Senior Credit Risk Analyst

4 weeks ago


Charlotte, North Carolina, United States ATR International Full time

We are seeking a highly skilled Credit Risk Analyst to join our team at ATR International.

The ideal candidate will possess strong analytical skills, excellent communication skills, and a proven track record in credit risk underwriting and business management best practices.

The successful candidate will be responsible for researching loan information, ensuring proper financial information is obtained from applicants, and maintaining a professional and courteous manner with all borrowers.

Key responsibilities include:

  • Performing post-loan closing reviews of relationships, including review of loan agreements and field exams
  • Drafting and maintaining Client Resource Guides for assigned accounts
  • Monitoring timeliness and completeness of client collateral reporting and verifying authorized signatures
  • Reviewing, analyzing, reconciling, and posting borrowing base certificates and sales and collection reports

The ideal candidate will have:

  • Multi-year experience in credit risk underwriting and business management best practices
  • Bachelor's degree in business, finance, or accounting, plus knowledge of commercial lending loan documentation and the ability to interpret standard commercial lending legal terms and language
  • Proficient in Tableau, Microsoft Office Excel, and other Office applications
  • Strong analytical skills and a demonstrated ability to complete complex reconciliations
  • Excellent customer service skills and strong communication skills, verbal and written, both with internal bankers and clients

At ATR International, we offer a dynamic and challenging work environment, with opportunities for professional growth and development.



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