Current jobs related to Senior Credit Risk Analyst - Charlotte, North Carolina - INSPYR Solutions


  • Charlotte, North Carolina, United States USAA - United Services Automobile Association Full time

    About USAAUSAA is a leading financial services company that serves the military community and their families. Our mission is to facilitate the financial security of millions of U.S. military members and their families.The OpportunityWe are seeking a Senior Bank Credit Risk Analyst to join our team. As a key member of our credit risk management team, you will...

  • Senior Credit Analyst

    3 weeks ago


    Charlotte, North Carolina, United States COMMERCIAL CREDIT GROUP Full time

    Job OpportunityCommercial Credit Group is seeking a highly skilled Senior Credit Analyst to join our team in Charlotte, NC.We are a leading independent national commercial equipment finance and leasing company, focused on purchase money and refinance transactions in various industries. Our unique approach considers the character, collateral, and cash flow of...


  • Charlotte, North Carolina, United States Park National Bank Full time

    Job SummaryWe are seeking a highly skilled Commercial Credit Analyst II to join our team at Park National Bank. As a key member of our credit team, you will be responsible for analyzing credit risk and making informed decisions to support our business growth.Key ResponsibilitiesCredit Risk Analysis: Soundly apply the bank's credit culture and credit policies...


  • Charlotte, North Carolina, United States ATR International Full time

    We are seeking a highly skilled Credit Risk Analyst to join our team at ATR International.The ideal candidate will possess strong analytical skills, excellent communication skills, and a proven track record in credit risk underwriting and business management best practices.The successful candidate will be responsible for researching loan information,...


  • Charlotte, North Carolina, United States ATR International Full time

    We are seeking a highly skilled Credit Risk Analyst to join our team at ATR International.This role will be responsible for researching loan information, ensuring proper financial information is obtained from applicants, and maintaining a professional and courteous manner with all borrowers.The ideal candidate will possess strong analytical skills, excellent...

  • Credit Risk Analyst

    1 week ago


    Charlotte, North Carolina, United States First Horizon Full time

    Job SummaryWe are seeking a highly skilled Credit Risk Analyst to join our team at First Horizon. As a key member of our analytics team, you will be responsible for assisting in the documentation, production, and analysis of Current Expected Credit Losses (CECL), Credit Loss Forecasting, and Stress Testing material covering both the consumer and commercial...


  • Charlotte, North Carolina, United States OneMain Financial Full time

    About OneMain FinancialOneMain Financial is a leading lending-exclusive financial company with a rich history of serving customers across the United States. With a strong presence in 44 states, we have established ourselves as a trusted partner for individuals and families seeking affordable loan solutions. Our mission is to provide simple, transparent, and...


  • Charlotte, North Carolina, United States Addison Group Full time

    Job OverviewWe are seeking a highly skilled Senior Credit Analyst to join our team at Addison Group. This role involves evaluating and structuring new business transactions, conducting financial statement analysis, and assessing collateral.Key Responsibilities:Evaluate and structure new business transactions to ensure optimal risk management.Conduct thorough...


  • Charlotte, North Carolina, United States OneMain Financial Full time

    About OneMain FinancialWe are a leading lending-exclusive financial company with a rich history of helping individuals and families achieve their financial goals. Our commitment to lending excellence has earned us a reputation as a trusted partner in the financial industry.The RoleWe are seeking a highly skilled Lead Strategy Analyst to join our Card...


  • Charlotte, North Carolina, United States COMMERCIAL CREDIT GROUP Full time

    Job DescriptionCommercial Credit Group Inc (CCG) is a leading national commercial equipment finance and leasing company. We focus on purchase money and refinance transactions in the construction, fleet transportation, waste/environmental, and machine tool industries.CCG has a unique approach to credit decisions, considering the character, collateral, and...


  • Charlotte, North Carolina, United States City National Bank Full time

    Job Title: Credit Officer IIAt City National Bank, we are seeking a highly skilled Credit Officer II to join our Fund Finance Team. As a Credit Officer II, you will play a critical role in the loan management process, providing credit and loan underwriting expertise to the capital call and subscription lending group.Key Responsibilities:Participate in the...


  • Charlotte, North Carolina, United States Wells Fargo Full time

    Job SummaryWe are seeking a highly skilled Senior Lead Credit Risk Officer to join our team at Wells Fargo. The successful candidate will possess strong credit policy experience, excellent analytical capacity, and a collaborative approach to issue resolution.Key ResponsibilitiesApply subject matter knowledge to risk management and credit policy...

  • Senior Credit Officer

    2 weeks ago


    Charlotte, North Carolina, United States City National Bank Full time

    Job Title: Senior Credit OfficerCity National Bank is seeking a highly skilled Senior Credit Officer to join our Commercial Banking team. As a Senior Credit Officer, you will play a critical role in the loan management process, providing credit and loan underwriting expertise to our clients.Key Responsibilities:Review and analyze loan request applications...

  • Senior Credit Officer

    4 weeks ago


    Charlotte, North Carolina, United States City National Bank Full time

    Job Title: Senior Credit OfficerCity National Bank is seeking a highly skilled Senior Credit Officer to join our Commercial Banking team. As a Senior Credit Officer, you will play a critical role in the loan management process, providing credit and loan underwriting expertise to our clients.Key Responsibilities:Participate in the loan management process,...


