Commercial Relationship Manager

1 month ago


Auburn, Alabama, United States CB&S Bank Full time
Job Summary

We are seeking a highly skilled Commercial Relationship Manager to join our team at CB&S Bank. As a key member of our commercial lending team, you will be responsible for managing and developing commercial loan accounts, maximizing profitability, and minimizing risk to the bank.

Key Responsibilities
  • Develop and implement business plans to achieve area sales goals and overall system targets.
  • Provide expert knowledge of bank products and services to promote the bank to existing and potential commercial customers.
  • Service existing commercial loan accounts and expand existing relationships through cross-sells and referrals.
  • Assist in the implementation of new products or programs to improve customer service and stimulate new growth.
  • Directly supervise lending assistants, administrative assistants, and customer service representatives, evaluating their work performance and providing training and guidance.
  • Negotiate credit terms, including costs, loan repayment methods, and collateral specifications.
  • Monitor credit quality of personal loan portfolio, analyzing credit reports, financial statements, and other relevant data.
  • Develop referral sources for additional business and proactively notify customers of upcoming loan maturities and renewals.
  • Participate in loan committee meetings and maintain excellent working relationships with loan support staff.
Requirements
  • Bachelor's degree in accounting, finance, or a related field, or equivalent business experience.
  • Two to three years of commercial and consumer lending experience, with supervisory experience a plus.
  • Proven knowledge of loan policies and procedures.
  • Ability to work independently, establish priorities, and meet established goals.
  • Strong personal leadership skills, organizational skills, and excellent communication skills.
  • Ability to analyze and summarize complex financial information and make recommendations for appropriate courses of action.
What We Offer

We offer a competitive salary, comprehensive benefits package, and opportunities for professional growth and development. If you are a motivated and results-driven professional with a passion for commercial lending, we encourage you to apply for this exciting opportunity.



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