Mortgage Financing Specialist

2 weeks ago


Sioux Center, United States Prime Bank Full time

Position Overview: This role focuses on the origination and assessment of mortgage loan candidates, ensuring adherence to compliance protocols, and promoting products and services to attract new clientele.

Key Responsibilities:

  • Engages with loan candidates to collect personal details and address inquiries regarding mortgage loan offerings.
  • Gathers and verifies financial data to perform analyses necessary for evaluating loan requests.
  • Determines loan eligibility based on established mortgage lending criteria; documents the analysis and effectively communicates next steps to clients.
  • Oversees the closing process, which involves coordinating with all parties, outlining requirements, and facilitating the closing meetings.
  • Proactively engages in business development initiatives, including building relationships with real estate agents and builders, while managing the existing portfolio.
  • Suggests additional Prime Bank products and services to mortgage clients.
Qualifications:
  • Bachelor's degree or equivalent professional experience.
  • A minimum of two years in mortgage origination or processing.
  • Ability to obtain NMLS licensure.
Skills Required:
  • Demonstrated sales and business development capabilities.
  • Outstanding interpersonal communication skills.
  • Strong verbal and written communication abilities.
  • Capability to interpret regulations, policies, and procedures to resolve customer service and documentation issues.
  • Proficient in using computers and software applications, including Microsoft Office Suite.


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