Executive, Deputy Chief Life Underwriter

3 days ago


Colorado Springs, Colorado, United States USAA Full time
Lead Life Underwriting Policy Executive

As a key member of the USAA Life Company leadership team, the Lead Life Underwriting Policy Executive will be responsible for leading a team in setting USAA Life Company underwriting policy in support of the Chief Life Underwriter and other senior executives. This role requires a deep understanding of medical, non-medical, and financial underwriting principles and practices, as well as experience in evaluating new underwriting data sources with an emphasis on electronic health data.

Key Responsibilities
  • Create and provide oversight and supervision of internal underwriting operating guidelines and procedures in support of mortality management policy.
  • Establish medical underwriting policies and practices in conjunction with Chief Life Underwriter and Medical Directors.
  • Provide executive thought leadership on complex and unique underwriting cases and contestable claims.
  • Oversee and conduct ad-hoc mortality and risk classification trend analyses.
  • Collaborate with key resources and stakeholders to influence decisions and manage work to achieve strategic goals.
  • Develop and utilize accelerated underwriting processes, including the use of data analytics and third-party evidence providers.
  • Lead the development of the Life Underwriting Policy team toward optimization of automated underwriting decision-making.
  • Monitor existing underwriting automation platform for performance and controls and identify enhancements to improve the overall member experience.
  • Validate underwriting rule changes to underwriting system to ensure adherence to Life Company and/or USAA risk tolerance.
  • Ensure compliance with legislation and regulation regarding life insurance underwriting policies, practices, and procedures.
  • Represent the underwriting discipline in new product development initiatives.
  • Build and lead a team of underwriting professionals responsible for results delivery through recruiting, development, retention, coaching, and performance management.
  • Act on behalf of the Chief Life Underwriter in his/her absence.
  • Ensure risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.
Requirements
  • Bachelor's Degree; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
  • 10 years of life insurance underwriting experience with in-depth understanding of medical, non-medical, and financial underwriting principles and practices.
  • 4 years of people leadership experience in a life insurance underwriting function to include building, managing, and/or developing high-performing teams.
  • Executive-level business acumen in the areas of underwriting policy, innovation, and life insurance industry practices, emerging trends, major issues, and regulatory considerations.
  • Extensive experience in evaluating new underwriting data sources with an emphasis on electronic health data.
  • Experience developing and utilizing accelerated underwriting processes, including the use of data analytics and third-party evidence providers.
  • Deep technical knowledge of underwriting systems.
  • Experience with underwriting rules engine and rules management.
  • $10,000,000 or more of Life Insurance Approval authority.
  • Fellow of the Academy of Life Underwriting (FALU).
  • Fellow of the Life Management Institute (FLMI).
What We Offer

USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market position. The salary range for this position is: $163,980.00.

Employees may be eligible for pay incentives based on overall corporate and individual performance or at the discretion of the USAA Board of Directors.

Long Term Incentive Plan: Cash payment for Executive level roles only, representing a cash payment which is both time and performance based.

Benefits

At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental, and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, please visit our benefits page on https://www.usaa.com/inet/sc/employee-benefits.



  • Colorado Springs, Colorado, United States USAA Full time

    About the RoleAs a Deputy Chief Life Underwriter, Executive at USAA, you will play a critical role in shaping the company's life insurance underwriting policy. This position requires a deep understanding of medical, non-medical, and financial underwriting principles and practices.Key ResponsibilitiesLead a team of underwriting professionals in setting USAA...


  • Colorado Springs, Colorado, United States USAA Full time

    About the RoleAs a Deputy Chief Life Underwriter, Executive, you will play a critical role in shaping the underwriting policy for USAA Life Company. Reporting directly to the Chief Life Underwriter, you will be responsible for leading a team of underwriting professionals in setting and implementing policies, guidelines, and risk classification procedures...


  • Colorado Springs, Colorado, United States USAA Full time

    About the RoleWe are seeking a highly experienced and skilled Deputy Chief Life Underwriter, Executive to join our team at USAA. As a key member of our leadership team, you will be responsible for leading a team in setting USAA Life Company underwriting policy in support of the Chief Life Underwriter and other senior executives.Key ResponsibilitiesDevelop...


  • Colorado Springs, Colorado, United States USAA Full time

    About the RoleThis is a senior leadership position within the Life Underwriting department at USAA, reporting directly to the Chief Life Underwriter. The successful candidate will be responsible for leading a team of underwriting professionals in setting and implementing underwriting policy, ensuring alignment with expected mortality and morbidity...


  • Colorado Springs, Colorado, United States USAA Full time

    About the RoleThis is a senior leadership position within the Life Underwriting department at USAA, reporting directly to the Chief Life Underwriter. The successful candidate will be responsible for leading a team of underwriting professionals in setting and implementing life insurance underwriting policies and procedures.Key ResponsibilitiesLeadership and...


  • Colorado Springs, Colorado, United States USAA Full time

    USAA Life Company Underwriting Leadership Role **Job Summary:** We are seeking an experienced and skilled underwriting professional to lead our Life Company underwriting team. As Deputy Chief Underwriter, you will be responsible for setting underwriting policy in support of the Chief Life Underwriter and other senior executives. You will ensure that...


