Commercial Lender

5 days ago


East Lansing, Michigan, United States County National Bank Full time
Job Summary

The Commercial Lender is a key member of our team at County National Bank, responsible for developing and managing commercial loan accounts that meet established lending requirements. This role requires a strong understanding of commercial lending principles and a passion for providing exceptional customer service.

Key Responsibilities
  • Loan Origination: Interview loan applicants, collect and analyze financial data, and determine creditworthiness.
  • Loan Management: Establish and negotiate loan terms, including interest rates, repayment schedules, and collateral requirements.
  • Portfolio Management: Monitor loan repayment activities, identify potential risks, and take necessary action to collect from past due accounts.
  • Business Development: Develop new business relationships, cross-sell bank services, and participate in community events to increase the bank's visibility.
  • Leadership: Serve as a member of various committees, including the Loan Committee, and provide leadership to staff members.
  • Communication: Communicate effectively with loan department staff, branch staff, and external customers.
Requirements
  • Education: Bachelor's degree in Business or Finance, or equivalent experience.
  • Experience: Three to five years of active commercial loan experience, with a strong understanding of credit, lending, and loan administration principles.
  • Skills: Excellent interpersonal and communication skills, with the ability to provide exceptional customer service and lead by example.
  • Knowledge: Knowledge of lending law, government rules and regulations, and loan documentation requirements.


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