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Mortgage Loan Originator
2 months ago
Key Responsibilities:
* Interview and process mortgage loan requests by appointment, web application, phone, and walk-in
* Evaluate credit worthiness and analyze supporting documentation
* Use credit reports and supporting documentation to verify accuracy of application
* Review purchase agreements, warranty deeds, real estate contracts, and other property-related documentation
* Disclose loan applications accurately and in a timely manner, remaining in compliance with all State and Federal Regulations
* Provide sound reasoning for approval or denial of the loan application
* Provide a superior member experience by actively listening to and assessing needs of the member, explaining features and benefits of targeted products and services, and offering targeted solutions to meet the member's needs
Requirements:
* Excellent interpersonal skills
* Strong verbal and written communication skills
* Ability to communicate lending-related topics clearly and succinctly to others
* Excellent organizational skills and attention to detail
* Strong proficiency with Microsoft Office applications
* Strong analytical and problem-solving skills
* Ability to work individually and as a team
Knowledge:
* Thorough understanding of mortgage lending fundamentals and regulations
* Strong knowledge of mortgage products
Education and Experience:
* Minimum one year's experience in loan origination, mortgage brokerage, or a related field
* Minimum of HS Diploma or GED equivalent or more than one year of experience in lieu of education
Physical Requirements:
* Prolonged periods of sitting at a desk and working on a computer
* Must be able to lift 5 pounds at times
Salary Description:
* $31.58 per hour
Language:
* English (en-US)
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