  • Charlotte, North Carolina, United States Pinnacle Group, Inc. Full time

    Job Title: Senior Security Risk AnalystJob Summary:Pinnacle Group, Inc. is seeking a highly skilled Senior Security Risk Analyst to join our team. As a key member of our security team, you will be responsible for identifying and mitigating infrastructure vulnerabilities.Key Responsibilities:Collaborate with asset owners to rapidly remediate high-risk...


  • Charlotte, North Carolina, United States City National Bank Full time

    Job SummaryCredit Officer Senior CB at City National Bank is responsible for participating in the loan management process by providing credit and loan underwriting expertise to a Commercial Banking team. The ideal candidate will have a strong background in commercial credit principles, financial concepts, and analytical skills.Key ResponsibilitiesReviews...


  • Charlotte, North Carolina, United States Pinnacle Group, Inc. Full time

    Job Title: Senior Security Risk AnalystJob Summary:We are seeking a highly skilled Senior Security Risk Analyst to join our team at Pinnacle Group, Inc. The ideal candidate will have a strong background in information security analysis and advanced data analysis.Key Responsibilities:Execute risk management controls for infrastructure vulnerability zero-day...


  • Charlotte, North Carolina, United States First National Bank of Pennsylvania Full time

    Job Summary:We are seeking a highly skilled Commercial Credit Underwriter to join our team at First National Bank of Pennsylvania. As a Commercial Credit Underwriter, you will be responsible for analyzing the creditworthiness of borrowers, identifying key credit issues, and preparing full written analysis according to established policies and procedures.Key...


  • Charlotte, North Carolina, United States Churchill Real Estate Full time

    Job Title: Head of Credit and UnderwritingAt Churchill Real Estate, we are seeking a seasoned professional to lead our credit and underwriting functions. As the Head of Credit and Underwriting, you will be responsible for developing and implementing a comprehensive credit risk management strategy that aligns with our business objectives and regulatory...


  • Charlotte, North Carolina, United States Churchill Real Estate Full time

    Job SummaryChurchill Real Estate seeks a seasoned professional to lead its credit risk management and underwriting functions. The ideal candidate will have a deep understanding of credit risk management, underwriting, and leadership.Key ResponsibilitiesDevelop and implement a comprehensive credit risk management strategy that aligns with the company's...

Senior Credit Risk Analyst

2 months ago


Charlotte, North Carolina, United States INSPYR Solutions Full time

Title:
Credit Risk Manager

Location:
Remote

Duration:
8+ month contract

Compensation:
$60-70/hr.

Work Requirements:
US Citizen, GC Holders or Authorized to Work in the U.S.

Position Overview:
This role is crucial for overseeing credit risk within consumer credit portfolios.

The primary responsibilities encompass monitoring the credit quality of designated portfolios to ensure adherence to established risk parameters, ensuring compliance with regulatory and credit policies, and supporting key initiatives related to these portfolios.


The role demands a strong emphasis on data analytics to track KPIs and KRIs pertinent to the portfolio, conducting in-depth analyses as necessary, and raising awareness of any significant risks associated with the portfolio.

The incumbent will also be tasked with managing and assessing the effectiveness of portfolio management policies and behavioral monitoring.


This position will assist the Head of Consumer and Residential Credit Risk in managing the overall credit risk of the portfolios in alignment with the risk appetite.

Additionally, the role involves evaluating and affirming or declining credit requests for assigned lending units that exceed their signing authority.


Key Responsibilities:
- Establish and review key risk reports to monitor portfolio quality.
- Bring concerns to the attention of relevant committees and stakeholders.
- Develop action plans to address any open issues and collaborate with stakeholders to resolve them.
- Review the completeness, accuracy, and effectiveness of established credit policies and procedures related to assigned portfolios, recommending changes for management committee approval.
- Oversee the implementation of changes following updates to Credit Policy and 1LOD procedures where applicable.

- Participate in credit reviews and ensure corrective actions are taken to address exceptions and prevent recurrence.

- Design and implement monitoring frameworks to evaluate the performance of new product launches.
- Provide support to ensure compliance with all applicable laws, regulations, and administrative duties.
- Fully comply with all bank risk management, operational, and credit policies and procedures, as well as all regulatory requirements (e.g., Bank Secrecy Act, Know Your Client, Community Reinvestment Act, Fair Lending Practices, City National Code of Conduct, etc.)

Qualifications:
- Bachelor's Degree or equivalent

- 5+ years of banking experience, preferably in Consumer and Small Business Banking
- 5+ years in 1LOD or 2LOD roles in Credit Risk
- Strong understanding of regulatory guidance related to consumer and small business products.
- Advanced proficiency in Microsoft Excel, PowerPoint, and reporting tools such as Tableau.

About INSPYR Solutions:

Technology is our focus and quality is our commitment. As a national expert in delivering flexible technology and talent solutions, we strategically align industry and technical expertise with our clients' business objectives and cultural needs.

Our solutions are tailored to each client and encompass a wide variety of professional services, project, and talent solutions.

By consistently striving for excellence and emphasizing the human aspect of our business, we work seamlessly with our talent and clients to match the right solutions to the right opportunities.

INSPYR Solutions provides Equal Employment Opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, or genetics.

In addition to federal law requirements, INSPYR Solutions complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company operates.