Credit Risk Analyst
2 weeks ago
Who we are:
At SoFi, we are dedicated to reshaping the financial landscape for our members. Our innovative, mobile-first technology empowers millions to achieve their financial aspirations. As a next-generation financial services provider and national bank, we are at the forefront of an industry undergoing significant transformation. We take pride in our work, knowing that our efforts directly impact lives, guided by our core values. Join us to invest in your future, your career, and the financial sector.
The Role
SoFi is seeking skilled Credit Risk Analysts to assess and appraise applications for Mortgage Loans. In this role, you will leverage your expertise and independent judgment to evaluate the eligibility of risks against program guidelines. Maintaining a positive work environment through effective communication with customers, colleagues, and management is essential.
What you'll do:
- Review and analyze documentation such as application forms, inspection reports, financial statements, and other relevant data to assess risk levels.
- Conduct timely evaluations of submitted stipulations and conditions.
- Analyze loan packages to provide sound credit decisions.
- Uphold quality control standards while meeting production benchmarks as defined by the company.
- Request additional documentation necessary for application processing.
- Interpret guidelines from GSE and investor standards.
- Strong skills in credit assessment, risk analysis, and analytical thinking.
- Comprehensive understanding of credit policies, underwriting processes, financial statement analysis, and property evaluations.
- Ability to scrutinize loan documentation for accuracy and completeness.
- Familiarity with fraud detection methodologies.
- Exceptional customer service capabilities.
- Active CHUMS # is advantageous.
- Active SAR and VA credit authority are beneficial.
- Knowledge of DU and LP systems.
- Capacity to collaborate with loan originators and production teams to gather all necessary documentation.
- Possess strong credit, risk analysis, and analytical skills.
- A college degree is preferred.
- A minimum of 2 years of experience in underwriting Conventional loans is required.
The base pay range for this position is outlined below. The final base pay offer will be determined based on individual factors such as experience, skills, and location.
Pay range: $57.60
Payment frequency: Hourly
This role is also eligible for a bonus and competitive benefits. For more information about our comprehensive employee benefits, please visit our Benefits page.
SoFi is an equal opportunity employer, providing employment opportunities to all employees and applicants without regard to race, color, religion, sex, gender identity, national origin, age, disability, marital status, sexual orientation, or any other basis prohibited by applicable law. We are committed to diversity and offer reasonable accommodations to candidates with disabilities.
-
Credit Risk Analyst
15 hours ago
Charlotte, North Carolina, United States First Horizon Full timeAbout the RoleWe are seeking a highly skilled Credit Risk Analyst to join our team at First Horizon. As a Credit Risk Analyst, you will play a critical role in assisting in the documentation, production, and analysis of Current Expected Credit Losses (CECL), Credit Loss Forecasting, and Stress Testing material covering both the consumer and commercial...
-
Senior Credit Risk Analyst
2 weeks ago
Charlotte, North Carolina, United States INSPYR Solutions Full timePosition Title: Credit Risk Analyst IIILocation: RemoteCompensation: $50.00-$56.00/hourDuration: 7+ monthsOverview:Under limited supervision, the Credit Risk Analyst III utilizes extensive expertise and skills acquired through formal education and professional experience to conduct both quantitative and qualitative risk assessments of retail and small...
-
Senior Credit Risk Analyst
7 days ago
Charlotte, North Carolina, United States INSPYR Solutions Full timePosition: Senior Credit Risk AnalystLocation: RemoteCompensation: $50.00-$56.00/hourDuration: 7+ monthsOverview:Under limited supervision, the Senior Credit Risk Analyst leverages extensive expertise and skills acquired through formal education and professional experience to conduct both quantitative and qualitative analyses of retail and small business...
-
Senior Credit Risk Analyst
2 weeks ago
Charlotte, North Carolina, United States INSPYR Solutions Full timePosition: Senior Credit Risk AnalystLocation: RemoteCompensation: $50.00-$56.00/hourDuration: 7+ monthsOverview:Under limited supervision, this role leverages extensive expertise and skills acquired through formal education and professional experience to conduct both quantitative and qualitative risk assessments of retail and small business portfolios. The...
-
Senior Credit Risk Analyst
2 weeks ago
Charlotte, North Carolina, United States INSPYR Solutions Full timePosition: Credit Risk Analyst IIILocation: RemoteCompensation: $50.00-$56.00/hourDuration: 7+ monthsWe are seeking a highly skilled Credit Risk Analyst III who will operate under limited supervision, leveraging extensive knowledge and expertise acquired through formal education and professional experience to conduct both quantitative and qualitative analyses...
-
Credit Risk Quality Analyst
2 weeks ago
Charlotte, North Carolina, United States Canon Recruiting Group Full timeJob OverviewTraining will be conducted onsite, followed by a hybrid work schedule of three days in the office and two days remote.POSITION: Credit Risk Quality AnalystEMPLOYMENT TYPE: Full-timeLOCATION: Charlotte, NCSCHEDULE: Flexible hours, overtime eligible as requiredSALARY RANGE: Competitive hourly rate(Compensation may vary based on skills, experience,...
-
Senior Credit Risk Analyst
2 weeks ago
Charlotte, North Carolina, United States INSPYR Solutions Full timePosition: Credit Risk Analyst IIILocation: RemoteCompensation: $50.00-$56.00/hourDuration: 7+ monthsOverview:Under limited supervision, leverage extensive expertise and skills acquired through formal education and professional experience to conduct both quantitative and qualitative risk assessments of retail and small business portfolios. Responsible for...
