Senior Mortgage Underwriter

2 months ago

Fort Mill, United States First Citizens Bank Full time
Overview

This position assesses the Bank's financial risk on potential borrowers applying for mortgage loans at a high level of complexity and ability. Analyzes borrower applications to determine appropriate loan structuring, potential risk, and loan eligibility, and makes the decision to accept or reject based on review. Ensures the salability of the loan to the selected investor under the specified loan program. Provides support for loan closing activities and clients while protecting the Bank from fraud, misrepresentation, and default. Responsible to meet production and quality expectations.
Responsibilities

  • Loan Underwriting - Documents and underwrites mortgage loans products. Gathers and reviews information pertaining to the applicant's income, assets, debts, and credit history to determine ability to repay the mortgage loan. Applies product and investor specific underwriting and documentation guidelines. Utilizes underwriting results to either approve or decline the loan.
  • Application Review - Reviews new applications for completeness and inclusion of necessary documentation. Determines eligibility of the loan for the selected product and investor, or more appropriate alternatives. Ensures accuracy and acceptance of income, asset, debt calculations and credit history. Seeks resolution for any identified discrepancies.
  • Operations Support - Manages a pipeline of active mortgage loans. Prioritizes loan actions based on projected closing dates and ensures loans close in a timely manner. Works with loan processor to meet expected closing dates for the customer.
  • Client Support - Provides client support throughout the underwriting process. Utilizes available resources to answer questions and develop alternatives. Remains abreast of investor loan programs, guidelines, policies and procedures to better assist clients. May provide guidance for associates on escalated or complex client inquiries.
Qualifications
  • Bachelor's Degree and 3 years of experience in Mortgage loan underwriting OR High School Diploma or GED and 7 years of experience in Mortgage loan underwriting

  • Senior Mortgage Underwriter

    1 week ago

    Fort Mill, South Carolina, United States Movement Mortgage Full time

    Be part of a company that is reshaping the lending landscape At Movement Mortgage, we specialize in mortgages, but our identity goes beyond that. Since our inception in 2008, we have transformed the industry with our innovative 6-7-1 mortgage process. In our commitment to social responsibility, we have introduced Impact Lending, a pioneering approach where...

  • Senior Mortgage Loan Originator

    6 days ago

    Fort Smith, Arkansas, United States Bank of England Mortgage Full time

    About Bank of England MortgageBank of England Mortgage is a leading provider of mortgage financing solutions. We are committed to delivering exceptional customer service and building long-term relationships with our clients.Job SummaryWe are seeking a highly motivated and experienced Mortgage Loan Officer to join our team. As a Mortgage Loan Officer, you...

  • Senior Mortgage Originator

    2 days ago

    Fort Mitchell, United States WhatJobs Full time

    Job Title: Senior Mortgage LenderJob Summary:Civista Bank is seeking a highly skilled and experienced Senior Mortgage Lender to join our team. As a Senior Mortgage Lender, you will be responsible for originating first mortgage loans, promoting the bank and its lending services to the real estate community, and identifying and serving the community's...

  • Senior Mortgage Lender

    4 days ago

    Fort Mitchell, United States Civista Bank Full time

    Job SummaryCivista Bank is seeking a highly skilled and experienced Senior Mortgage Lender to join our team. As a Senior Mortgage Lender, you will be responsible for originating first mortgage loans, promoting the Bank and its lending services to the real estate community, and identifying and serving the community's financial needs.Key ResponsibilitiesTravel...

  • Mortgage Loan Officer Assistant

    6 days ago

    Fort Myers, United States Waterstone Mortgage Full time

    SUMMARY: Are you ready to make a difference in the lives of homebuyers? We're looking for a dedicated Loan Partner (Loan Officer Assistant) to join our team in Fort Meyers, FL, and help guide clients through the mortgage process with care and expertise. The primary function of the Loan Partner is to manage the Loan Officer's pipeline and to make certain that...

  • Mortgage Loan Originator

    1 month ago

    Fort Mill, United States Fifth Third Bancorp Full time

    Make banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals. Meets standards and objectives defined by management...

  • Mortgage Loan Originator

    2 months ago

    Fort Mill, United States Fifth Third Full time

    Make banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals. Meets standards and objectives defined by management...

  • Mortgage Loan Originator

    3 months ago

    Fort Mill, United States Fifth Third Full time

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals. Meets standards and objectives defined by management for...

  • Mortgage Loan Originator

    3 weeks ago

    Fort Lauderdale, United States Americas Mortgage Professionals, LLC Full time

    Job DescriptionJob DescriptionAre you a dedicated and enthusiastic professional who is passionate about helping individuals achieve their dreams of homeownership? Do you excel in a fast-paced setting and thrive on the excitement of finalizing deals? If this sounds like you, we invite you to join our dynamic team as a Mortgage Loan Originator in Fort...

