Market Facing Underwriter, Middle Market

4 days ago


San Francisco, California, United States Zurich Insurance Company Ltd. Full time

Job Summary

Zurich Insurance Company Ltd. is seeking an experienced Middle Market Underwriter to join our growing team in the United States. As a Middle Market Underwriter, you will be responsible for handling complex new and renewal business, serving as a Subject Matter Expert on the team, and building relationships with Select Brokers in Northern California.

Key Responsibilities

  • Serving as a customer industry advocate with a focus on improving the customer experience by understanding their risk and offering the best end-to-end solution for their insurance needs.
  • Using a disciplined approach to exposure evaluation, risk assessment, and pricing.
  • Using risk insights, data, and models to drive informed decisions at point of sale.
  • Identifying gaps and aligning Zurich's products and value proposition to offer a solution that provides the contract certainty the customer needs.
  • Demonstrating strong analytical skills and executing as an innovative advisor.
  • Underwriting, analyzing, and generating new and renewal business.
  • Market facing and production within the growing Middle Markets division.
  • Administering and monitoring underwriting rules and guidelines, insurance laws and regulations, and rating manual rules.
  • Developing and maintaining agency and broker relationships.
  • Working within broad limits and authorities on highly complex assignments.

Requirements

  • High School Diploma or Equivalent and 3 or more years of experience in the Underwriting or Market Facing area.
  • High School Diploma or Equivalent and 6 or more years of experience in the Claims or Underwriting Support area.
  • Zurich Certified Insurance Apprentice including an Associate Degree and 1 or more years of experience in the Underwriting or Market Facing area.
  • Zurich Certified Insurance Apprentice including an Associate Degree and 4 or more years of experience in the Claims or Underwriting Support area.
  • Knowledge of line/s of business and the legal and regulatory guidelines.
  • Knowledge of time restraints for quotes on new and renewal business.
  • Experience with Microsoft Office.

Preferred Qualifications

  • Bachelor's Degree.
  • Ability to effectively assess risk.
  • Strong negotiation skills.
  • Strong retail broker relationships within the region.
  • Superior skills in relationship building, active listening, needs analysis, and win-win negotiating.
  • Possess knowledge of time restraints for quotes on new and renewal business.
  • Excellent oral and written communication skills.
  • Strong knowledge of underwriting philosophy, techniques, national/local filing regulations, and guidelines.
  • PC and related software skills.
  • CPCU and ARM a plus.


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