Lead Customer Support Specialist
2 weeks ago
Senior Client Service Representative
Job Category: Customer Support
Job Overview
OBJECTIVE: To consistently surpass client expectations by providing professional, courteous, precise, and effective service. Transform our clients into loyal advocates.
KEY RESPONSIBILITIES
The following are essential responsibilities, which may be adjusted at any time without prior notice. Management may assign new tasks, reassign current tasks, or remove a function.
Deliver Exceptional Client Service: Always exceed client expectations.
Be the POWER of Red: Commit to keeping promises. One to affirm, two to decline. Elevate the experience. Welcome everyone warmly, ensuring they feel valued. Surpass client expectations consistently, rectifying any issues the Republic way.
Provide outstanding client service by maintaining a friendly and professional demeanor at all times. Greet clients appropriately and assist them as needed. Answer calls in a professional manner in accordance with company guidelines.
Cross-trained for both front-line and platform roles, with additional responsibilities in complex account openings and consumer lending:
Accurately and efficiently complete all client and system transactions that occur at the front line (including but not limited to deposits, withdrawals, check cashing, account inquiries, placing holds on accounts, online transfers, and miscellaneous item processing).
Daily cash drawer balancing, ensuring accuracy and efficiency.
Understand and accurately execute other operational tasks within the organization as assigned by the Supervisor, such as balancing the vault, ATM, and Magic Money.
Account openings in accordance with company policy (including IRAs, business accounts, and other advanced banking products) including proficiency in:
- Explaining account features and benefits
- Counseling clients on suitable options
- Completing and processing all necessary documentation
Understanding account maintenance activities and the proper account closure process.
Comprehension of the Consumer Lending Process and the role of the MLO. Obtaining an MLO Number and adhering to NMLS guidelines is required. Additionally, appropriately refer Consumer Loan matters to the Assistant Manager and/or Regional Consumer Lender.
Possess knowledge of banking products and services to respond effectively to client inquiries regarding offerings; refer to Senior Client Service Representative, any supervisory staff, or the Assistant Manager as necessary.
Enhance client relationships by cross-promoting additional banking products and services that meet their needs.
Understand Retail Banking policies and procedures for the position and ensure compliance.
Accept assignments as necessary to maintain adequate staffing levels throughout the organization.
Adhere to Truth in Lending and Safe Acts and NMLS standards regarding any lending activities within these regulations and guidelines, including properly applying for and renewing the MLO number, complying with any background checks associated with obtaining an MLO number, completing all required training as offered through BancTrain and Bankers Edge; as well as using the number properly in communications and documentation as outlined in company policy.
Compliance with all regulatory requirements such as, but not limited to, BSA/AML, GLB/Privacy, Ethics for Bankers, and Pretext Calling and Identity Theft. Completion of Compliance Training to ensure understanding of these requirements, as outlined in the company’s core curriculum and this position's specific curriculum on Bankers Edge.
Other duties as assigned.
QUALIFICATIONS
Education and Experience:
Associate's degree preferred; High School diploma required.
A minimum of 3 years of progressive Retail Banking experience.
Skills and Competencies:
Excellent customer service skills.
Strong communication and interpersonal skills.
Strong numerical aptitude.
Basic computer proficiency.
Ability to perform job functions efficiently, accurately, and with attention to detail.
Ability to multitask and remain organized.
Ability to maintain confidential client and company information responsibly and securely.
Bi-lingual preferred (Gujarati).
WORKING CONDITIONS
Traditional office environment with no unusual work conditions; the organization operates seven days a week with operational hours of Monday through Friday, 8:00 AM to 7:00 PM; Saturdays, 8:00 AM to 3:00 PM and Sundays 11:00 AM to 3:00 PM. All retail staff may be required to work any hours during normal operational hours, and specific personal scheduling needs may not be available.
PHYSICAL DEMANDS
The organization promotes an equal opportunity workplace, which includes reasonable accommodations for otherwise qualified disabled applicants and employees. Please contact Human Resources with questions regarding the physical demands of this position.
Lifting/carrying up to 10 lbs.
Manual dexterity for computer work.
Speaking, hearing, and vision are required to perform essential functions.
Proud to be an Equal Opportunity Employer EOE M/F/V/D
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