Mortgage Loan Originator

1 week ago


Dallas, Texas, United States New American Funding Full time
About the Role

We are seeking a highly motivated and experienced Mortgage Loan Originator to join our team at New American Funding. As a Loan Officer, you will be responsible for building strong relationships with customers, analyzing their financial situations, and providing personalized loan solutions.

Key Responsibilities
  • Customer Relationship Building: Develop and maintain strong relationships with existing and potential borrowers to meet their needs and exceed their expectations.
  • Loan Analysis and Advice: Analyze customers' financial situations and provide expert advice on the most suitable loan products for their needs.
  • Loan Origination: Perform lock extensions, pipeline management, and other daily duties to ensure smooth loan processing.
  • Communication and Organization: Excel in a fast-paced environment, multitasking and following up with multiple customers and files daily.
  • Lead Management: Accept and manage multiple live, qualified inbound leads daily, locking loans at point of sale and submitting initial loan packages to production staff.
  • Documentation and Submission: Collect and analyze customers' documentation for submission to underwriters for pre-qualification of purchase clients.
  • Loan Structuring and Pricing: Structure and price loans accurately to meet customers' needs.
Requirements
  • Experience and Knowledge: Some experience and current product knowledge of FHA, VA, Conventional, and other loan programs.
  • Regulatory Compliance: Demonstrate working knowledge and skills to learn federal and state guidelines, rules, and regulations such as TRID.
  • Communication Skills: Excellent written and oral communication skills.
Education and Experience
  • Mortgage Industry Knowledge: Current working knowledge of the mortgage loan process.
  • Previous Experience: 0-2 years' experience as a Loan Processor, Jr. Processor, Loan Setup Clerk, Loan Officer Assistant, Sales, or equivalent.
  • Licensing: NMLS licensing preferred, but not required in some branches.
  • Education: High School Diploma or equivalent.


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