS Bank Full time

    Position Overview At WSFS Bank, we are dedicated to fostering the professional growth of our Associates, guiding our clients towards achieving their financial aspirations, and actively contributing to the prosperity of our Communities. Our careers offer a culture that is both inclusive and supportive, competitive compensation, opportunities for advancement,...

  • Commercial Lending Analyst

    6 days ago

    Wilmington, Delaware, United States WSFS Bank Full time

    Position Overview At WSFS Bank, we are dedicated to fostering the growth of our Associates, guiding our clients towards financial stability, and actively contributing to the prosperity of our Communities. Our careers offer a welcoming and supportive environment, competitive compensation, opportunities for advancement, and more. As a leading locally-based...

  • Commercial Lending Analyst

    2 weeks ago

    Wilmington, Delaware, United States WSFS Bank Full time

    Position Overview At WSFS Bank, we are dedicated to fostering the professional growth of our Associates, guiding our clients towards financial stability, and actively contributing to the prosperity of our Communities. Our careers offer a culture that values inclusivity and support, competitive compensation, opportunities for advancement, and much more. As a...

  • Commercial Loan Analyst

    2 weeks ago

    Wilmington, Delaware, United States Cinnaire Corporation Full time

    Position OverviewCinnaire Corporation is a recognized Community Development Financial Institution (CDFI) certified by the U.S. Treasury. We are in search of a Commercial Loan Analyst to enhance our team.Role Summary:The Commercial Loan Analyst is responsible for assessing and structuring loan applications for affordable housing and community development...

  • Credit Collections Analyst

    2 weeks ago

    Wilmington, Ohio, United States R+L Carriers Full time

    Job OverviewCollections Credit AnalystFull-Time Position, Monday - Friday, Flexible ShiftsEnjoy 1 week of paid vacation after 90 days of employmentDiscover the difference with R+L Carriers.R+L Carriers is currently seeking a Collections Credit Analyst at our Wilmington, OH Service Center office.Key Responsibilities:Evaluate various billing queues to assess...

  • Credit Collections Analyst

    2 weeks ago

    Wilmington, Ohio, United States R+L Carriers Full time

    Job OverviewCollections Credit AnalystFull-Time Position, Monday - Friday, Flexible ShiftsEnjoy 1 week of paid vacation after your initial 90 days of employmentDiscover the difference with R+L Carriers.R+L Carriers is actively seeking a Collections Credit Analyst for our Wilmington, OH Service Center office.Key Responsibilities:Analyze various billing queues...

  • Corporate Credit Assessment Specialist

    2 weeks ago

    Wilmington, Delaware, United States WSFS Bank Full time

    Job Overview:At WSFS Bank, we are dedicated to fostering the growth of our Associates' careers while guiding our customers towards securing their financial futures. We actively support our Communities to help them thrive.Why Join Us?Careers at WSFS Bank provide an inclusive and supportive culture, competitive compensation, and ample opportunities for...

  • Collections Credit Analyst-LA

    3 months ago

    Wilmington, United States R+L Carriers Full time

    Job DescriptionCollections SpecialistFull-Time, Monday - Friday, Various ShiftsEarn 1 week of vacation after 90 days of employmentCome and experience the difference with R+L Carriers. RL Carriers has an immediate need for Collections Credit Analyst at our Wilmington, OH Service Center office. Responsibilities will include: Review multiple billing queues to...

  • Commercial Financial Analyst

    1 month ago

    Wilmington, Delaware, United States IFF Family of Companies Full time

    The Pharma Solutions business will be taking on its next chapter of growth as a trusted partner for thepharmaceutical industry with the announcement to sell Pharma Solutions to Roquette. This move will position Pharma Solutions to expand its industry leadership through continued investment in innovation to meet the evolving needs of pharmaceutical...

  • Credit Review Sr. Examiner

    3 months ago

    Wilmington, United States Bank of America Full time

    Description : Through examinations and monitoring, Credit Review provides an independent assessment of credit decisions and the effectiveness of credit processes across the bank’s credit platform, identifies existing and emerging risks, and reports its findings to various stakeholders, including executive management, the Board of Directors or...

  • Director of Credit

    2 weeks ago

    Wilmington, United States Wilmington Savings Fund Society Full time

    Job Description Essential Duties and Responsibilities: Directly underwrite middle ticket transactions ($100,000 to $1,000,000) in accordance with NewLane’s Credit Policies and Procedures.  Provide concise analysis of equipment finance requests by reviewing business financial statements, including but not limited to income statements, cash flow...

  • Commercial Real Estate Loan Originator

    3 days ago

    Wilmington, Delaware, United States M&T Bank Full time

    Job Summary:M&T Bank is seeking a skilled Associate Relationship Manager to join our team. As a key member of our commercial banking team, you will be responsible for originating, underwriting, closing, and servicing commercial real estate loans of moderate dollar amount and complexity.Key Responsibilities:Provide exceptional customer service to an existing...

  • Senior Credit Examiner

    3 days ago

    Wilmington, Delaware, United States Bank of America Full time

    Job Description:At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection.Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.One of the keys to driving Responsible Growth is being a great place to work for our...

  • Senior Credit Assessment Examiner

    2 weeks ago

    Wilmington, Delaware, United States Bank of America Full time

    Position Overview:At Bank of America, we are committed to enhancing financial well-being through meaningful connections. Our approach to Responsible Growth emphasizes the importance of creating a supportive environment for our employees, clients, and communities.Role Summary:The Credit Review team plays a crucial role in providing an independent evaluation...