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Job Summary:
Prosperity Bank is seeking a highly skilled Commercial Banking Officer to join our team. As a Commercial Banking Officer, you will be responsible for building and maintaining relationships with corporate and not-for-profit clients, with a focus on developing lower-middle market relationships.
Key Responsibilities:
- Solicit commercial clients and aggressively seek new business opportunities through client and prospect calls, referrals, and cross-selling efforts.
- Obtain and maintain Certificates of Insurance (COIs) and attend various networking events in the assigned geographic area.
- Requires skills and experience in loan structuring and credit analysis.
- Generate a wide variety of commercial and real estate loans, with a focus on closing loans in the $1 million to $10 million range.
- Contribute to deposit growth by cross-selling and promoting additional banking products.
Requirements:
- Bachelor's degree in banking, finance, or a related field is preferred.
- Formally credit trained and/or underwriting knowledge and experience is preferred.
- Typically a minimum of seven years direct lending or credit support related experience with a focus on business relationships.
Preferred Qualifications:
- Familiarity with the sales, loan processing, and closing processes.
- Extensive knowledge of Commercial Banking products and services, including working knowledge of C&I and Owner-Occupied and Investment Commercial Real Estate loans.
- Ability to expand loans, client relationships, and cross-sell bank products.
Working Conditions:
Monday-Friday: 8:00am-5:00pm and as needed.