Senior Credit Portfolio Manager

2 weeks ago


ValdeReuil, Normandie, United States Atlantic Union Bank Full time
Job Summary

We are seeking a highly skilled Credit Portfolio Manager III to join our team at Atlantic Union Bank. As a key member of our Wholesale Banking department, you will be responsible for providing independent perspective in underwriting and managing complex loans and relationships.

Key Responsibilities
  • Lead the independent underwriting process for new and renewal opportunities, analyzing financial statements, management competencies, and industry trends.
  • Prepare detailed financial projections and make recommendations to Relationship Managers and Credit Approvers regarding credit amount, structure, and policy compliance.
  • Manage assigned portfolio by monitoring performance, ensuring risk rating integrity, and identifying issues for remediation.
  • Participate in client calls, special projects, and regulatory reviews, adhering to all applicable laws and regulations.
  • Prioritize new deal, renewal, and portfolio management requirements, coordinating with clients, Relationship Managers, and internal stakeholders.
Requirements
  • Bachelor's degree in Accounting or Finance and seven or more years of experience in commercial lending.
  • Experience across multiple lines of business, including Commercial & Industrial, real estate development, and government.
  • Advanced written and analytical skills, with ability to analyze balance sheet structure and income trends.
  • Skilled in financial statement spreading, including proficiency in preparing pro-forma statements.
  • Excellent written, oral, and interpersonal skills, with ability to sell, structure, and negotiate complex deals.
What We Offer

Atlantic Union Bank offers a comprehensive benefits package, including a competitive salary, incentive compensation plan, and discretionary profit-sharing bonus program. We are proud to be an EEO/AA employer, Minority/Female/Disability/Veteran, and maintain a drug-free workplace.



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