  • Senior Mortgage Lender

    3 days ago

    Fort Mitchell, United States Civista Bank Full time

    Job SummaryCivista Bank is seeking a highly skilled and experienced Senior Mortgage Lender to join our team. As a key member of our lending department, you will be responsible for originating first mortgage loans, promoting the Bank's lending services, and identifying and serving the community's financial needs.Key ResponsibilitiesOriginate first mortgage...

  • Mortgage Financing Advisor

    1 week ago

    Fort Smith, Arkansas, United States Bank of England Mortgage Full time

    Bank of England / Bank of England Mortgage NMLS Registered Mortgage Loan Officer – Level 3 Non-Exempt Job Overview This role is integral to our operations, focusing on providing exceptional service to clients throughout the loan origination journey. As a key team member, you will collaborate with colleagues to drive company growth while...

  • Mortgage Loan Officer

    6 days ago

    Fort Smith, Arkansas, United States Bank of England Mortgage Full time

    About the Role:Bank of England Mortgage is seeking a highly skilled and experienced Mortgage Loan Officer to join our team. As a Mortgage Loan Officer, you will be responsible for originating and processing mortgage loans, as well as providing exceptional customer service to our clients.Key Responsibilities:Originate and process mortgage loans, including...

  • Mortgage Financing Specialist

    2 weeks ago

    Fort Smith, Arkansas, United States Bank of England Mortgage Full time

    Bank of England / Bank of England Mortgage NMLS Registered Mortgage Loan Officer – Level 3 Non-Exempt Job Overview This role involves engaging with clients to facilitate the mortgage application process. As a key player in the lending team, you will be responsible for establishing strong relationships with clients, ensuring their needs are...

  • Mortgage Consultant

    6 days ago

    Fort Wayne, Indiana, United States Ruoff Mortgage Company Inc Full time

    About the RoleAs a Consumer Direct Home Loan Consultant at Ruoff Mortgage Company Inc, you will be the primary company representative to our online community. This position facilitates individual applications and acts as a liaison between processing, underwriting, closing and the borrower.Key ResponsibilitiesSales and Business Development: Make sales calls...

  • Mortgage Loan Officer

    1 month ago

    Fort Smith, United States Bank of England Mortgage Full time

    Bank of England / Bank of England Mortgage NMLS Registered Mortgage Loan Officer – Level 3  Non-Exempt  Job Description  This position will be located in Ft. Smith, AR. Typical business work hours are 8:00 A.M. to 5:00 P.M. Monday through Friday, some over-time may be required. You will be expected to have willingness to work closely with...

  • Mortgage Processing Specialist

    1 week ago

    Fort Washington, Pennsylvania, United States Toll Brothers Full time

    Position OverviewToll Brothers Mortgage is seeking a skilled Mortgage Loan Processor to enhance our operations. This role involves managing the processing of mortgage applications that have received prior approval from an Underwriter.Key ResponsibilitiesOversee the processing of mortgage loans, ensuring compliance with company policies and industry...

  • Loan Officer

    3 weeks ago

    Fort Mill, United States RoundPoint Mortgage Servicing LLC Full time

    About the CompanyRoundPoint Mortgage Servicing LLC is a fully integrated, non-bank mortgage company, with a subservicing portfolio of approximately 900,000 loans. In 2023, RoundPoint was acquired by Two Harbors Investment Corp. (NYSE: TWO), reaffirming its commitment to MSR as core and essential to our business strategy and our future. A combined Two Harbors...

  • Loan Officer

    3 weeks ago

    Fort Mill, United States RoundPoint Mortgage Servicing LLC Full time

    About the CompanyRoundPoint Mortgage Servicing LLC is a fully integrated, non-bank mortgage company, with a subservicing portfolio of approximately 900,000 loans. In 2023, RoundPoint was acquired by Two Harbors Investment Corp. (NYSE: TWO), reaffirming its commitment to MSR as core and essential to our business strategy and our future. A combined Two Harbors...

  • Mortgage Processing Specialist

    1 week ago

    Fort Washington, Pennsylvania, United States Toll Brothers Full time

    Position OverviewToll Brothers Mortgage is seeking a skilled Mortgage Loan Processor to enhance our dedicated team. In this role, you will be responsible for managing loans that have already undergone thorough review and approval by an Underwriter.Key ResponsibilitiesEfficiently process mortgage applications, ensuring all documentation is complete and...

  • Mortgage Loan Specialist

    4 days ago

    Fort Washington, Pennsylvania, United States Toll Brothers Full time

    Job Summary:Toll Brothers Mortgage is seeking a skilled Mortgage Loan Processor to join our team. As a Processor, you will play a critical role in the loan processing lifecycle, ensuring timely and accurate processing of loans that have already been reviewed and approved by an Underwriter.Key Responsibilities:Process loan applications, verifying...