Experienced Mortgage Loan Officer Wanted
1 week ago
Williams Homes, a leading homebuilder in Southern California and Great Western Home Loans, its affiliated mortgage company, seek an experienced Mortgage Loan Officer to join their team.
About the RoleThis exciting opportunity offers a challenging and rewarding career path for a motivated individual who is passionate about delivering exceptional customer service and expert mortgage solutions. The successful candidate will work closely with clients to understand their lending needs and provide personalized support throughout the mortgage process.
Key Responsibilities- Meet with and interview potential and current clients to understand their lending requirements, including first-time mortgages, new mortgages, and refinancing of existing loans.
- Explain the differences between various types of mortgages, prepare and present a tailored lending package based on client specifications.
- Assist clients with completion of mortgage applications, review and verify documents for accuracy and completeness.
- Analyze loan applications, gather credit histories and reports, and assess applicants' capacity to repay and default risk.
- Monitor and report on application processes, resolving any issues that may arise during the loan process.
- Maintain knowledge of local real estate market trends, current and predicted lending rates, and changes in rules, regulations, and best practices related to various mortgages.
- Develop and maintain relationships with local realtors, developers, and builders to promote and encourage the use of Great Western Home Loans.
- Ensure compliance with privacy laws and confidentiality policies throughout the mortgage process.
- A high school diploma is required; an associate's or bachelor's degree in finance or business is desirable.
- At least 3 years of experience as a mortgage loan officer or in a similar role is essential.
- Previous experience in sales and customer support is highly valued.
- A working knowledge of mortgage loan software (e.g., Calyx Point, Empower, Arive, or similar) is necessary.
- Strong analytical and mathematical skills are essential, along with attention to detail.
- A valid mortgage loan officer license in the state where you will be working is mandatory.
The successful candidate can expect a competitive salary ranging from $100,000 to $150,000 per year, depending on experience and qualifications.
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