Consumer Lending Manager

1 week ago

cincinnati, United States Cinfed Credit Union Full time

Position Purpose

Responsible for planning, organizing, and directing the activities of the Consumer Lending Department, including loan promotions and extensions of installment credit to Credit Union members. Ensures that such credit operations are in accordance with established policies, procedures, and legal requirements, and result in maximum volume, appropriate profit, and minimum delinquency ratios. Coordinates and oversees auto loans, secured/unsecured loans, credit cards and promotion activities, ensures that all areas of responsibility support Credit Union objectives and goals. Trains, directs, and appraises all direct reports. Ensures that services are delivered professionally and efficiently, and that members’ problems are resolved promptly.


Essential Job Functions

1. Responsible for the development and implementation of effective Consumer Loan Department policies, procedures, and planning.


a. Assists the Vice President in developing short and long-term goals and plans for the Consumer Lending Department. Assists with budgeting. Provides suggestions and recommendations.


b. Develops policies and procedures for loan activities. Implements new loan products and services in accordance with senior management direction. Conducts periodic reviews of existing systems and procedures to ensure maximum efficiency and legal compliance. Implements improvements in lending and promotion practices that will further the objectives of the Credit Union.


2. Responsible for the effective and efficient completion of Consumer Loan functions.


a. Responsible for the developmental loan training of back office and branch consumer lending staff.

b. Monitors and evaluates work quality, efficiency, and productivity. Ensures that optimal efficiency is maintained in lending activities. Assists in defining appropriate limits of authority for loan employees and ensures adequate understanding of the credit union’s loan procedures and policies.


c. Tracks workflow and ensures that deadlines are met.


d. Maintains loan accounts including compliance and reporting to regulatory agencies as required.


3. Supervises Department staff, ensuring optimal performance.


4. Responsible for ensuring that professional business relations exist with members, vendors, and trade professionals.


a. Ensures that members’ requests and questions are promptly and courteously resolved. Explains loan programs to members, evaluating their needs and recommending loan options. Actively promotes the credit union’s full line of products.


b. Manages loan-related Third Party Vendor relationships; including but not limited to: LoansPQ, PSCU, and CU Insurance Center.


5. Assumes responsibility for related duties as required or assigned.


Job Qualifications


Required Education:

  • A two‑year college degree or completion of a specialized course of study at a business or trade school.

Required Knowledge:

  • Thorough knowledge of Credit Union loan products and applicable policies and standards.
  • Understanding of government regulations and legal requirements involving lending and related functions.
  • Familiarity with the underwriting process, loan promotions, and marketing practices.

Required Experience:

  • 5-8 years of similar or related experience
  • 2-5 years of management experience
  • 5 years of consumer lending experience

Required Skills/Abilities:

  • Strong leadership and supervisory skills including problem solving skills.
  • Ability to analyze and interpret financial data.
  • Ability to analyze and resolve employee relation conflicts.
  • Strong project management abilities.
  • Well organized, and able to meet deadlines.
  • Excellent public relations skills and excellent oral and written communication.


What We Offer

  • Annual base salary of $75-80K dependent on experience
  • Generous 401K match up to 5%
  • PTO + up to 11 paid holidays
  • Opportunities for advancement
  • Health, Vision, and Dental insurance
  • Tuition reimbursement
  • Gym reimbursement
  • Named a Cincinnati Top Workplace for 9 consecutive years


Pre-employment background (credit, criminal, and drug) check required.


An Equal Opportunity – Affirmative Action Employer M/F/D/V

  • Consumer Lending Manager

    1 week ago

    Cincinnati, United States Cinfed Credit Union Full time

    Position PurposeResponsible for planning, organizing, and directing the activities of the Consumer Lending Department, including loan promotions and extensions of installment credit to Credit Union members. Ensures that such credit operations are in accordance with established policies, procedures, and legal requirements, and result in maximum volume,...

  • Consumer Lending Manager

    1 week ago

    cincinnati, United States Cinfed Credit Union Full time

    Position PurposeResponsible for planning, organizing, and directing the activities of the Consumer Lending Department, including loan promotions and extensions of installment credit to Credit Union members. Ensures that such credit operations are in accordance with established policies, procedures, and legal requirements, and result in maximum volume,...

  • Consumer Lending Manager

    1 week ago

    Cincinnati, United States Cinfed Credit Union Full time

    Position PurposeResponsible for planning, organizing, and directing the activities of the Consumer Lending Department, including loan promotions and extensions of installment credit to Credit Union members. Ensures that such credit operations are in accordance with established policies, procedures, and legal requirements, and result in maximum volume,...

  • Consumer Lending Advisor

    2 weeks ago

    Cincinnati, Ohio, United States Fifth Third Bank, N.A. Full time

    OVERVIEW:At Fifth Third Bank, we strive to enhance the banking experience for our customers. Join us in a rewarding career in the financial sector.POSITION SUMMARY:As a Consumer Lending Advisor, you will be responsible for executing pre-underwriting and processing tasks essential for consumer equity and non-equity loan applications. Your role will involve...

  • Mortgage Lending Support Specialist

    2 weeks ago

    Cincinnati, Ohio, United States The Sheil Lending Team Full time

    Job OverviewWe are seeking a meticulous Mortgage Lending Support Specialist to enhance our operations at The Sheil Lending Team. This role is crucial in fostering communication with referrals, existing and former clients, real estate professionals, financial institutions, and underwriting teams to cultivate relationships and generate new business...

