Mortgage Loan Processing Specialist

2 weeks ago

Quakertown, Pennsylvania, United States QNB Bank Full time
Job Overview

FUNCTION: The Loan Processing Specialist plays a crucial role in managing the workflow of consumer and mortgage loans from initiation to funding. This position is essential in supporting the Origination and Underwriting teams by gathering required documentation and overseeing the transaction to ensure timely closings while fulfilling customer expectations.

KEY RESPONSIBILITIES:

  1. Ensure efficient and independent processing of consumer and mortgage applications (adhering to all relevant laws, regulations, and bank policies) from origination through to post-closing.
  2. Maintain accurate and timely compliance with HMDA, TRID, Reg B, and other retail loan regulations.
  3. Conduct initial file assessments to verify completeness and process loans through Automated Underwriting Systems and Internal Underwriting systems, discussing findings with the Loan Officer and Underwriter, addressing conditions, and documenting stipulations on approval documents.
  4. Input loan information as per the loan officer's guidelines and assist in calculating Debt to Income and Loan to Value ratios.
  5. Track and compile necessary documentation while resolving any outstanding loan conditions in collaboration with underwriters and loan officers.
  6. Order appraisals, title services, and flood certifications, and communicate necessary borrower notifications, including appraisal copies.
  7. Perform compliance checks, loan quality assessments, and fraud detection for each borrower.
  8. Ensure accurate and timely processing of loan fees, including G/L reconciliations. Forward vendor invoices with GLs to Finance for payment and reconcile GLs for supervisor review.
  9. Update loan files and enter revised information into the loan origination system.
  10. Prepare loan files in the correct order for entry into the loan origination system.
  11. Generate scheduled management reports, detailing pipeline values.
  12. Coordinate closing processes with title companies and clients.
  13. Ensure a positive experience for borrowers.
  14. Maintain open communication with team members to facilitate a seamless customer experience.
  15. Perform additional job-related tasks as assigned.
  16. Complete required compliance training promptly and demonstrate the ability to apply this training effectively.
  17. Monitor rate pricing through Freddie Mac and communicate updates to management. Adjust rates, indexes, and LOS as necessary.
  18. Foster positive communication with customers and all departments of QNB Bank by utilizing effective communication skills.

REQUIRED TRAINING, QUALIFICATIONS, AND EDUCATION:

  1. Comprehensive understanding of Retail and Mortgage loan requirements.
  2. Knowledge of real estate, automobile, and unsecured lending practices, including federal and state regulations and compliance related to TRID and Regulation Z.
  3. Proficiency in Automated Underwriting Systems and Microsoft Office, as well as familiarity with Meridian Mortgage, IDS, and Laser Pro.
  4. Ability to manage multiple priorities in a fast-paced environment while maintaining professionalism and organization, managing a pipeline of over 30 loans.
  5. Competence in calculating and applying financial underwriting ratios.
  6. 1 to 3 years of experience in secondary market mortgage and consumer loan processing is preferred.
  7. High level of accuracy in work is essential.
  8. Understanding of loan documentation to assist in pre and post-funding reviews.
  9. Strong interpersonal and communication skills to represent the Bank positively when interacting with both internal and external clients.
  10. High school diploma or equivalent; some college education is preferred but not mandatory.
  11. Proactive communication regarding loan status while maintaining confidentiality of customer information.

  • Mortgage Loan Processing Specialist

    2 weeks ago

    Quakertown, Pennsylvania, United States QNB Bank Full time

    Job OverviewFUNCTION: The Loan Processing Specialist plays a crucial role in managing the lifecycle of consumer and mortgage loans from initiation to funding. This position is essential in supporting the Origination and Underwriting teams by gathering necessary documentation and overseeing the transaction to ensure timely closings while meeting client...

  • Mortgage Loan Processing Specialist

    1 week ago

    Quakertown, Pennsylvania, United States QNB Bank Full time

    Job OverviewFUNCTION: The Loan Processing Specialist plays a crucial role in managing the lifecycle of consumer and mortgage loans from initiation to funding. This position is designed to assist the Origination and Underwriting teams by gathering essential documentation and overseeing the transaction to ensure that closing timelines are adhered to while...

