Commercial Lending Specialist

2 weeks ago


East Tawas, Michigan, United States Huron Community Bank Full time
Job Summary

We are seeking a highly skilled Commercial Lender to join our team at Huron Community Bank. As a Commercial Lender, you will be responsible for administering the bank's commercial loan portfolio, developing new business, and strengthening existing client relationships.

Key Responsibilities
  • Solicit new commercial loans and accounts by calling on potential clients.
  • Review current clients' accounts to determine new needs and trends for business development.
  • Meet with clients to assess current and future banking needs.
  • Develop solutions for clients' borrowing needs.
  • Analyze financial statements and tax returns.
  • Present loan packages to committee(s), as necessary.
  • Counsel customers regarding payments, delinquencies, and potential future financial problems.
  • Cross-sell the bank's products and services.
  • Participate in Loan Committee, Credit Committee, and Problem Loan Committee.
  • Represent the bank in contacts with clients and business and trade associations.
Requirements
  • Bachelor of Science degree in Finance, Accounting, or a Business-related field.
  • Formal credit analysis training or three years of on-the-job training in lending.
  • Three to five years of banking experience, including credit analysis, selling deposit and loan accounts, preparing and closing loans, and managing time and delegation of tasks to analysts.
  • Experience working with financial software.
Working Conditions

This position requires working in a typical office setting, with 30% to 50% of the week devoted to developing new business from prospects and existing clients. The position also requires working evenings and/or weekends and traveling, if necessary.

Huron Community Bank provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or any other categories protected by Local, State, or Federal law.



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