  • Mortgage Lending Support Specialist

    2 weeks ago

    Cincinnati, Ohio, United States The Sheil Lending Team Full time

    Job OverviewWe are seeking a meticulous mortgage lending support specialist to enhance our operations. This role is essential in fostering communication with referrals, existing and former clients, real estate professionals, lenders, and underwriters to strengthen relationships and generate new business opportunities.Your responsibilities will include...

  • Consumer Funding Analyst I

    2 weeks ago

    Cincinnati, United States Fifth Third Bank Full time

    Make banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Facilitates the review and funding of consumer direct loans and lines. Reviews consumer payoff documentation and completes the respective funding, including a formal...

  • Commercial Lending Relationship Manager

    2 days ago

    Cincinnati, Ohio, United States Stock Yards Bank & Trust Full time

    Job SummaryAs a Commercial Lending Relationship Manager at Stock Yards Bank & Trust, you will be responsible for overseeing and managing commercial loan portfolios, developing new business opportunities, and providing exceptional customer service.Key ResponsibilitiesSolicit Business: Identify and pursue new business opportunities with prospective customers...

  • Consumer Credit Risk Analyst

    2 weeks ago

    Cincinnati, Ohio, United States Fifth Third Full time

    Overview:At Fifth Third Bank, we are committed to enhancing the banking experience for our customers. As a part of our team, you will play a crucial role in managing consumer credit risks.PRIMARY RESPONSIBILITIES:As a Credit Risk Analyst, you will:Develop analytics and reporting frameworks to assess and evaluate risks associated with Consumer Credit,...

  • Commercial Lending Relationship Manager

    3 days ago

    Cincinnati, Ohio, United States Stock Yards Bank & Trust Full time

    Job SummaryStock Yards Bank & Trust is seeking a highly skilled Commercial Lending Relationship Manager to join our team. As a key member of our commercial lending department, you will be responsible for managing commercial loan portfolios and developing new business opportunities.Key ResponsibilitiesSolicit Business from Prospective Customers and Current...

  • Consumer Credit Risk Analyst

    2 weeks ago

    Cincinnati, Ohio, United States Fifth Third Full time

    Enhancing Banking Excellence At Fifth Third Bank, we are dedicated to connecting talented individuals with exceptional career opportunities in the banking sector.POSITION OVERVIEW:The Credit Risk Analyst I plays a crucial role in formulating analytics and reporting mechanisms to identify and assess risks associated with Consumer Credit, including Direct,...

  • COMMERCIAL LENDING RELATIONSHIP MANAGER

    3 days ago

    Cincinnati, United States Stock Yards Bank & Trust Full time

    As a Commercial Lending Relationship Manager, you will oversee and manage commercial loan portfolios and develop new business. Experience in commercial lending with the ability to develop and retain business is important while Stock Yards Bank will provide a professional environment to continually improve the candidate's skills and to further his/her career...

  • Consumer Credit Risk Analyst

    2 weeks ago

    Cincinnati, Ohio, United States Fifth Third Full time

    Position Overview:At Fifth Third Bank, we are dedicated to enhancing the banking experience. Our commitment to connecting talented individuals with meaningful opportunities is paramount. ROLE SUMMARY:The Credit Risk Analyst I is tasked with the development of analytical frameworks and reporting mechanisms to identify and assess risks associated with Consumer...

  • Consumer Credit Risk Analyst

    2 weeks ago

    Cincinnati, Ohio, United States Fifth Third Full time

    Position Overview:At Fifth Third Bank, we are dedicated to enhancing the banking experience. Our commitment to connecting talented individuals with rewarding opportunities is at the forefront of our mission.ROLE SUMMARY:The Credit Risk Analyst I plays a crucial role in the development of analytics and reporting aimed at identifying and assessing risks...

  • Consumer Clubs Manager

    2 weeks ago

    Cincinnati, United States teamworkonline Full time

    Job Title: Consumer Clubs ManagerDepartment: Communications & MarketingReports To: Senior Manager of Consumer InsightsFLSA: Salary, Exempt  Job Purpose: Responsible for managing and leading all aspects of the Reds Consumer Clubs programs (Reds Rookies and Reds Heads Kids Club), including managing the P/L, operating all aspects of the clubs and...

  • Credit Risk Analyst I

    4 weeks ago

    Cincinnati, United States Fifth Third Full time

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Responsible for developing analytics and reporting to assist in the identification and evaluation of all risks related to Consumer Credit (i.e. Direct, Indirect, Credit...

  • Credit Risk Analyst I

    4 weeks ago

    Cincinnati, United States Fifth Third Full time

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Responsible for developing analytics and reporting to assist in the identification and evaluation of all risks related to Consumer Credit (i.e. Direct, Indirect, Credit...

  • Audit Project Manager

    3 months ago

    Cincinnati, United States Fifth Third Bank Full time

    Make banking a Fifth Third betterWe connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Fifth Third Bank's Audit Division is responsible for performing independent, objective assurance activities for the Bank's key business processes, products, services, and...

  • Consumer Loan Sales Specialist

    2 weeks ago

    Cincinnati, United States OneMain Financial Full time

    At OneMain, Consumer Loan Sales Specialists empower customers – listening to their needs and providing access to friendly, fast, and affordable financing for life’s expenses. Consumer Loan Sales Specialists will learn the lending and servicing business at OneMain, allowing them to grow their career. I n the Role Deliver results related to individual...

  • Consumer Loan Sales Specialist

    1 week ago

    Cincinnati, United States OneMain Financial Full time

    At OneMain, Consumer Loan Sales Specialists empower customers – listening to their needs and providing access to friendly, fast, and affordable financing for life’s expenses. Consumer Loan Sales Specialists will learn the lending and servicing business at OneMain, allowing them to grow their career. I n the Role Deliver results related to individual...