Professional Mortgage Consultant for New Home Buyers
6 days ago
Company Overview
">Williams Homes, a leading homebuilder in Southern California and Great Western Home Loans, its affiliated mortgage company, offer a unique opportunity to join their team as a Mortgage Loan Officer.
About the Role
">We are seeking an experienced Mortgage Loan Officer to work closely with our clients and find the best mortgage loans for them. The successful candidate will be responsible for initiating the mortgage process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate.
Key Responsibilities
">- ">
- Clients First Approach">
Meet with and interview potential and current clients to understand their lending needs including first-time mortgages, new mortgages, and refinance of existing loans.
">Lending Expertise">Explain the differences between and approval requirements of various types of mortgages; prepares and presents a lending package based on client specifications.
">Mortgage Application Process">Assist clients with completion of mortgage applications, obtaining and inspecting completed documents for accuracy and thoroughness.
">Loan Analysis and Risk Assessment">Reviews loan applications, gathers credit histories and reports, and determines applicants' capacity to repay and default risk.
">Process Monitoring">Monitor and report on application processes.
">Problem Resolution">Help resolve problems during loan process.
">Market Knowledge">Maintains knowledge of trends and developments in the local real estate market; current and predicted lending rates; and changes in rules, regulations, and best practices of various mortgages.
">Broker Relationships">Develops and maintains contacts with local realtors, developers, and builders to promote and encourage the use of GWHL.
">Compliance and Confidentiality">Ensure compliance with privacy laws and confidentiality policies throughout the process.
">Business Development">Great Western Home Loans works together with Williams Homes as a builder referral partner, with a direct customer base coming from the Williams Homes new home communities.
">Requirements and Qualifications
">- ">
- Education and Experience">
High School Diploma Required. AA/BS degree in Finance or Business, a plus.
">Mortgage Lending Experience">3+ years' experience as a mortgage loan officer or in a similar role.
">Sales and Customer Support">Previous experience in sales and customer support.
">Software Knowledge">Working knowledge of mortgage loan software (e.g. Calyx Point, Empower, Arive, or similar).
">Critical Skills">Attention to detail, great mathematical and analytical skills.
">Licenses and Certifications">Must have a valid mortgage loan officer license in state working in.
">Compensation and Benefits
">The salary range for this position is $100,000 - $150,000 per year, depending on experience.
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