Current jobs related to Credit Underwriter - Fort Wayne - Ruoff Home Mortgage

  • Credit Underwriter

    4 weeks ago

    Fort Lee, United States JCW Full time

    Credit UnderwriterLocation: Fort Lee, NJ (on-site)Position Overview:A global banking organization is seeking a junior credit underwriter to join their Fort Lee branch. Key Responsibilities:Lead overall business performance in the NJ region, supporting Branch Managers with marketing and business development effortsCollaborate with other NJ Branch Managers and...

  • Risk Credit Underwriter

    2 weeks ago

    Fort Mill, South Carolina, United States Movement Mortgage, LLC Full time

    Mortgage Lending with a PurposeMovement Mortgage, LLC is a mortgage company that's disrupting the industry with innovative lending processes. As a Credit Risk Underwriter, you'll play a crucial role in making credit decisions on assumption transactions and supporting the credit risk team with loan reviews.Key Responsibilities:Review assumptions requests from...

  • Underwriter

    3 weeks ago

    Wayne, Pennsylvania, United States Pop-Up Talent Full time

    Job SummaryWe are seeking a skilled Underwriter to join our team at Pop-Up Talent. As an Underwriter, you will play a critical role in evaluating and assessing risks associated with insurance policies, loans, and investments.Key ResponsibilitiesEvaluate loan applications for consumer and mortgage manufactured home loansUtilize internal and external loan...

  • Underwriter

    3 weeks ago

    Wayne, Pennsylvania, United States Pop-Up Talent Full time

    Job SummaryWe are seeking a skilled Underwriter to join our team at Pop-Up Talent. As an Underwriter, you will play a critical role in evaluating and assessing risks associated with insurance policies, loans, and investments.Key ResponsibilitiesEvaluate loan applications for consumer and mortgage manufactured home loansUtilize internal and external loan...

  • Mortgage Loan Underwriter

    3 weeks ago

    Fort Wayne, Indiana, United States Ruoff Home Mortgage Full time

    Job Title: Mortgage Loan UnderwriterAt Ruoff Home Mortgage, we are seeking a highly skilled Mortgage Loan Underwriter to join our team. As a Mortgage Loan Underwriter, you will be responsible for reviewing mortgage loan applications to ensure compliance with company, investor, and appraisal guidelines.Key Responsibilities:Conduct thorough analysis of loan...

  • Underwriter III Position

    3 weeks ago

    Wayne, Pennsylvania, United States Radian Group Full time

    Unlock Your Potential as an Underwriter IIIWe're seeking a talented Underwriter III to join our team at Radian Group. As a key member of our underwriting team, you'll play a critical role in ensuring the accuracy and quality of our mortgage loan packages.Key Responsibilities:Review and analyze credit and collateral documents to provide timely and prudent...

  • Underwriter

    1 month ago

    Wayne, United States Pop-Up Talent Full time

    UnderwriterWayne PA 19087SUMMARY:An underwriter evaluates and assesses risks associated with insurance policies, loans, investments, or other financial products to determine their eligibility for coverage or financing. They analyze data, financial statements, and other relevant information to make informed decisions that align with company policies and...

  • Underwriter

    1 month ago

    Wayne, United States Pop-Up Talent Full time

    UnderwriterWayne PA 19087SUMMARY:An underwriter evaluates and assesses risks associated with insurance policies, loans, investments, or other financial products to determine their eligibility for coverage or financing. They analyze data, financial statements, and other relevant information to make informed decisions that align with company policies and...

  • Credit Supervisor

    4 weeks ago

    Fort Wayne, United States Do it Best Full time

    Credit SupervisorLevel: SalariedDivision / Department: FinanceReports to: TreasurerTravel: Occasional (Markets, Conferences, & Member stores)About the role:The Credit Supervisor is responsible for managing all activities related to credit management and accounts receivable collection for all domestic and international accounts. This individual will be...

