Senior Financial Credit Specialist

2 weeks ago


Phoenix, Arizona, United States Western Alliance Bank Full time
Job Title

Senior Credit Analyst - Public Finance

Location:
CityScape

Role Overview

The Senior Credit Analyst plays a pivotal role in assessing and managing the financial profiles of existing and potential clients. This position involves the creation of comprehensive credit presentations for Loan Officers, the Chief Credit Officer, and other members of the Executive Management team. Additionally, the analyst is tasked with generating various reports for the credit department.

Key Responsibilities

- Conduct detailed analyses of financial statements, often involving intricate and interconnected relationships.
- Provide support to lending officers regarding credit issues and loan assessments.
- Gather data to perform portfolio concentration assessments.
- Assist in the formulation of monthly borrowing base certificates.
- Contribute to the preparation of reports required by the business line.
- Perform industry evaluations and offer strategic recommendations.
- Keep the Chief Credit Officer and Loan Officers informed about relevant trends affecting specific loans, portfolios, or industries.
- Supply credit information and references for clients, loan officers, or other agencies as needed.

Qualifications

The following specifications serve as general guidelines based on the minimum experience typically deemed essential for successful performance in this role:

- A Bachelor's degree (BA) from an accredited four-year institution, along with a minimum of four years of relevant experience and/or training; or an equivalent combination of education and experience.
- Related experience should encompass a thorough background in financial statement analysis.
- Educational experiences, including in-house training sessions or formal education in finance, should be applicable to the financial sector.
- Proficiency in analyzing large, complex financial statements and tax returns, along with the ability to conduct cash flow forecasting.
- Strong oral, written, and interpersonal communication skills.
- 1-2 years of experience in credit analysis within the commercial banking sector.
- Excellent analytical and conceptual abilities.
- Outstanding organizational and time management skills.
- Capability to work independently with minimal supervision.

Benefits

We offer a comprehensive benefits package that includes competitive salaries, an ownership stake in the company, medical and dental insurance, generous time off, a robust 401k matching program, tuition assistance, an employee volunteer program, and a wellness initiative. This role also provides the opportunity to enhance your business acumen, gaining insights into the operations and financial management of successful companies, which will be invaluable for your career growth.

About Western Alliance Bank

Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. The bank operates various divisions, including Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank, all of which are members of the FDIC. Western Alliance Bancorporation is dedicated to equal employment opportunities and will consider all qualified applicants without discrimination based on race, sex, color, religion, age, national origin, marital status, disability, protected veteran status, sexual orientation, gender identity, or genetic information. The organization is also committed to providing reasonable accommodations for individuals with disabilities.

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