Commercial Relationship Manager
4 weeks ago
We are seeking a highly skilled Commercial Relationship Manager to join our team at CB&S Bank. As a key member of our commercial banking team, you will be responsible for managing and developing commercial loan accounts, maximizing profitability and minimizing risk to the bank.
Key Responsibilities- Work closely with branch managers to determine business plans to reach area sales goals and overall system targets.
- Knowledgeable of the features and benefits of all bank products and services to efficiently promote the bank to existing and potential commercial customers.
- Service existing commercial loan accounts and expand existing relationships through cross-sells and referrals.
- Assist in the implementation of new products or programs to provide better service to customers and stimulate new growth.
- Directly supervise one or more lending assistants, administrative assistants, and customer service representatives.
- Negotiate credit terms such as costs, loan repayment methods, and collateral specifications.
- Responsible for ongoing monitoring of credit quality of personal loan portfolio.
- Perform analysis of credit reports, business and personal tax returns, financial statements, cash flows, and pricing analysis.
- Develop referral sources for additional business.
- Proactively notify customers of upcoming loan maturities, renewals, and other loan events.
- Serve on various committees as assigned by management.
- Bachelor's degree from an accredited college with a concentration in accounting/finance preferred.
- Two to three years of commercial and consumer lending experience.
- Supervisory experience is a plus.
- Proven knowledge of loan policies and procedures.
- Ability to work independently, establish priorities, and procedures, and meet established goals.
- Proven ability to motivate staff in sales.
- Strong personal leadership skills, organizational skills, and excellent communication skills, both verbal and written.
- Ability to analyze and summarize complex financial information, make presentations of that information, communicate its contents, and make recommendations for appropriate courses of action.
CB&S Bank offers a competitive salary and benefits package, as well as opportunities for professional growth and development. If you are a motivated and experienced commercial banking professional looking for a new challenge, we encourage you to apply for this exciting opportunity.
Please visit our website at https://cbsbank.applicantpro.com/jobs/3421440-17651.html to apply for this position.
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