Mortgage Loan Specialist

1 week ago


Jacksonville, Florida, United States Waterstone Mortgage Full time
Job Overview

REMOTE - Elevate your career with a leading mortgage firm

Waterstone Mortgage has been recognized as one of the top companies to work for in the mortgage industry. Our workplace culture promotes an exceptional work/life balance and high levels of employee engagement.

If you are a motivated Loan Originator who enjoys helping clients achieve their homeownership dreams, Waterstone Mortgage could be the right place for you.

WHAT WE PROVIDE:

  • Accelerated closing times (averaging 20 days from contract to closing, as reported by Ellie Mae)
  • Advanced technology solutions
  • Diverse product offerings
  • Progressive leadership
  • Robust operational support
  • Comprehensive sales training
  • Marketing assistance to enhance your business
  • Ability to lend across 48 states without requiring a license
  • Competitive pricing and limitless earning potential
  • Loan Officer Assistant based on performance
  • Coaching aimed at advancing your career

KEY RESPONSIBILITIES:

  • Engages in Outside Sales, which includes but is not limited to:
    • Participating in face-to-face meetings and communicating with prospective clients or real estate agents;
    • Conducting mail campaigns, making calls, or utilizing online solicitations outside of the company’s main office.
    • Participating in promotional activities that are incidental to and supportive of outside sales efforts; providing loan information to assist marketing and sales initiatives.
    • Conducts interviews with applicants and gathers necessary information for loan applications, with support from processors or other staff, ensuring timely completion and data entry into Encompass.
    • Evaluates applicants' financial situations, including reviewing financial statements, tax returns, credit histories, and property assessments (P&L Statements) to assess creditworthiness.
    • Assembles loan packages and negotiates with applicants to set terms on fees, repayment options, and other credit conditions.


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