  • Credit Supervisor

    4 weeks ago

    Fort Wayne, United States Do it Best Full time

    Credit SupervisorLevel: SalariedDivision / Department: FinanceReports to: TreasurerTravel: Occasional (Markets, Conferences, & Member stores)About the role:The Credit Supervisor is responsible for managing all activities related to credit management and accounts receivable collection for all domestic and international accounts. This individual will be...

  • Credit Supervisor

    4 weeks ago

    Fort Wayne, United States Do it Best Full time

    Credit Supervisor Level: Salaried Division / Department: Finance Reports to: Treasurer Travel: Occasional (Markets, Conferences, & Member stores) About the role: The Credit Supervisor is responsible for managing all activities related to credit management and accounts receivable collection for all domestic and international accounts. This individual will be...

  • Credit Risk Analyst

    3 weeks ago

    Fort Collins, Colorado, United States Independent Bank (TX) Full time

    Job SummaryThis role offers the opportunity to work in a hybrid environment, with the Talent Acquisition Team providing additional details during the interview process. As a Credit Underwriter, you will be responsible for analyzing and underwriting the creditworthiness of high-value Commercial Real Estate (CRE) and Commercial & Industrial (C&I) borrowers,...

  • Commercial Underwriter

    5 days ago

    Fort Lauderdale, United States Seacoast Bank Full time

    Description Location: Broward County JOB SUMMARY: Commercial Underwriters support the revenue growth and asset quality of the commercial lending line of business by participating in new client relationship development activities, functioning as part of the lending partnership, monitoring existing client relationships, and managing credit risk to ensure that...

  • Commercial Underwriter

    2 weeks ago

    Fort Lauderdale, Florida, United States Seacoast Bank Full time

    Job DescriptionAt Seacoast Bank, we are seeking a highly skilled Commercial Underwriter to join our team. As a Commercial Underwriter, you will play a critical role in supporting the revenue growth and asset quality of our commercial lending line of business.Key Responsibilities:Analyze financial information on existing and potential customers to assess...

  • Mortgage Underwriter

    3 weeks ago

    Fort Lauderdale, Florida, United States Paramount Residential Mortgage Group Full time

    OverviewWe are seeking a skilled Mortgage Underwriter to join our team at Paramount Residential Mortgage Group. As a Mortgage Underwriter, you will play a critical role in ensuring the quality and integrity of our loan products. Our company values work-life balance and teamwork, and we strive to create a positive work environment that fosters growth and...

  • Underwriting Specialist

    3 weeks ago

    Fort Lauderdale, Florida, United States A&D Mortgage LLC Full time

    Underwriter Job DescriptionA&D Mortgage LLC is seeking a skilled Underwriter to join our team. As an Underwriter, you will play a critical role in ensuring the quality and integrity of our loan products.Key Responsibilities:Review and analyze loan applications to ensure compliance with regulatory requirements and company policies.Conduct thorough credit and...

  • Mortgage Loan Originator Position

    3 weeks ago

    Fort Wayne, Indiana, United States Liberty Federal Credit Union Full time

    Mortgage Loan Originator Job DescriptionLiberty FCU is seeking a skilled Mortgage Loan Originator to join our team in Washington, IN. As a Mortgage Loan Originator, you will be responsible for originating and processing mortgage loans, building relationships with realtors, and providing exceptional customer service.Key Responsibilities:Conduct loan...

  • SBA Underwriter II

    1 month ago

    Fort Lauderdale, Florida, United States iBusiness Funding Full time

    Job Title: SBA Underwriter IIAbout the Role:iBusiness Funding is a leading provider of innovative Software as a Service (SaaS) solutions for banks and lenders, specializing in SBA lending. We build scalable lending platforms that streamline the business lending process, enabling lenders to efficiently deliver capital to small and medium-sized businesses.Key...

