Mortgage Loan Processor II, Marlboro, Hybrid, Full-Time

4 weeks ago


Marlborough, United States DCU Inc. Full time
Schedule

Mon - Fri: 8 AM - 5 PM (40 Hours)

What You'll Do

Essential Functions:

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

  • Review, analyze and process all files as required in order to prepare files for underwriter approval. Processing scope includes, but is not limited to, the obtaining, inputting, verifying and updating of data in the appropriate software applications pertinent to: applicant membership eligibility, credit reports, employment, income, assets, taxes, insurances, collateral valuations, flood certifications, lender and third-party fees, rate locking, title work, HMDA and Adverse Actions.
  • Communicate proactively with members in a fast paced environment, both verbally and in writing, update applicants on the loan status, obtain additional information and documentation, and advise and coordinate events scheuduling.
  • Coordinate with multiple parties (members, underwriters, closers, appraisers, attorneys and other vendors) to obtain services and resolve issues, while adhering to established department timelines regarding pipeline progression.
  • Ensure that all loan notification and disclosures are complete, accurate, and distributed to applicants in timely fashion as required.
  • Pre-underwrite and process loans according to Automated Underwriting System (AUS) feedback certificate and secondary market standards.
  • Maintain knowledge of secondary market guidelines, product & pricing changes, and DCU policies and procedures.
  • Maintain knowledge of compliance laws applicable to first mortgage loan originations, including but not limited to: Equal Credit Opportunity Act (ECOA), Real Estate Settlement Procedures Act (RESPA), Regulation Z (Truth In Lending, Know Before You Owe), Regulation C (Home Mortgage Disclosure Act - HMDA), and other state and federal laws which may be applicable.
  • Maintain knowledge of all credit union products and services for the benefit of cross-selling to members or potential members.
  • Ensure compliance with all applicable state and federal laws and regulations.
  • Review purhcase and sale agreements, order mortgage insurance when necessary, enforce rate lock and extension policy, and perform other first mortgage related processing.
  • Perform other job-related duties as assigned by Managers(s).
What You'll Need

Education and Experience Requirements:
  • Minimum of a High school diploma or equivalent
  • 3-5 years mortgage or related experience
Additional Eligibility Requirements:
  • Technical skills (word, excel, outlook, etc.)
  • Professional written and verbal communication skills
  • Requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations.


What We Do

DCU is the largest credit union headquartered in New England - serving more than one million members in all 50 states. With over 1,900 team members, we strive to make DCU a great place to work with an excellent work-life balance, and a community that cares.

We are proud to be a Equal Opportunity Employer/ Protected Veterans/Individuals with Disabilities.

#INDMI

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

  • Marlborough, United States Digital FCU Full time

    Review, analyze and process all files as required in order to prepare files for underwriter approval. Processing scope includes, but is not limited to, the obtaining, inputting, verifying and updating of data in the appropriate software applications Loan Processor, Mortgage, Processor, Processing, Banking


  • Marlborough, United States Digital FCU Full time

    Job Category : Mortgages Requisition Number : MORTG005330 Apply now Posted: August 6, 2024 Full-Time Hybrid Locations Showing 1 location Operations Center 853 Donald Lynch Blvd. Marlborough, MA 01752, USA Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Analyze, underwrite and decision...


  • Marlborough, United States Digital FCU Full time

    ** Mortgage Servicing Team Member, Marlboro or Chelmsford** **Job Category****:** Mortgages **Requisition Number****:** MORTG03742 Showing 1 location **Job Details** **Description** * Input and book all mortgages on the DCU system, quote and accept payoffs, and answer all incoming phone calls regarding all servicing inquiries. * Perform various file...


  • Marlborough, Massachusetts, United States DCU Inc. Full time

    Work Schedule Monday to Friday: 8 AM - 5 PM (40 Hours) Key ResponsibilitiesCore Duties: To facilitate the essential functions, reasonable accommodations may be provided for individuals with disabilities. Evaluate, scrutinize, and manage all loan files to prepare them for underwriter assessment. This includes obtaining, entering, verifying, and updating...


  • Marlborough, United States Digital FCU Full time

    ** Member Service Representative Part-Time Marlboro East** **Job Category****:** Branch Services **Requisition Number****:** MEMBE03672 Showing 1 location **Job Details** **Description** Schedule:Mon - Wed 8:30am-5:30pm and every Saturday 8:30am-3:30pm (30.5 hours) Contribute to DCUs Success Sharing and Business Goals by providing members with quality...


  • Marlborough, United States Digital FCU Full time

    Principal Collaboration Engineer, Marlboro/Chelmsford, Full-Time, Hybrid The role of Principal Collaboration Engineer is responsible for the development and delivery of project assignments, including but not limited to the analysis, design, architecture, deployment, and support of Microsoft 365 platforms, email technologies, and conferencing solutions. The...


  • Marlborough, Massachusetts, United States Digital FCU Full time

    Job Category : MortgagesRequisition Number : MORTG005330Position Overview:As a Mortgage Underwriter I, you will be responsible for evaluating and approving mortgage applications in accordance with established guidelines. Your role is crucial in ensuring the accuracy and compliance of all mortgage loans with both internal and external standards.Key...


