Mortgage Loan Originator

2 weeks ago


Jacksonville, Florida, United States Dream Finders Homes Full time

Position Overview:

We are seeking a dedicated Mortgage Loan Originator to join our dynamic team at Dream Finders Homes. This role is tailored for individuals who thrive in a remote, high-volume mortgage environment, emphasizing stability and continuous training within a client-centric culture.

The successful candidate will play a crucial role in assisting our loan origination team by evaluating clients' qualifications for mortgage loans. Ideal applicants will possess experience as a Loan Officer Assistant or Mortgage Loan Processor, showcasing strong numerical skills and a keen ability to piece together client information for loan eligibility.


Key Responsibilities:
  • Engage with clients through email to gather necessary documentation for prequalification assessments.
  • Assess client qualifications and provide tailored recommendations for loan structuring based on individual home financing goals.
  • Compile and scrutinize loan documentation essential for processing, including but not limited to 1003s, W2s, tax returns, bank statements, credit reports, and VOEs.
  • Ensure all received loan package documentation is accurate and complete in line with company policies, reporting any inconsistencies to the loan originator.
  • Conduct credit pulls, prepare income calculations, and operate AUS (DU/LP).
  • Safeguard client earnest money by accurately prequalifying loans.

Minimum Qualifications:
  • High school diploma or GED.
  • Minimum of 1 year of experience in a remote work environment.
  • At least 1 year of experience in a Loan Officer Assistant, Loan Processor, or comparable role.
  • Exceptional written and verbal communication skills.
  • Strong understanding of agency and loan program guidelines for CONV, FHA, VA, and jumbo loans.
  • Intermediate proficiency in Microsoft Office Suite and Encompass.
  • Experience in a high-volume team setting, focusing on both new build and retail transactions.
  • A designated work-from-home space free from interruptions.
  • Availability to work from 8am to 5pm MST, Monday through Friday.
  • Willingness to participate in a rotating on-call weekend schedule 1-2 times per month.
  • NMLS licensure is required; candidates not currently licensed must be willing to obtain licensure within 6 months of hire, with initial licensing fees reimbursed by the company.

Preferred Qualifications:
  • Associate's or Bachelor's degree.
  • 2+ years of experience in a remote work setting.
  • 3+ years of experience in a Loan Officer Assistant, Loan Processor, or similar capacity.
  • Advanced proficiency in Microsoft Office Suite and Encompass.

Benefits:

This position offers a comprehensive benefits package, including:

  • Medical, dental, and vision insurance
  • 401k plan with company matching
  • 12 days of paid time off (PTO), prorated based on hire date
  • Company-recognized holidays

Compensation:

The salary range for this position is $65,000 - $75,000 annually, inclusive of per-file bonuses.



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