Mortgage Loan Underwriter

5 days ago


Fort Wayne, Indiana, United States Ruoff Home Mortgage Full time
{"Job Title": "Mortgage Loan Underwriter", "Job Summary": "We are seeking a highly skilled Mortgage Loan Underwriter to join our team at Ruoff Home Mortgage. As a Mortgage Loan Underwriter, you will be responsible for reviewing and analyzing mortgage loan applications to ensure compliance with company, investor, and regulatory guidelines.", "Responsibilities": "

* Conduct thorough analysis of loan files to determine compliance with company, investor, and regulatory guidelines.
* Evaluate the entire credit package for residential mortgage loans and ensure an investment-quality loan product.
* Check accuracy of calculations and ensure compliance with company policies and procedures.
* Assist with training of new underwriters and provide guidance on loan file reviews.
* Recommend loan disposition for loan amounts in excess of authority limitations to underwriting manager.
* Communicate decision on loans to appropriate parties both verbally and in writing.
* Be available to processors and correspondents for general guideline interpretations and questions on specific loan files.
* Respond to post-closing reviews and audits in a timely fashion.
* Maintain a professional image and standards consistent with company policies and procedures.
* Responsible for a high level of confidentiality and security while handling company information; verbal and/or written documentation.
", "Requirements": "

* Bachelor's degree in related field, preferred. High school diploma or equivalent is required.
* Minimum of three years' mortgage loan underwriting experience, required.
* Proficient with MS Office including Word, Excel, and PowerPoint.
* Must maintain industry standard training according to company policies.
", "Work Environment": "

* Professional atmosphere in a branch environment
* Routinely uses office equipment such as computers, phones, photocopiers, filing cabinet, and fax machine.
"}
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