Commercial Relationship Manager

4 weeks ago


Auburn, Alabama, United States CB&S Bank Full time
Job Summary

We are seeking a highly skilled Commercial Relationship Manager to join our team at CB&S Bank. As a key member of our commercial banking team, you will be responsible for managing and developing commercial loan accounts, maximizing profitability and minimizing risk to the bank.

Key Responsibilities
  • Work closely with branch managers to determine business plans to reach area sales goals and overall system targets.
  • Knowledgeable of the features and benefits of all bank products and services to efficiently promote the bank to existing and potential commercial customers.
  • Service existing commercial loan accounts and expand existing relationships through cross-sells and referrals.
  • Assist in the implementation of new products or programs to provide better service to customers and stimulate new growth.
  • Directly supervise one or more lending assistants, administrative assistants, and customer service representatives.
  • Negotiate credit terms such as costs, loan repayment methods, and collateral specifications.
  • Responsible for ongoing monitoring of credit quality of personal loan portfolio.
  • Perform analysis of credit reports, business and personal tax returns, financial statements, cash flows, and pricing analysis.
  • Develop referral sources for additional business.
  • Proactively notify customers of upcoming loan maturities, renewals, and other loan events.
  • Serve on various committees as assigned by management.
Requirements
  • Bachelor's degree from an accredited college with a concentration in accounting/finance preferred.
  • Two to three years of commercial and consumer lending experience.
  • Supervisory experience is a plus.
  • Proven knowledge of loan policies and procedures.
  • Ability to work independently, establish priorities, and procedures, and meet established goals.
  • Proven ability to motivate staff in sales.
  • Strong personal leadership skills, organizational skills, and excellent communication skills, both verbal and written.
  • Ability to analyze and summarize complex financial information, make presentations of that information, communicate its contents, and make recommendations for appropriate courses of action.
What We Offer

CB&S Bank offers a competitive salary and benefits package, as well as opportunities for professional growth and development. If you are a motivated and experienced commercial banking professional looking for a new challenge, we encourage you to apply for this exciting opportunity.

Please visit our website at https://cbsbank.applicantpro.com/jobs/3421440-17651.html to apply for this position.



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