  • Marlborough, Massachusetts, United States Digital FCU Full time

    Job Category : MortgagesRequisition Number : MORTG005330Job Overview:As a Mortgage Underwriter I, you will be responsible for evaluating and approving mortgage applications in accordance with established guidelines. Your role is crucial in ensuring the accuracy and compliance of loan documentation.Key Responsibilities:Analyze and underwrite mortgage loans to...


  • Marlborough, Massachusetts, United States Digital Federal Credit Union DCU Full time

    About the RoleWe are seeking a highly skilled Database Engineer II to join our team at Digital Federal Credit Union (DCU). As a key member of our IT department, you will be responsible for designing, implementing, and maintaining our database systems to ensure optimal performance and security.Key ResponsibilitiesCollaborate with application developers to...


  • Marlborough, Massachusetts, United States Digital Federal Credit Union DCU Full time

    Job SummaryWe are seeking a highly skilled Database Engineer II to join our team at Digital Federal Credit Union (DCU). As a key member of our IT department, you will be responsible for designing, implementing, and maintaining our database systems to ensure optimal performance and security.Key ResponsibilitiesCollaborate with application developers to...


  • Marlborough, Massachusetts, United States DCU Inc. Full time

    Work Schedule Monday to Friday: 8 AM - 5 PM (40 Hours) Key ResponsibilitiesCore Duties: Reasonable accommodations may be provided to enable individuals with disabilities to perform essential functions. Evaluate, analyze, and manage all files as necessary to prepare them for underwriter approval. This includes obtaining, entering, verifying, and updating data...


  • Marlborough, Massachusetts, United States DCU Inc. Full time

    Work Schedule Monday to Friday: 8 AM - 5 PM (40 Hours) Key ResponsibilitiesCore Duties: Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Evaluate, scrutinize, and manage all files as necessary to prepare them for underwriter approval. The processing scope includes, but is not limited to,...


  • Marlborough, Massachusetts, United States Marlboro Animal Hospital Full time

    About the RoleWe are seeking a highly skilled and compassionate Veterinary Assistant to join our team at Marlboro Animal Hospital. As a key member of our staff, you will play a vital role in providing exceptional patient care and supporting our veterinarians and veterinary technicians in their duties.ResponsibilitiesAssist veterinarians and veterinary...


  • Marlborough, Massachusetts, United States Digital FCU Full time

    Mortgage Servicing AssociateJob Category: MortgagesJob Overview:The Mortgage Servicing Associate plays a crucial role in managing mortgage accounts and ensuring a seamless experience for our members. Responsibilities include:Processing and recording all mortgage transactions within the Digital FCU system.Providing accurate payoff quotes and handling all...


  • Marlborough, United States Marlboro Animal Hospital Full time $20 - $24

    Overview:Like the look of this opportunity Make sure to apply fast, as a high volume of applications is expected Scroll down to read the complete job description.Marlboro Animal Hospital is seeking to hire a Full-Time Veterinary Assistant to our growing team.Location: 441 Lakeside Ave., Marlboro, MA 01752Compensation: $20 - $24 based on experienceHospital...


  • Marlborough, Massachusetts, United States Digital FCU Full time

    Position Title: Mortgage Servicing Team MemberJob Category: MortgagesJob Overview:The Mortgage Servicing Team Member plays a crucial role in managing mortgage accounts within the Digital FCU system. Responsibilities include processing and booking mortgages, providing payoff quotes, and addressing all servicing inquiries through incoming calls.Key...


  • Marlborough, Massachusetts, United States Digital FCU Full time

    Assistant Manager of Mortgage ServicesJob Category: Mortgages Requisition Number: MORTG004061Job DetailsSchedule: Monday - Friday (Hybrid Eligible)Summary/Objective:The Assistant Manager of Mortgage Services plays a crucial role in overseeing all Quality Control and Assurance activities related to Post-Closing, Pre-funding, and Servicing.Key...


  • Marlborough, United States Main Street Bank Full time

    Job DetailsLevel Experienced Job Location Headquarters - Marlborough, MA Remote Type Hybrid Position Type Full Time Salary Range $24.00 - $25.00 Hourly Job Category Admin - Clerical DescriptionPosition Title: Commercial Loan Administrator IStatus: Full TimeFLSA Status: Non-ExemptReports To: Commercial Loan Admin OfficerDepartment: Commercial CreditLocation:...


  • Marlborough, United States The Ladders Full time

    At St. Mary's Credit Union, our mission is to be here for our members by providing exemplary personal service combined with high tech access and convenience for our members and the community. If you are looking to join a progressive organization with an outstanding team and great benefits, we want to hear from you! This role has a hybrid work schedule. We...


  • Marlborough, United States St. Mary's Credit Union Full time

    Job DescriptionJob DescriptionAt St. Mary’s Credit Union, our mission is to be here for our members by providing exemplary personal service combined with high tech access and convenience for our members and the community. If you are looking to join a progressive organization with an outstanding team and great benefits, we want to hear from you!This role...