Senior Credit Risk Analyst

2 weeks ago


Pineville, North Carolina, United States INSPYR Solutions Full time

Position:
Senior Credit Risk Analyst
Location: Remote
Compensation: $50.00-$56.00/hour
Duration: 7 months

Role Overview:
Under limited supervision, leverage extensive expertise and skills acquired through formal education and professional experience to conduct both quantitative and qualitative risk assessments of retail and small business portfolios. Responsible for the design, preparation, and dissemination of risk reports. Execute various credit risk evaluations to ensure adherence to established exposure limits. Operate independently on challenging assignments that are broad in scope and complex in nature.

Key Responsibilities:
  • Prepare and distribute daily, weekly, monthly, and quarterly credit risk reports.
  • Collect and verify data for accuracy.
  • Assist in the design, development, and testing of credit risk reports.
  • Coordinate efforts between Risk Management and business units to address exception/exposure items and prepare responses for Senior Management inquiries.
  • Develop comprehensive and efficient solutions to complex risk measurement and reporting needs.
  • Provide analysis and commentary regarding significant credit exposure and concentration issues.
  • Analyze business processes, procedures, and information requirements to resolve issues and enhance workflow and process efficiency.
  • Calculate risk using industry-standard models, potential future exposures, and stress testing.
  • Perform additional duties and responsibilities as assigned.

Knowledge, Skills, and Abilities:
  • General understanding of credit risk management and retail banking.
  • Data analysis capabilities.
  • Critical thinking, problem-solving, and creativity.
  • Effective communication skills, both oral and written, across all organizational levels.
  • Proficiency in operating standard office equipment and utilizing required software applications to produce correspondence, reports, electronic communication, spreadsheets, and databases.
  • Familiarity with SQL, Python, Oracle, Tableau, Snowflake, and Microsoft Office.

Qualifications:
  • Bachelor's Degree and a minimum of two years of relevant business experience in financial services, or any equivalent combination of education, training, and/or experience approved by Human Resources.
  • No specific licenses or certifications required.

Benefits:

Comprehensive medical benefits, competitive pay, 401(k) retirement plan, and more.

About INSPYR Solutions: Technology is our focus, and quality is our commitment. As a national expert in delivering flexible technology and talent solutions, we strategically align industry and technical expertise with our clients' business objectives and cultural needs. Our solutions are tailored to each client and include a wide variety of professional services, project, and talent solutions.

By always striving for excellence and focusing on the human aspect of our business, we work seamlessly with our talent and clients to match the right solutions to the right opportunities.

INSPYR Solutions provides Equal Employment Opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, or genetics. In addition to federal law requirements, INSPYR Solutions complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities.



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