Financial Transaction Investigator

7 days ago


Salem, Oregon, United States Marion & Polk Schools Credit Union Full time
Job Description

The Enhanced Monitoring Accounts (EMA) department plays a crucial role in mitigating risk to the Credit Union by actively monitoring high-risk financial accounts for fraudulent activity. EMA is an innovative banking program that specializes in financial transaction investigation, reporting, and compliance with State and Federal regulations.

We are seeking a detail-oriented and organized Financial Transaction Investigator to join our dedicated team.

Key Responsibilities:

  • Performing quarterly reviews (including gathering all necessary documentation and following up on documentation requests) and ongoing monitoring of EMA accounts to ensure that members conduct business activities in accordance with applicable Credit Union, State, and Federal standards.
  • Reviewing financials that are in standard accounting format against client account activity. Analyzing financial data to develop an understanding of members' business activities and compare with similar businesses.
  • Assisting in filing appropriate Bank Secrecy Act (BSA) reports related to currency transactions and suspicious activities.
  • Complying with Credit Union operations and security procedures by preparing Currency Transaction Reports, Suspicious Activity Reports, participating in Dual Control Functions, and adhering to authority limits, policies, and procedures.
  • Reviewing EMA applications to ensure the applicants meet all membership eligibility, corporate status, license status, and criminal history requirements. Resolving all questions and issues regarding application information.

Requirements:

  • Qualified candidates must have a High School Diploma or equivalent, a minimum of two years of customer service experience, and be at least 21 years of age.
  • Candidates with prior financial services experience and/or a background in tax preparation, accounting, or bookkeeping are preferred.
  • Must be bondable.

Benefits:

  • Medical, Dental, and Vision Insurance
  • Employer-paid Life Insurance
  • Employer-paid Short-Term and Long-Term Disability Insurance
  • 401(k) retirement plan with employer matching
  • Generous paid time off, starting at 12 hours per month
  • 10 paid holidays per year
  • Employee Assistance Program
  • Flexible Spending Accounts
  • Student loan paydown program
  • Employee loan discount program
  • Wellness incentives

About Us:

Marion & Polk Schools Credit Union is a not-for-profit financial cooperative dedicated to serving the financial needs of our members. We are committed to providing exceptional service, competitive rates, and innovative products to help our members achieve their financial goals.



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