  • Consumer and Mortgage Loan Processing Specialist

    2 weeks ago

    Quakertown, Pennsylvania, United States QNB Bank Full time

    FUNCTION:The Consumer and Mortgage Loan Processing Specialist is tasked with managing the processing of consumer and mortgage loans from initiation to funding. This role will assist the Origination and Underwriting teams by gathering essential documentation and overseeing the transaction to ensure that closing timelines are adhered to, while also fulfilling...

  • Mortgage Loan Originator

    2 days ago

    Quakertown, Pennsylvania, United States QNB Bank Full time

    Job SummaryQNB Bank is seeking a highly skilled Mortgage/Retail Loan Origination Processor to join our team. As a key member of our loan processing department, you will be responsible for the processing of consumer and mortgage loans from origination to funding.Key ResponsibilitiesLoan Processing: Ensure timely and independent processing of consumer and...

  • Consumer Loan Documentation Coordinator

    5 days ago

    Quakertown, Pennsylvania, United States QNB Bank Full time

    Job SummaryThe Loan Documentation Processor plays a critical role in the Commercial and Retail Lending teams at QNB Bank, responsible for preparing and reviewing loan documents for new loans and modifications in accordance with the Bank's loan approval guidelines.Key ResponsibilitiesLoan Document Preparation: Examining, interpreting, and preparing required...

  • Financial Services Representative

    1 week ago

    Quakertown, Pennsylvania, United States QNB Bank Full time

    Job OverviewFUNCTION:As a Floating Financial Services Representative, you will embody the values of QNB Bank, providing exceptional service in a professional and courteous manner. Your role involves processing transactions efficiently and accurately while promoting bank services and making referrals to relevant business partners. Adherence to all legal,...

  • Financial Services Representative

    1 week ago

    Quakertown, Pennsylvania, United States QNB Bank Full time

    Job OverviewROLE:As a Floating Financial Services Representative, you will embody the values of QNB Bank, delivering exceptional service while efficiently handling transactions. Your role involves promoting bank services and making referrals to relevant departments, all while adhering to regulatory standards and internal policies. You will travel to various...

  • Financial Services Representative

    2 weeks ago

    Quakertown, Pennsylvania, United States QNB Bank Full time

    Job OverviewROLE:As a Floating Financial Services Representative, you will embody the values of QNB Bank by delivering exceptional service and professionalism. Your primary responsibility will be to facilitate various financial transactions efficiently while ensuring compliance with all regulatory standards. You will also have the opportunity to promote and...

  • Customer Financial Services Advisor

    2 weeks ago

    Quakertown, Pennsylvania, United States QNB Bank Full time

    Job OverviewPRIMARY RESPONSIBILITIES:Exemplifies Q2 Service and Sales initiatives with enthusiasm and creativity, ensuring that objectives are met and quality benchmarks are surpassed. Demonstrates initiative and serves as a role model for peers.Establishes strong customer connections by ensuring QNB is represented in a professional, courteous, and...

  • Customer Financial Services Advisor

    1 week ago

    Quakertown, Pennsylvania, United States QNB Bank Full time

    Job OverviewPRIMARY RESPONSIBILITIES:Exemplifies QNB's Service and Sales initiatives with enthusiasm and creativity, ensuring that objectives are met and quality benchmarks are surpassed. Takes initiative and serves as a role model for peers.Establishes strong customer connections by ensuring QNB is represented with courtesy, confidentiality, and...

  • Client Financial Advisor

    2 weeks ago

    Quakertown, Pennsylvania, United States QNB Bank Full time

    Job OverviewKEY RESPONSIBILITIES:Exemplifies QNB's Service and Sales initiatives with enthusiasm and creativity, ensuring that targets are met and quality benchmarks are surpassed. Takes proactive steps and serves as a role model for peers.Fosters customer connections by ensuring QNB is represented with courtesy, confidentiality, and professionalism, while...

