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COMMERCIAL LENDING RELATIONSHIP MANAGER

2 months ago

Cincinnati, United States Stock Yards Bank & Trust Full time

As a Commercial Lending Relationship Manager, you will oversee and manage commercial loan portfolios and develop new business. Experience in commercial lending with the ability to develop and retain business is important while Stock Yards Bank will provide a professional environment to continually improve the candidate's skills and to further his/her career goals for advancement to higher levels within the banking profession.

Responsibilities

Daily responsibilities include, but are not limited to, the following:

  • Solicit business from prospective customers and current customer base
  • Evaluate loan requests and approve loans within authority or make loan recommendations to management
  • Analyze financial and credit condition of applicants and determine loan payment capabilities
  • Negotiate credit terms and conditions
  • Service and retain existing customer base


Job Requirements

The successful candidate will have the following qualifications:
  • BA/BS in business, finance or related field
  • Minimum of two years experience in Commercial Lending
  • Proven ability to develop and retain business
  • Good communication skills
  • Professional appearance and demeanor
  • Knowledge of lending services and bank products
  • Knowledge of loan, bank and regulatory policy
  • Ability to analyze loan requests and determine borrowing need and repayment sources
Benefits
  • 401(k) with a company match of up to 6%
  • ESOP employer match
  • Medical insurance
  • Dental insurance
  • Vision insurance
  • Cancer / Disease insurance
  • Accident insurance
  • Flexible Spending Accounts
  • Health Savings Accounts
  • Bank paid Life / AD& D insurance
  • Voluntary Life / AD&D insurance
  • Bank paid Short-Term and Long-Term Disability insurance
  • Employee Stock Purchase Plan
  • Employee Assistance Program


Physical Requirements

The physical demands described here are representative of those that must be met by an employee in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

This position requires sitting the majority of the time. All work occurs indoors and within regular working hours. The noise level in the work environment is usually moderate.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)