Mortgage Loan Originator

2 weeks ago


Kennedy Space Center, United States GO Mortgage Full time
Description

In-house Loan Originator within a builder's model home

Are you tired of struggling to even get a shot at loans? Are you looking for a career boost that will let you take your personal book of business to the next level?

Discover what life is like as an insider rather than an outsider by working as an in-house Loan Originator within a builder's model home

We have a joint venture with a local, high-producing ground up residential construction company and we are looking for a dynamic, personable, experienced loan officer to take on this role.

Responsibilities:
  • Developing and maintaining referral relationships and a client base through prospecting and networking with strategic business partners in the community
  • Completing accurate mortgage loan applications
  • Counseling borrowers to understand the pros and cons of different construction loan products to determine which is best for them
  • Communicating interest rates, rate lock information, and closing costs accurately with borrowers
  • Being the link between the borrower and the processing, underwriting, and closing departments
  • Performing weekly update calls on all pre-qualified, pre-approved, and in-process loans to all interested parties
  • Continuously updating their knowledge base to maintain knowledge of guidelines and industry practices
  • Responsible for ensuring all applications are submitted in compliance with all regulatory guidelines and the lender's policies and procedures
  • Locking loans in the system with agreed upon terms and manage locked pipeline through the funding
  • Communicating regularly with borrowers to meet desired expectations
  • Communicating positively and professionally with operations staff throughout the process of the loan to ensure a smooth closing
  • Maintaining minimum productivity goals
Qualifications:
  • A minimum of two (2) years of mortgage loan origination and builder experience (preferred)
  • Previous experience with Microsoft Office Suite and Loan Origination Software, specifically Encompass
  • Current NMLS State License or Federal NMLS State Registration
  • Knowledge of FHA, FHLMC, FNMA, USDA, Jumbo, Non-QM, and VA loan types and Fixed-Rate, Adjustable-Rate, Construction and Interest-Only loan terms
  • Experience working autonomously
  • Desire to grow in an entrepreneurial environment
As a licensed Mortgage Loan Originator, you can look forward to:
  • Participating in our company, real estate brokerage and builder's events
  • Working closely with the on-site builder and dedicated manager
  • Attending local, regional and national loan officer meetings and trainings
Here is a short list of tools you will have at your disposal:
  • Full Product Offerings (including, but not limited to, spec financing available to owner builders)
  • Support and mentorship from a seasoned manager
  • Referrals from in-house partnership with on-site builder and local real estate brokerage officers
  • Dedicated marketing tools and team
  • CRM/Database marketing technology
  • Personal website to capture new mortgage applications
  • Present on a monthly basis in team meetings, educational seminars and webinars
  • Helpdesk and loan scenario work desks available
  • Full benefit package (medical, vision, dental & 401k)
  • Consistent and ongoing 100% communication and support


At GO Mortgage, our mission is clear: We make it simple, fast and efficient to finance a home. By delivering uncommonly good solutions not commonly found elsewhere, we've been strengthening communities that enable people to take ownership in their lives as they take ownership of their homes, for over 25 years. From homes searching to purchasing to maintaining to building wealth, we dedicate ourselves to the life of a home through its every stage. Ready to experience it for yourself? Let's GO

We are an equal opportunity employer and value diversity in our company. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

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