Credit Products Commercial Portfolio Manager

1 month ago

Mobile, Alabama, United States Regions Full time

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

At Regions, the Credit Products Commercial Portfolio Manager is a client-facing role and responsible for independently leading all aspects of the entire commercial credit process both internally and externally with prospects and clients. The Portfolio Manager partners closely with Regions relationship managers to execute on the Bank's commercial loan origination strategy by working directly with Regions prospects, clients, and centers of influence to develop optimal financing structures to address borrowing needs.

Primary Responsibilities

  • Executes on the Bank's commercial loan origination strategy by working directly with Regions prospects, clients, and centers of influence to develop optimal financing structures to address borrowing needs.
  • Underwrites, structures, and documents prospect and client transactions above a designated threshold, generally the most complex and largest of client relationships and circumstances
  • Manages the assigned portfolio by monitoring performance and trends, proactively defining client credit solutions, identifying issues and developing remediation, underwriting and approving credit as designated
  • Ensures all credit process metrics are within prescribed tolerances
  • Accountable for the risk evaluation and associated compliance requirements as defined in respective roles and responsibility matrix for AML, CRA/HMDA, Reg B, and other regulatory/compliance requirements within assigned portfolio and for prospects
  • Approves interim new money requests for relationships managed up to a defined limit

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

This position is incentive eligible.

Requirements

  • Bachelor's degree in Finance, Accounting or related field
  • Three (3) years' experience in commercial underwriting
  • Subject Matter Expert-level understanding of accounting and finance, financial statement and cash flow analysis

Preferences

  • Completion of a major corporate credit training program (or the equivalent corporate banking/corporate finance experience)

Skills and Competencies

  • Ability to work collaboratively with multiple stakeholders
  • Strong analytical and problem solving skills
  • Strong verbal and written communication skills
  • Well organized, detail-oriented, and ability to multi-task

This position may be filled at a higher level depending on the candidate's qualifications and relevant experience.

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum:

$72,244.84 USD

50th Percentile:

$92,083.50 USD

Incentive Pay Plans:

This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals.Location:Mobile, Alabama

Bring Your Whole Self to Work

We have a passion for creating an inclusive environment that promotes and values the differences that make each of us stand out as unique individuals and help provide valuable perspective that makes us a better company and employer. More importantly, we recognize that creating a workplace where everyone, regardless of background, can do their best work and thrive is the right thing to do.

OFCCP Disclosure: Equal Opportunity Employer/Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.

  • Commercial Credit Portfolio Manager

    2 weeks ago

    Mobile, Alabama, United States Regions Bank Full time

    Position Overview:Regions Bank is committed to fostering a workplace where associates can thrive and develop their careers. We value performance-driven individuals who are dedicated to excellence, integrity, and success. Role Summary:The Commercial Portfolio Manager for Credit Products plays a pivotal role in managing the commercial credit process. This...

  • Commercial Credit Portfolio Manager

    2 weeks ago

    Mobile, Alabama, United States Regions Bank Full time

    Position Overview:Regions Bank is committed to fostering a workplace where associates can thrive and build meaningful careers. We are seeking a dedicated professional for the role of Credit Products Commercial Portfolio Manager. This position plays a pivotal role in managing the commercial credit process, ensuring optimal solutions for our clients while...

  • Senior Portfolio Manager

    22 hours ago

    Mobile, Alabama, United States First Horizon National Corporation Full time

    Job SummaryWe are seeking a highly skilled Portfolio Manager to join our team at First Horizon National Corporation. As a key member of our credit risk management team, you will be responsible for assessing and managing the Bank's loan portfolio, providing analytical and credit oversight, and partnering with Relationship Managers to grow and develop a...

  • Senior Portfolio Manager

    20 hours ago

    Mobile, Alabama, United States First Horizon Bank Full time

    Job SummaryThe Senior Portfolio Manager is responsible for assisting in the assessment of risk and management of the Bank's loan portfolio by providing analytical and credit oversight. This role is responsible for the annual review, renewal, loan covenant compliance reviews, and financial collection process within assigned loan portfolio.Key...

  • Commercial Insurance Relationship Manager

    6 days ago

    Mobile, Alabama, United States Jobot Full time

    Commercial Insurance Account ManagerAbout Jobot:Jobot is a leading independent insurance brokerage dedicated to delivering extensive insurance solutions for personal, commercial, and employee benefits.Why Consider Joining Us:401K with Matching ContributionsComprehensive benefits packageOpportunities for advancementCompetitive salary structureModern workplace...

  • Client Relations Manager

    6 days ago

    Mobile, Alabama, United States Jobot Full time

    Commercial Account ManagerAbout Jobot:Jobot is a leading independent insurance brokerage dedicated to delivering extensive insurance solutions for personal, business, and employee benefits.Why Consider Joining Us:401K with Matching ContributionsComprehensive Benefits PackageOpportunities for AdvancementCompetitive Salary StructureModern WorkspacesOngoing...

  • Client Account Manager for Commercial Lines

    6 days ago

    Mobile, Alabama, United States Jobot Full time

    Commercial Account ManagerAbout Jobot:Jobot is a thriving independent insurance brokerage dedicated to delivering extensive insurance solutions for personal, business, and employee benefits.Why Consider Joining Us:401K with Employer MatchComprehensive benefits packageOpportunities for advancementCompetitive salaryModern office environmentOngoing professional...

