Senior Credit Officer

2 days ago


Walnut Creek, California, United States City National Bank Full time
Job Title: Senior Credit Officer

City National Bank is seeking a highly skilled Senior Credit Officer to join our Commercial Banking team. As a Senior Credit Officer, you will play a critical role in the loan management process, providing credit and loan underwriting expertise to our Commercial Banking team.

Key Responsibilities:
  • Review loan request applications, financial information, and third-party reporting to evaluate credit worthiness and determine credit structure and terms.
  • Underwrite commercial loans, ensuring all due diligence and background evaluation is complete and thorough before submitting a Credit Memo.
  • Collaborate with Relationship Managers and CBS Managers to determine credit strategy and provide balanced and appropriate credit guidance.
  • Provide input on loan pricing and restructuring loans and/or lines of credit as required.
  • Perform quarterly Problem Loan reporting and take a proactive approach toward development and implementation of Action Plans.
  • Maintain up-to-date knowledge on all Bank lending policies and regulations.
Requirements:
  • Bachelor's Degree or equivalent.
  • Minimum 7 years of experience in underwriting medium to large-sized and moderately complex commercial credit.
  • Minimum 7 years of experience in a banking or financial services environment.
What We Offer:

City National Bank offers a competitive salary range of $111,408 - $189,738 per year, with the potential for bonus and/or commissions. We also offer a comprehensive benefits package and a dynamic work environment.

City National Bank is an equal opportunity employer committed to diversity and inclusion. We welcome applications from qualified candidates who share our values and are passionate about delivering exceptional service to our clients.


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