  • Colorado Springs, Colorado, United States USAA Full time

    About the RoleThis is a senior leadership position within the Life Underwriting department at USAA, reporting directly to the Chief Life Underwriter. The successful candidate will be responsible for leading a team of underwriting professionals in setting and implementing life insurance underwriting policies and procedures.Key ResponsibilitiesLeadership and...


  • Colorado Springs, Colorado, United States USAA Full time

    USAA Life Company Underwriting Leadership Role **Job Summary:** We are seeking an experienced underwriting professional to lead our Life Company underwriting team. The successful candidate will be responsible for setting underwriting policy in support of the Chief Life Underwriter and other senior executives. This role requires a deep understanding of...


  • Colorado Springs, Colorado, United States USAA Full time

    About the RoleWe are seeking an experienced and skilled Executive Director of Life Underwriting to join our team at USAA. As a key member of our leadership team, you will be responsible for leading the development and implementation of life insurance underwriting policies and procedures.As a seasoned underwriter, you will have a deep understanding of...


  • Colorado Springs, Colorado, United States USAA Full time

    About the RoleWe are seeking a highly experienced and skilled Executive Director, Life Underwriting Policy to join our team at USAA. This is a key leadership position that requires a deep understanding of life insurance underwriting principles and practices.Key ResponsibilitiesLead the Development of Life Underwriting PolicyCreate and provide oversight and...


  • Colorado Springs, Colorado, United States USAA Full time

    About the RoleWe are seeking an experienced and skilled Executive Director of Life Underwriting to join our team at USAA. As a key member of our leadership team, you will be responsible for leading the development and implementation of life insurance underwriting policies and procedures.Key ResponsibilitiesDevelop and implement life insurance underwriting...


  • Colorado Springs, Colorado, United States USAA Full time

    About the RoleWe are seeking a highly experienced and skilled Senior Life Insurance Underwriter to join our team at USAA. As a key member of our underwriting team, you will be responsible for leading the development and implementation of underwriting policies and procedures that align with our company's risk management goals.Key Responsibilities:Develop and...


  • Colorado Springs, Colorado, United States USAA Full time

    About the RoleWe are seeking an experienced and strategic leader to join our team as an Executive Director, Life Underwriting Policy. This role will be responsible for leading the development and implementation of life underwriting policies and procedures, ensuring alignment with business objectives and regulatory requirements.Key ResponsibilitiesPolicy...


  • Colorado Springs, Colorado, United States FHLB Des Moines Full time

    Administrative Officer for Financial OperationsLocation: EAC (Education and Administration Center)Role Overview: This position provides essential administrative support to the Deputy Superintendent / Chief Financial Officer, facilitating the efficient operation of the department. Responsibilities encompass a variety of tasks including budget management,...


  • Colorado Springs, Colorado, United States FHLB Des Moines Full time

    Position Overview:The Executive Administrative Coordinator will provide comprehensive support to the Deputy Superintendent / Chief Financial Officer, ensuring the smooth operation of administrative functions within the department.Key Responsibilities:Assist in managing the budget and financial records.Support committee activities and planning initiatives.Act...


  • Colorado Springs, Colorado, United States Denver Public Library Friends Foundation Full time

    Denver Public Library Friends Foundation is in search of a dynamic and experienced Chief Executive Officer to guide the organization.ABOUT USThe Denver Public Library Friends Foundation is a nonprofit entity dedicated to enhancing the Denver Public Library through effective fundraising and advocacy efforts.Our charitable initiatives bolster the library's...


  • Colorado Springs, Colorado, United States Denver Public Library Friends Foundation Full time

    Denver Public Library Friends Foundation is in search of a dynamic and experienced Executive Director to guide the organization.ABOUT USThe Denver Public Library Friends Foundation is a nonprofit entity dedicated to enhancing the Denver Public Library through fundraising initiatives and advocacy efforts.Our philanthropic contributions are vital in supporting...


  • Colorado Springs, Colorado, United States Denver Public Library Friends Foundation Full time

    Denver Public Library Friends Foundation is on the lookout for a dynamic and experienced Executive Director to guide the organization.ABOUT USThe Denver Public Library Friends Foundation operates as a 501c3 nonprofit entity dedicated to supporting the Denver Public Library through various fundraising and advocacy efforts.Our philanthropic initiatives bolster...


  • Colorado Springs, Colorado, United States USAA Full time

    About the RoleWe are seeking a highly skilled and experienced professional to join our team as a Director, Underwriting Research. This is a critical role that requires a deep understanding of federal flood and state residual market regulations, as well as excellent analytical and communication skills.Key ResponsibilitiesEnsure USAA P&C compliance with...


  • Colorado Springs, Colorado, United States USAA Full time

    About USAAUSAA is a leading provider of financial services to U.S. military members and their families. Our mission is to facilitate the financial security of our members, and we're committed to delivering exceptional service and value.The OpportunityWe're seeking a highly skilled and experienced Director, Underwriting Research to join our team. As a key...