Customer Card Services Specialist

4 weeks ago


Girard, Ohio, United States Richwood Bank Full time
Card Services Specialist

At Richwood Bank, we are dedicated to inspiring, safeguarding, and celebrating the elements that empower our communities.

Have you ever aspired to be part of an organization that truly embodies its values? Established over a century ago, we began as a modest community bank. Today, we continue to serve as a community bank while also functioning as a payroll processing provider, a marketing firm, a café, and more. We have transformed traditional banking practices, yet our commitment remains to deliver the highest quality customer experience, contribute positively to our local communities, and strive to be the premier employer in the region with a culture that actively develops, acknowledges, and rewards our team members.

The Card Services Specialist will be tasked with comprehensively understanding our card offerings for clients and managing any fraudulent activities that arise. This role requires maintaining an advanced understanding of all card products available to our clients while identifying opportunities across our entire range of offerings.

Richwood Bank takes pride in its distinctive culture, and all team members are expected to be engaged and proactive participants.

We offer a robust benefits package for full-time employees, which includes, but is not limited to, medical and wellness programs, dental and vision coverage, an employee assistance program, life insurance, and supplemental short-term disability. Both full-time and part-time employees have access to a 401(k) plan, an enhanced wellness program, tuition reimbursement, and numerous professional development opportunities.

Key Responsibilities
  • Welcomes customers via phone and chat in a friendly and effective manner.
  • Educates clients on maximizing the potential of their current services while identifying opportunities to cross-sell additional products and services that align with their financial goals.
  • Demonstrates comprehensive knowledge of all accounts, products, and services available.
  • Assists clients with all account and service inquiries that can be addressed via phone or chat.
  • Manages and supports card products for our clients while enhancing relationships through effective fraud management.
  • Schedules appointments for clients who may need to visit for banking requirements.
  • Communicates with teams and branches regarding appointments or necessary follow-ups with clients.
  • Stays informed about rates for CDs, savings IRAs, and interest-bearing checking accounts.
  • Listens to client needs and recommends optimal solutions to facilitate their success.
  • Provides miscellaneous office support to the team as needed and when time permits.
  • Ensures accuracy and appropriateness of completed work, verifying and validating all data for reliability. Pays close attention to detail in all information received and entered.
Skills and Qualifications
  • Exceptional customer service abilities.
  • Capacity to prioritize and make immediate decisions regarding customer transactions, balancing customer satisfaction with the bank's exposure to loss and fraud.
  • Strong mathematical skills.
  • In-depth understanding of our bank's products and services.
  • Ability to thrive under pressure in a fast-paced environment.
Education Requirements
  • High School Diploma or GED is required; college education is preferred.
  • Preferred experience of 2 years in banking.
Equal Opportunity Employer/Disability/Veterans. Richwood Bank is committed to being an equal opportunity employer. We celebrate diversity and are dedicated to fostering an inclusive environment for all employees.

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