Dealer Services Analyst

2 weeks ago


East Alton, Illinois, United States 1st Mid America Credit Union Full time
Job Title: Dealer Services Analyst

**Job Summary:**

1st MidAmerica Credit Union is seeking a highly skilled Dealer Services Analyst to join our team. As a key member of our indirect lending program, you will be responsible for processing loan applications, making credit decisions, and building strong relationships with our dealer partners.

Key Responsibilities:

  • Loan Processing: Receive and process loan applications from dealers, ensuring all documentation is complete and accurate.
  • Credit Decision Making: Analyze loan applicants' creditworthiness, review credit reports, and make informed decisions to approve or deny loans within authorized limits.
  • Dealer Relationship Building: Cultivate strong relationships with current and potential dealer partners through regular visits, phone calls, and effective communication of program changes.
  • Additional Responsibilities: Assist with reporting, task management, dealer engagement promotions, and other job-related duties as assigned.

Performance Measurements:

  • Compliance: Ensure all documentation is completed in compliance with credit union policy and regulatory guidelines.
  • Timeliness and Accuracy: Fund, organize, and complete member loan files in a consistent and timely manner with accuracy.
  • Dealer Reputation: Maintain a reputation as a quality partner within the dealer network.
  • Knowledge and Skills: Maintain a working knowledge of the credit union's loan standards and guidelines, as well as a dependable record of attendance and timeliness.

Requirements:

  • Experience: Two years of similar or related experience in a lending environment, processing, funding, and underwriting loans.
  • Education: A high school education or GED.
  • Interpersonal Skills: Strong communication and diplomacy skills, with the ability to work with a high degree of confidentiality and discretion.
  • Technical Skills: Knowledge of legislation, regulation, policies, and procedures pertaining to lending practices, as well as proficiency with Microsoft products, including Outlook, Word, and Excel.

Work Environment:

  • Exposure to Dust: Work frequently involves exposure to dust.
  • Irregular Hours: May require working irregular hours with limited notice.
  • Travel: Travel may be required both locally and out-of-state/overnight.

Disclaimer:

Must be able to work and travel to different credit union locations as determined by management. This Job Description is not a complete statement of all duties and responsibilities comprising the position.



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