  • Educational Support Specialist

    2 weeks ago

    Quakertown, Pennsylvania, United States Dunklin R-V School District Full time

    Position Type: Support Staff/Educational Support Specialist The Dunklin R-5 School District is on the lookout for passionate and student-focused individuals to fill full-time Educational Support Specialist roles. As an Educational Support Specialist, your primary responsibility will be to assist educators in fostering a conducive learning environment for...

  • Human Resources Specialist

    2 weeks ago

    Quakertown, Pennsylvania, United States OLDCASTLE APG, INC. Full time

    HR Specialist - Oldcastle APG, Inc.OVERVIEW:The HR Specialist acts as a vital connection between management and personnel, ensuring alignment of workforce capabilities with organizational needs.KEY RESPONSIBILITIES:In this role, you will:Collaborate with local and regional management, corporate teams, and executive leadership to effectively implement HR...

  • Quality Assurance Specialist

    4 days ago

    Quakertown, Pennsylvania, United States enVista Full time

    Job Description:At enVista, we are seeking a highly skilled Quality Assurance Specialist to join our team. As a Quality Assurance Specialist, you will play a critical role in ensuring the quality of our products and services.Key Responsibilities:Inspect and test products to ensure they meet quality and safety standards.Conduct incoming and final inspections...

  • Resident Billing and Collections Specialist

    2 days ago

    Quakertown, Pennsylvania, United States Phoebe Ministries Full time

    Job SummaryPhoebe Ministries is seeking a highly skilled Resident Billing and Collections Specialist to join our team. As a key member of our financial services department, you will be responsible for ensuring accurate and timely billing and collections for our residents.Key ResponsibilitiesReconcile daily census for all skilled nursing facility (SNF)...

  • Customer Relations Specialist

    7 days ago

    Quakertown, Pennsylvania, United States QNB Bank Full time

    JOB SUMMARY:The Customer Service Center Representative plays a vital role in delivering outstanding service to incoming inquiries through various communication channels, including phone and online platforms.KEY RESPONSIBILITIES:Exhibit enthusiasm and creativity in implementing Q2 Service and Sales initiatives to meet objectives and surpass quality...

  • Project Planning Specialist for Infrastructure Development

    2 days ago

    Quakertown, Pennsylvania, United States Infinity Enterprises Full time

    About Infinity EnterprisesInfinity Enterprises is a leading engineering and consulting firm that specializes in infrastructure development and project management. Our team of experts works closely with clients to deliver high-quality projects that meet their needs and exceed their expectations.Job SummaryWe are seeking a highly skilled Project Planning...

  • Service Center Customer Specialist

    1 week ago

    Quakertown, Pennsylvania, United States QNB Bank Full time

    JOB OVERVIEW:The Customer Service Center Representative plays a crucial role in delivering outstanding customer support to incoming inquiries through multiple communication channels, including phone and online platforms.KEY RESPONSIBILITIES:Exhibit Q2 Service and Sales initiatives with enthusiasm and creativity to meet objectives and surpass quality...

  • Full-Time Financial Services Representative

    7 days ago

    Quakertown, Pennsylvania, United States QNB Bank Full time

    Job OverviewPOSITION:As a Floating Financial Services Representative, you will embody the values of QNB Bank by delivering exceptional service in a professional and courteous manner. Your role will involve efficiently processing a variety of financial transactions while adhering to all regulatory requirements and organizational policies. You will travel to...

  • Clinical Supervisor

    3 days ago

    Quakertown, Pennsylvania, United States Northeast Family Health Care LLC Full time

    Job DescriptionJob Summary:We are seeking a highly skilled and experienced Clinical Supervisor to join our team at Northeast Family Health Care LLC. As a Clinical Supervisor, you will play a critical role in providing leadership and guidance to our clinical staff, ensuring the delivery of high-quality addiction treatment services to our patients.Key...