Mortgage Processor/Closer

3 months ago

Harrisburg, United States PSECU Full time
PSECU, a high-tech progressive financial institution with more than $8 billion in assets, is seeking a Mortgage Processor/Closer. The Mortgage Processor/Closer will work with Mortgage Originator and Underwriters and Processing and Closing Managers to ensure mortgage loans are processed and closed in accordance with secondary market guidelines and/or Board Policy. They serve as a point of contact for borrowers, realtors, settlement agents and other 3rd parties.

Benefits: We offer a competitive salary, excellent benefits, and a great work environment. Along with excellent medical and retirement programs and a generous leave package, our workplace offers tuition reimbursement.

Employee Type: Full-time, Non-exempt

Starting Pay Rate: Commensurate with experience

Schedule: Monday - Friday 9:00am-5:00pm

This position will be a hybrid model of both in person and remote with the minimum onsite expectation of 40%, or as needed. #LIHybrid

DUTIES AND ACCOUNTABILITIES - Essential for this position:

  1. Uses analysis and interpretation of facts and understanding of federal and state regulations, credit union policy, and secondary market guidelines for all real estate loans, conforming or non-conforming.
  2. Assists with training of staff. Supports the processing and closing units to ensure mortgage loans are processed in a timely and efficient manner.
  3. Monitors mortgage pipelines and queues to ensure applications and assignments are being completed timely and accurately and informs supervisor of concerns.
  4. Processes investment secured loans, construction loans and other complex and niche loan types.
  5. Performs detailed member counseling over the phone regarding requirements for completion of applications, supporting documents and performs appropriate follow up ending with final disposition of loan request.


MINIMUM / PREFERRED EXPERIENCE AND EDUCATION:

1 - 2 years of secondary market, first mortgage processing and/or closing,

Or any equivalent combination of experience and education.

Must be able to qualify to receive a NMLS number, or if a number is already registered, must be in good standing.

Preferred Experience:

Coursework such as those offered by MBA, ADA, FNMA

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

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