Mortgage Application Specialist

2 weeks ago


Troy, Michigan, United States Lending Force LLC Full time

Job Overview:

As a Mortgage Application Specialist at Lending Force LLC, you will play a crucial role in the seamless processing of home loan applications. Your primary responsibilities will include evaluating applications, gathering and confirming essential documentation, and ensuring effective communication with all parties involved. This position requires a keen eye for detail, strong organizational abilities, and adherence to regulatory standards.

Key Responsibilities

  • Assess mortgage applications for thoroughness and precision
  • Gather and structure necessary documentation
  • Authenticate applicant details, including employment status, income, and credit history
  • Engage with loan officers and underwriters to facilitate the process
  • Guarantee compliance with industry standards and company protocols
  • Oversee timelines to adhere to processing schedules
  • Deliver outstanding customer service and respond to inquiries
  • Address discrepancies and challenges throughout the application journey
  • Conduct quality assurance checks on loan documentation
  • Calculate debt-to-income ratios to assess loan qualification
  • Prepare loan documentation for underwriting assessment
  • Stay informed about current lending practices and regulations
  • Update borrowers on the status of their loan applications
  • Manage the distribution of documents, including HOI/Payoffs, Appraisals, and Pest inspections

Required Qualifications

  • High school diploma or equivalent qualification
  • Proven experience in mortgage processing
  • In-depth knowledge of mortgage products, underwriting procedures, and regulations
  • Exceptional organizational and communication skills
  • Detail-oriented with a commitment to accuracy
  • Ability to work both independently and collaboratively in a dynamic environment
We provide competitive compensation and a comprehensive benefits package.

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