Senior Credit Officer

1 month ago


Charlotte, North Carolina, United States City National Bank Full time
Job Title: Senior Credit Officer

City National Bank is seeking a highly skilled Senior Credit Officer to join our Commercial Banking team. As a Senior Credit Officer, you will play a critical role in the loan management process, providing credit and loan underwriting expertise to our clients.

Key Responsibilities:
  • Review loan request applications and financial information to determine credit structure and terms.
  • Underwrite credit risk recommendations (CRR) consistent with Bank format, policies, and procedures.
  • Collaborate with Relationship Managers and Credit Managers to determine credit strategy and provide balanced and appropriate credit guidance.
  • Provide input on loan pricing and restructuring as needed.
  • Perform quarterly problem loan reporting and take a proactive approach to developing and implementing action plans.
  • Maintain up-to-date knowledge on all Bank lending policies and regulations.
Requirements:
  • Bachelor's Degree or equivalent.
  • Minimum 7 years of experience in underwriting medium to large-sized commercial credit.
  • Minimum 7 years of experience in a banking or financial services environment.
What We Offer:

City National Bank offers a competitive salary range of $111,408 - $189,738 per year, with opportunities for bonus and/or commissions. We also offer a comprehensive benefits package and a dynamic work environment.

City National Bank is an equal opportunity employer committed to diversity and inclusion. We welcome applications from qualified candidates who share our values and are passionate about delivering exceptional service to our clients.


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