Licensed Mortgage Lending Officer

2 weeks ago


California, Missouri, United States loanDepot Full time

Position Overview:
As a key player in our lending team, you will be responsible for nurturing loan opportunities through our internal digital lead generation systems. You may receive referrals from various sources, including branch employees and partner organizations. In this role, you will assist in the training and onboarding of new team members while providing support to fellow loan consultants as needed. It is essential to perform all responsibilities in alignment with company policies and adhere to all applicable U.S. state and federal regulations.

Key Responsibilities:
- Engage with clients to assess their unique loan requirements by evaluating their financial status, including income, assets, credit history, and property details.
- Prepare and submit necessary documentation to initiate the loan process.
- Interpret rate sheets and product codes to accurately calculate rates and associated fees.
- Negotiate and finalize rates, fees, and lock terms with clients.
- Manage the loan locking process and oversee the pipeline until funding is completed.
- Maintain positive and professional communication with operational staff to ensure seamless loan closings.
- Collaborate with team members to effectively manage the loan pipeline and meet company efficiency standards.
- Gather all required documentation from clients and transition to a paperless format.
- Maintain regular communication with clients to align with their expectations.
- Identify potential marketing avenues to foster future business growth.

- Demonstrate thorough knowledge of compliance with state and federal regulations relevant to this role.

- Proficient in using computer systems and software, including Microsoft Office Suite (Word, Excel, PowerPoint, Outlook) and loan operating systems such as Mello, Empower, and M4.


Qualifications:
- Previous experience in the mortgage sector is essential.
- An active NMLS loan originator license is required.
- Completion of continuing education as mandated by licensing authorities.
- Participation in ongoing training sessions as required by the company to comply with CFPB standards.
- Local residency is required.

- A high school diploma or equivalent is mandatory, along with a minimum of one (1) year of relevant experience.


Why Join loanDepot:
- Competitive compensation package tailored to experience and skills.
- A welcoming and diverse work environment that encourages collaboration and growth.
- Opportunity to work alongside dedicated and customer-focused professionals.
- Extensive opportunities for internal advancement and professional development, including tuition reimbursement.
- Comprehensive benefits package covering Medical, Dental, and Vision.
- Wellness initiatives to support mental and physical well-being.
- Generous paid time off policy for all employees.

About loanDepot:
loanDepot is a pioneering digital commerce company dedicated to guiding customers through the homeownership journey.

Since its inception, loanDepot has transformed the mortgage landscape with a digital-first strategy that simplifies the process of purchasing or refinancing a home.

As the second largest non-bank retail mortgage lender in the nation, loanDepot empowers customers to realize their homeownership dreams through a comprehensive range of lending and real estate services.

With a commitment to community engagement, loanDepot actively participates in various philanthropic initiatives at local, regional, and national levels.

We are an equal opportunity employer, valuing diversity within our workforce.

We uphold a non-discriminatory policy regarding race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

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