-
Senior Credit Risk Analyst
2 weeks ago
Charlotte, North Carolina, United States INSPYR Solutions Full timeTitle: Credit Risk ManagerLocation: RemoteDuration: 8+ month contractCompensation: $60-70/hr.Work Requirements:US Citizen, GC Holders or Authorized to Work in the U.S.Position Overview:This role is pivotal in overseeing credit risk for consumer credit portfolios. The responsibilities encompass monitoring the credit quality of designated portfolios to ensure...
-
Senior Credit Risk Analyst
2 weeks ago
Charlotte, North Carolina, United States INSPYR Solutions Full timeTitle: Credit Risk ManagerLocation: RemoteDuration: 8+ month contractCompensation: $60-70/hr.Work Requirements:US Citizen, GC Holders or Authorized to Work in the U.S.Overview:This role is pivotal in delivering credit risk management for consumer credit portfolios. Key responsibilities encompass the continuous assessment of credit quality within designated...
-
Senior Credit Risk Analyst
2 weeks ago
Charlotte, North Carolina, United States INSPYR Solutions Full timeTitle: Credit Risk ManagerLocation: RemoteDuration: 8+ month contractCompensation: $60-70/hr.Work Requirements:US Citizen, GC Holders or Authorized to Work in the U.S.Position Overview:This role is crucial for overseeing credit risk within consumer credit portfolios. The primary responsibilities encompass monitoring the credit quality of designated...
-
Senior Credit Risk Analyst
2 weeks ago
Charlotte, North Carolina, United States INSPYR Solutions Full timePosition Title: Credit Risk ManagerLocation: RemoteContract Duration: 8+ month contractCompensation: $60-70/hr.Eligibility: US Citizen, GC Holders or Authorized to Work in the U.S.Role Overview:This role is pivotal in delivering credit risk management for consumer credit portfolios. The responsibilities encompass monitoring the credit quality of designated...
-
Senior Credit Risk Analyst
2 weeks ago
Charlotte, North Carolina, United States INSPYR Solutions Full timePosition Title: Credit Risk ManagerLocation: RemoteContract Duration: 8+ month contractCompensation: $60-70/hr.Eligibility: US Citizen, GC Holders or Authorized to Work in the U.S.Overview:This role is tasked with delivering oversight of credit risk for consumer credit portfolios. The responsibilities encompass monitoring the credit quality of designated...
-
Senior Credit Risk Analyst
2 weeks ago
Charlotte, North Carolina, United States Johnny III Trucking Inc. Full timePosition OverviewIf you are selected for this role, you will be working with Johnny III Trucking Inc. The RoleWith a focus on retail and small business portfolios, this position requires a deep understanding of both quantitative and qualitative risk assessments. You will be responsible for designing, preparing, and disseminating risk analysis reports while...
-
Credit Risk Quality Specialist
2 weeks ago
Charlotte, North Carolina, United States Canon Recruiting Group Full timeJob OverviewPOSITION: Credit Quality AnalystEMPLOYMENT TYPE: Full-timeLOCATION: RemoteSCHEDULE: Monday to FridaySALARY RANGE: Competitive(Compensation may vary based on skills, experience, and market factors.)ROLE SUMMARY:As a Credit Quality Analyst, your primary responsibility will be to identify and report quality assurance issues in a timely manner,...
-
Corporate Credit Risk Analyst
2 weeks ago
Charlotte, North Carolina, United States U.S. Bank Full timeJoin U.S. Bank in a fulfilling role that empowers customers and businesses to make informed financial choices. We recognize the distinct potential of every individual and provide a variety of opportunities for personal and professional development at every stage of your career.Position Overview:Conduct independent evaluations and ongoing monitoring of credit...
-
Financial Risk Analyst
2 weeks ago
Charlotte, North Carolina, United States Churchill Real Estate Full timePosition Overview:The Credit Analyst at Churchill Real Estate plays a crucial role within the Operations team, focusing on the assessment of loan applicants' creditworthiness in the business purpose residential lending sector. This position requires a thorough analysis of financial information, risk assessment, and the formulation of recommendations to...
-
2025 Enterprise Credit Analyst Internship
2 weeks ago
Charlotte, North Carolina, United States Bank of America Full timePosition OverviewEnterprise Credit Analyst Internship - 2025About Enterprise CreditThe Enterprise Credit division is a comprehensive credit evaluation, oversight, and product management unit responsible for assessing credit for clients across the bank's diverse business sectors, including individuals, corporations, and institutions. To ensure seamless...
-
Enterprise Credit Analyst Internship 2025
2 weeks ago
Charlotte, North Carolina, United States Bank of America Full timePosition OverviewEnterprise Credit Analyst Internship - 2025About Enterprise CreditThe Enterprise Credit division is a comprehensive credit assessment, oversight, and product management unit that oversees credit for clients across the bank's diverse lines of business, which include individuals, corporations, and institutions. To ensure a seamless experience...
-
Credit Risk Administration Manager
2 months ago
Charlotte, North Carolina, United States Truist Financial Corporation Full timeThe position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need...
-
Credit Risk Administration Manager
1 month ago
Charlotte, North Carolina, United States Truist Full timeThe position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need...