  • Enterprise Account Manager

    2 weeks ago

    Mobile, Alabama, United States Jobot Full time

    Commercial Insurance Account ManagerAbout Jobot:Jobot is a thriving independent insurance brokerage dedicated to delivering extensive insurance solutions for personal, commercial, and employee benefits.Why Join Our Team:401K with Employer MatchComprehensive benefits packageOpportunities for advancementCompetitive salaryModern office environmentOngoing...

  • Assistant Branch Manager

    7 days ago

    Mobile, Alabama, United States 1st Heritage Credit Full time

    Job SummaryWe are seeking a highly motivated and experienced Assistant Branch Manager to join our team at 1st Heritage Credit. As a key member of our branch operations team, you will be responsible for supporting the Branch Manager in achieving business growth, increasing sales, and maintaining controlled delinquency.Key ResponsibilitiesAssist the Branch...

  • Business Insurance Account Manager

    6 days ago

    Mobile, Alabama, United States Jobot Full time

    Commercial Account ManagerAbout Jobot:Jobot is a leading independent insurance brokerage dedicated to delivering extensive insurance solutions for both personal and business needs.Why Join Our Team:401K with Company MatchComprehensive benefits packageOpportunities for advancementCompetitive salaryModern workspacesOngoing professional development and...

  • Financial Credit Analyst

    2 weeks ago

    Mobile, Alabama, United States Xante corp Full time

    Job OverviewPosition SummaryXante Corporation is seeking a dedicated Financial Credit Analyst to evaluate the creditworthiness of our clientele. This role involves scrutinizing financial information to determine the probability of borrowers fulfilling their financial commitments.Key ResponsibilitiesGenerate and analyze credit reports to establish suitable...

  • Commercial Roofing Project Manager

    2 weeks ago

    Mobile, Alabama, United States Nations Roof Full time

    Position Overview The Commercial Roofing Project Manager will be responsible for overseeing and coordinating various project activities to ensure successful outcomes across all assignments. This role emphasizes the importance of timely and budget-conscious project completion. Key Responsibilities Manage and coordinate project activities to achieve defined...

  • Commercial Roofing Project Manager

    2 weeks ago

    Mobile, Alabama, United States Nations Roof Full time

    Key Responsibilities:Oversee and manage project operations to ensure successful outcomes across all assignments by emphasizing timely and budget-conscious project delivery.Interpret and analyze architectural drawings and specifications for both new roofing installations and re-roofing projects.Essential Skills:Strong leadership and communication...

  • Print Production Technician

    2 weeks ago

    Mobile, Alabama, United States Calagaz Printing Inc Full time

    Print Production Technician Job OverviewThe Print Production Technician plays a crucial role in managing both offset and digital printing machinery to deliver high-quality printed materials that align with project requirements and organizational standards.Core Responsibilities:Achieving departmental production targets and maintaining quality...

  • Corporate Account Executive

    2 weeks ago

    Mobile, Alabama, United States Jobot Full time

    Commercial Account ManagerAbout Jobot:Jobot is a thriving independent insurance brokerage dedicated to delivering extensive insurance solutions for personal, business, and employee benefits.Why Consider Joining Jobot:401K with Matching ContributionsComprehensive Benefits PackageOpportunities for AdvancementCompetitive Salary StructureModern WorkspacesOngoing...

  • Service Operations Manager

    6 days ago

    Mobile, Alabama, United States Environmental Products Group Full time

    Job DescriptionEnvironmental Products Group is seeking a qualified individual for the role of Service Operations Manager. This position is essential for overseeing our service department and ensuring that we provide top-notch support to our customers.As a Service Operations Manager, you will play a pivotal role in establishing and nurturing relationships...

  • Commercial Construction Project Leader

    2 weeks ago

    Mobile, Alabama, United States FirstFour Staffing Full time

    Job OverviewExciting opportunity for a Project Leader in the commercial construction sector.This role encompasses the management of various commercial construction projects from initial concept to final delivery, including:Strategic PlanningFinancial ManagementCost Estimation, subcontractor procurement, project financial tracking, and closeout...

  • Pharmaceutical Sales Representative

    5 hours ago

    Mobile, Alabama, United States Syneos Health inVentiv Health Commercial LLC Full time

    About the Role:We are seeking a highly motivated and experienced Pharmaceutical Sales Representative to join our team at Syneos Health/inVentiv Health Commercial LLC. As a key member of our commercial team, you will be responsible for building and maintaining external relationships with healthcare professionals, experts, and stakeholders in the therapeutic...

  • Commercial Kitchen Equipment Technician

    2 weeks ago

    Mobile, Alabama, United States KEMCO Facilities Services Full time

    KEMCO Facilities Services Benefits:Competitive compensation and performance incentives Hourly wage ranging from $23.00 to $45.00 Comprehensive health, dental, and vision coverage Retirement savings plan with employer matching Paid leave and holidays Company-provided vehicle and tools Continuous training and professional growth opportunities About Us: KEMCO...

  • HVAC Chiller Mechanic

    24 hours ago

    Mobile, Alabama, United States Johnson Controls Full time

    About the RoleWe are seeking a skilled Journeymen Chiller Mechanic to join our team at Johnson Controls. As a key member of our operations team, you will be responsible for executing contract maintenance visits, inspections, site assessments, and service requests for our commercial, industrial, and institutional customers.Key ResponsibilitiesExecute contract...