Customer Service Representative

3 weeks ago


Westborough, Massachusetts, United States Middlesex Savings Full time

Job Overview

The Customer Service Representative - Banking Expert role is a key position at Middlesex Savings focused on delivering exceptional customer service through various communication channels, including phone, email, and chat. The successful candidate will be highly proficient in processing transactions, resolving problems, and providing information to customers.

  • Provide excellent customer service through effective communication, active listening, and problem-solving skills.
  • Process a variety of transactions for customers, including teller transactions, account withdrawals, and balancing duties.
  • Support and resolve the service needs of internal and external customers in a fast-paced environment that requires accuracy, multi-tasking, and effective communication skills.
  • Build a positive rapport with diverse personality types, maintaining a professional attitude and a positive manner.
  • Navigate multiple computer applications while interacting with customers.
  • Understand which products/services will work best to successfully meet customer needs.
  • Interact with customers via phone, chat sessions from the public website or within online banking.
  • Respond to customer voice mail and email messages.
  • Process account transactions, research requests, and account maintenance requests.
  • Demonstrate an understanding of multiple ways customers bank using online and mobile technology and branch offices. Explain services and various channels.
  • Identify and assist with the migration of customer transactions to alternative delivery channels.
  • Identify and report fraud or suspected fraud occurrences. Continuously aware of fraud engineering threats and steps to take to protect customers and the bank.
  • Provide online banking assistance with password resets, secure access codes, bill pay, and stop payment requests.
  • Provide assistance with debit card travel alerts, daily limit increases, card activation/deactivation, suspected fraudulent transactions, and new card orders.
  • Assist with loan applications. Address basic and complex loan inquiries.
  • Meet expectations for all call center-related statistics, including but not limited to measurement of calls handled, not ready time, and wrap-up codes.
  • Complete all training requirements on time.
  • Identify process improvement ideas with the management team.
  • Protect customer information by following department security guidelines and procedures.
  • Comply with all applicable regulatory and department practices and procedures.
  • Represent the Bank through active participation in community and industry organizations and events. Promote business interests of the Bank. Refer sales opportunities to other departments or Bank affiliates in support of established objectives.

Requirements

  • High School Diploma required.
  • Some College education preferred.
  • 1-3 years experience in customer service preferably in banking, financial services, and/or inbound call center experience required.

Knowledge, Skills, and Abilities

  • Must possess intermediate technology skills, fluency in Windows Operating Systems, and Microsoft Office tools.
  • Strong computer skills including familiarity with multiple browsers, multiple tabs, and multiple window navigation required.
  • Self-motivated and work well in a team environment. High energy level and strong sense of urgency, excellent communication, customer service, telephone etiquette, and grammar required.
  • Ability to respond to high volume telephone inquiries, work extended hours, and weekends required.
  • Ability to sit for extended periods of time required.
  • Bilingual candidates are highly encouraged to apply.

Salary Range: $45,000 - $65,000 per year, depending on experience.

Benefits: Comprehensive benefits package, including health insurance, 401(k) matching, and paid time off.



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