Senior Credit Officer

2 days ago


Charlotte, North Carolina, United States City National Bank Full time

Job Summary

Credit Officer Senior CB at City National Bank is responsible for participating in the loan management process by providing credit and loan underwriting expertise to a Commercial Banking team. The ideal candidate will have a strong background in commercial credit principles, financial concepts, and analytical skills.

Key Responsibilities

  • Reviews loan request applications and financial information to evaluate credit worthiness of borrowers.
  • Validates credit analysis prepared by Credit Analysts and provides opinions and recommendations regarding proposed credit and potential risks.
  • Ensures all due diligence and background evaluation is complete and thorough before submitting Credit Risk Recommendation.
  • Collaborates with Relationship Managers and Credit Managers to determine appropriate credit strategy.
  • Provides input to loan pricing and restructuring as required.
  • Monitors and responds to past dues in partnership with Relationship Managers.
  • Maintains up-to-date knowledge on all Bank lending policies and regulations.

Requirements

  • Bachelor's Degree or equivalent.
  • Minimum 7 years experience in underwriting medium to large sized and moderately-complex commercial credit.
  • Minimum 7 years of experience in a banking or financial services environment.

Skills and Knowledge

  • Extensive technical expertise and full knowledge of commercial credit principles, financial concepts, and analytical skills.
  • Strong communication and organizational skills.
  • Ability to assume responsibility and accountability for decision making.

About City National Bank

City National Bank is an equal opportunity employer committed to diversity and inclusion. We strive to be the best at whatever we do, including the benefits and perks we offer our colleagues.



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