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Mortgage Application Specialist

2 months ago


Troy, Michigan, United States Lending Force LLC Full time
Job Overview

Position Summary:

As a Mortgage Application Specialist, you will play a crucial role in the seamless processing of mortgage applications from initiation to completion. Your responsibilities will include evaluating applications, gathering and authenticating essential documentation, and ensuring effective communication with all parties involved. A keen eye for detail, exceptional organizational abilities, and adherence to regulatory standards are essential for success in this role.

Compensation:

$15 - $20/hr

Key Responsibilities:
  • Assess mortgage applications for thoroughness and precision
  • Gather and structure necessary documentation
  • Authenticate applicant details, including employment, income, and credit history
  • Coordinate with loan officers and underwriters
  • Ensure adherence to industry regulations and internal policies
  • Manage timelines to fulfill processing requirements
  • Deliver outstanding customer service and respond to inquiries
  • Address discrepancies and challenges during the application process
  • Conduct quality assurance checks on loan files
  • Calculate debt-to-income ratios and evaluate loan eligibility
  • Prepare loan documentation for underwriting assessment
  • Stay informed about current lending guidelines and regulations
  • Update borrowers on the status of their loan applications
  • Facilitate the sending of documents, including HOI/Payoffs, Appraisals, and Pest reports
Qualifications:
  • High school diploma or equivalent
  • Experience in mortgage processing
  • Strong understanding of mortgage products, underwriting protocols, and regulations
  • Excellent organizational and communication capabilities
  • Detail-oriented with a commitment to accuracy
  • Ability to work independently and collaboratively in a dynamic environment

We provide competitive compensation and benefits packages. If you possess a meticulous nature, exceptional organizational skills, and a solid grasp of loan processing methodologies, we invite you to consider this opportunity.

About Lending Force LLC

At Lending Force LLC, our loan officers excel in addressing all clients' financial requirements. Whether clients are purchasing, selling, refinancing, or constructing their ideal home, we are equipped to assist. Given the frequent changes in market conditions and mortgage programs, we ensure our loan officers are well-informed to provide prompt and precise financial guidance. Our experienced team possesses the expertise necessary to advance your career. We seek dedicated, hardworking individuals who are eager to contribute to our organization and take pride in their work.