  • Underwriter

    3 weeks ago

    fort lauderdale, United States A&D Mortgage LLC Full time

    A&D Mortgage - Financial Holding Company successfully providing residential and commercial loans for more than 20 years, based in Florida. We represent our A+++ service in states but are striving to obtain licenses in every State of the US and to become a Nationwide Mortgage Lender.Our employees are our most valuable resource and their knowledge and...

  • Underwriter

    4 weeks ago

    Fort Lauderdale, United States A&D Mortgage LLC Full time

    A&D Mortgage - Financial Holding Company successfully providing residential and commercial loans for more than 20 years, based in Florida. We represent our A+++ service in states but are striving to obtain licenses in every State of the US and to become a Nationwide Mortgage Lender.Our employees are our most valuable resource and their knowledge and...

Credit Underwriter

2 months ago

Fort Wayne, United States Ruoff Home Mortgage Full time

Job Type

Full-time

Description

Position Summary

Responsible for the review of conventional and government mortgage loan applications ensuring quality and compliance with company, investor & appraisal guidelines and meeting closing schedules.

Essential Responsibilities

  • Completes a thorough analysis of loan files to determine compliance with company, investor, and FHA/VA guidelines.
  • Evaluate the entire credit package for residential mortgage loans and ultimately ensure an "investment" quality loan product.
  • Check accuracy of calculations.
  • Assists with training of new underwriters.
  • Recommend the loan disposition for loan amounts in excess of authority limitations to underwriting manager.
  • Communicate decision on loans to appropriate parties both verbally and in writing.
  • Be available to processors and correspondents for general guideline interpretations and questions on specific loan files.
  • Respond to post-closing reviews and audits in a timely fashion.
  • Maintains a professional image and standards consistent with company policies and procedures.
  • Responsible for a high level of confidentiality and security while handling company information; verbal and/or written documentation.
  • Performs other tasks as requested.
Knowledge, Skills and Abilities
  • Ability to read, write, and communicate at a level consistent with the requirements of this position, including legal documents and to non-technical staff.
  • Ability to clearly organize information, understand relevant laws, identify and fix any financial discrepancies that may arise, and perform mathematical equations accurately.
  • Ability to learn and support new systems and applications, and use critical thinking to make good decisions and meet deadlines.
  • Demonstrated ability to handle multiple projects and details simultaneously; holds self to a high level of quality.
  • Must be self-motivated and enthusiastic to obtain personal and company goals.
  • Ability to stay organized to easily retrieve information and documents as needed.
Experience and Training
  • Bachelor's degree in related field, preferred. High school diploma or equivalent is required.
  • Minimum of three years' mortgage loan underwriting experience, required.
  • Proficient with MS Office including Word, Excel and PowerPoint.
  • Must maintain industry standard training according to company policies.

Job Dimensions

Reporting to this position: No direct reports

Internal Relationships: All internal operations staff and management, loan officers, underwriting, and compliance.

External Relationships: Credit and title companies, Realtors, appraisers, and other outside professionals.

Requirements

Physical Demands and Work Environment

Physical Demands:

Mostly sedentary, however, while performing the duties of this job, the employee is occasionally required to walk; reach with hands and arms; stoop; talk and hear.

Extensive reading and computer use is expected more than 50% of the time. Receiving and expressing detailed information verbally, in person and by telephone is essential. Must be able to verbally communicate effectively with others.

Occasionally lift and/or move up to 15 pounds.

Regular attendance is necessary and essential to this position.

Work Environment:

Professional atmosphere in a branch environment

Routinely uses office equipment such as computers, phones, photocopiers, filing cabinet and fax machine.

Ruoff Mortgage reserves the right to modify, interpret, or apply this job description in any manner the company desires. This job description in no way implies that these are the only duties, including essential duties, to be performed by the employee occupying this position. This job description is not an employment contract, implied or otherwise. The employment relationship remains "At Will." The aforementioned job requirements are subject to change to reasonably accommodate qualified individuals with disabilities.