Senior Credit Risk Analyst

2 weeks ago


Pineville, North Carolina, United States INSPYR Solutions Full time

Position:
Senior Credit Risk Analyst
Location: Remote
Compensation: $50.00-$56.00/hour
Duration: 7 months

Overview:
Under limited supervision, the Senior Credit Risk Analyst utilizes extensive expertise and skills acquired through formal education and professional experience to conduct both quantitative and qualitative risk assessments of retail and small business portfolios. This role involves the design, preparation, and distribution of risk reports, alongside performing various credit risk evaluations to ensure adherence to established exposure limits. The analyst will work independently on complex assignments that are broad in scope.

Key Responsibilities:
  • Prepare and disseminate daily, weekly, monthly, and quarterly credit risk reports.
  • Collect and verify data for accuracy.
  • Assist in the design, development, and testing of credit risk reporting tools.
  • Coordinate efforts between Risk Management and business units to address exception/exposure items and prepare responses for Senior Management inquiries.
  • Develop comprehensive solutions to complex risk measurement and reporting requirements.
  • Provide analysis and insights regarding significant credit exposure and concentration issues.
  • Analyze business processes and information requirements to resolve issues and enhance workflow efficiency.
  • Calculate risk using industry-standard models, potential future exposures, and stress testing methodologies.
  • Perform additional duties as assigned.

Knowledge, Skills, and Abilities:
  • Understanding of credit risk management principles and retail banking.
  • Proficient in data analysis.
  • Strong critical thinking, problem-solving, and creative skills.
  • Effective communication skills, both verbal and written, across all organizational levels.
  • Familiarity with SQL, Python, Oracle, Tableau, Snowflake, and Microsoft Office.

Qualifications:
  • Bachelor's Degree with a minimum of two years of relevant experience in financial services, or an equivalent combination of education, training, and experience.
  • No specific licenses or certifications required.

Benefits:

INSPYR Solutions offers a comprehensive benefits package, including medical benefits, competitive pay, a 401(k) retirement plan, and more. As a national leader in providing flexible technology and talent solutions, we align our industry and technical expertise with our clients' business objectives and cultural needs. Our tailored solutions encompass a wide range of professional services, projects, and talent solutions. We prioritize excellence and the human aspect of our business, ensuring a seamless match between talent and opportunities.

For more information about our commitment to equal employment opportunities, please visit our website.



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