Mortgage & Home Equity Underwriting Specialist

2 months ago


Harrisburg, United States PSECU Full time

DUTIES AND ACCOUNTABILITIES - Essential for this position:

Monitor and manage Mortgage and Home Equity queues to ensure loans are being conditionally approved and underwritten efficiently and accurately. Identify opportunities to improve workflows. Underwrite 1stMortgage and Home Equity loans within scope of lending authority. Evaluate loan risks associated with individual mortgage files and determine credit worthiness of members per FNMA and PSECU Policy, Product Guidelines, and Underwriting Standards. Reviews and analyzes complex Tax Returns and complex underwriting scenarios. Document Exceptions appropriately and ensure tracking and reporting is up to date and reported to the Loan Consideration Committee as applicable. Develop and provide daily, weekly and monthly production reports. Identify trends and anomalies.

MINIMUM / PREFERRED EXPERIENCE AND EDUCATION:

Bachelor’s degree,

And three years’ experience in Mortgage Lending in an underwriting capacity in an organization of comparable size and complexity as PSECU,

And trained in the use of automated underwriting systems,

Or any equivalent combination of experience and education.



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