Commercial Credit Analyst

4 days ago


Houston, Texas, United States Truist Full time
Job Summary

We are seeking a highly skilled Commercial Credit Analyst to join our team at Truist. As a key member of our Commercial Banking group, you will be responsible for underwriting credit exposure for our clients and actively managing a Middle Market or CML portfolio.

Key Responsibilities
  • Underwrite and document all prospect and client transactions, possessing a mastery of client expertise and analyzing individual company performance.
  • Drive accurate ordering of real estate valuations, environmental assessments, and Uniform Commercial Code (UCC) searches, and act as liaison with Commercial Fulfillment and Commercial Sales Assistant (CSA).
  • Provide independent analysis of financial statements and business plans, identifying and mitigating key risks, and recommending and modeling appropriate loan structures.
  • Manage assigned portfolio by monitoring performance and trends, identifying issues, and following through for remediation, and be accountable for risk rating integrity, annual reviews, and financial statement spreading, compliance, and regulatory review.
  • Develop solutions that meet the clients' needs and the Bank's risk acceptance criteria, manage data integrity of all data inputs and outputs, and review and update loan systems information to ensure accuracy.
Requirements
  • Bachelor's Degree in Finance or related field and at least 5+ years of related training and experience in commercial credit analysis.
  • Mastery level proficiency with MS Office Desktop applications.
  • Strong interpersonal skills and solid written/verbal communication are essential.
  • Sound credit skills essential.
  • Must have strong attention to detail.
  • Ability to prioritize workflow and multi-task in a fast-paced environment.
Preferred Qualifications
  • Has successfully held similar role with commercial financial institution or like experience.
  • Industry or sub-sector expertise.
  • Mastery of Truist Bank operating systems inclusive of COMPASS and other Commercial applications (i.e. MRA,, nCino).
Benefits

Truist offers a comprehensive benefits package, including medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays.

Equal Employment Opportunity

Truist supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. Truist is a Drug Free Workplace.



  • Houston, Texas, United States Southside Bank Full time

    Job SummarySouthside Bank is seeking a highly skilled Commercial Credit Analyst to join our team. As a Commercial Credit Analyst, you will be responsible for analyzing commercial loan requests, evaluating the financial condition of businesses and individuals, and providing recommendations to support lending decisions.Key ResponsibilitiesEvaluate the level of...


  • Houston, Texas, United States Cadence Bank Full time

    Position: Commercial Credit Analyst InternOrganizational Overview: This internship provides an opportunity for students to gain insight into the essential functions related to the evaluation and management of commercial loans. The role fosters mentoring relationships with leaders at Cadence Bank, including Credit Analysts and other professionals in the...


  • Houston, Texas, United States Simmons Bank Full time

    At Simmons Bank, we value a culture where our employees are passionate about their work. We prioritize a customer-centric approach in all our operations. The Senior Commercial Credit Analyst plays a crucial role in providing analytical and underwriting support within the commercial banking sector. This position involves an independent evaluation of the...


  • Houston, Texas, United States Simmons Bank Full time

    Join a dynamic team at Simmons Bank where dedication and expertise drive our success. At Simmons Bank, we are passionate about delivering exceptional service and fostering a culture of excellence. The Senior Commercial Credit Analyst plays a pivotal role in providing analytical and underwriting support within our commercial banking sector. This position...


  • Houston, Texas, United States Simmons Bank Full time

    Welcome to a company that values commitment and customer focus At Simmons Bank, we are dedicated to fostering a culture of passion and excellence. The Senior Commercial Credit Analyst plays a pivotal role in providing analytical and underwriting expertise for commercial banking. This position involves an independent evaluation of the creditworthiness of...


  • Houston, Texas, United States Golden Bank Full time

    Position OverviewAs a key member of the credit team at Golden Bank, you will ensure compliance with all relevant policies and regulations while maintaining the integrity of the credit management process. Key Responsibilities- Adhere to and stay informed about all applicable federal and state laws and bank policies.- Assist the Chief Credit Officer in the...

  • Senior Credit Analyst

    2 weeks ago


    Houston, Texas, United States Fifth Third Full time

    Enhancing Banking Solutions at Fifth Third At Fifth Third Bank, we strive to connect exceptional talent with outstanding opportunities. Explore a rewarding career in the banking sector with us.GENERAL FUNCTION: The Senior Credit Analyst is chiefly responsible for collaborating with Portfolio Managers, assisting in the daily tasks of credit evaluation and...


  • Houston, Texas, United States Fifth Third Bancorp Full time

    Enhance Banking Solutions at Fifth Third At Fifth Third Bank, we connect talented individuals with exceptional career opportunities. Are you prepared to elevate your career in the banking sector? GENERAL FUNCTION: The Lead Credit Risk Analyst plays a crucial role in collaborating with Portfolio Managers, assisting in the daily operations of credit evaluation...


  • Houston, Texas, United States Stellar Full time

    Position Overview:The Lead Credit Risk Analyst plays a crucial role in evaluating and interpreting credit data for existing and prospective clients. This position is integral in assessing the feasibility of extending credit across various loan types, while also supporting lending officers in the formulation of loan proposals. The Analyst is expected to...

  • Senior Credit Analyst

    2 weeks ago


    Houston, Texas, United States Fifth Third Full time

    Enhancing Banking Solutions at Fifth ThirdAt Fifth Third Bank, we are dedicated to connecting talented individuals with exceptional career opportunities in the banking sector.PRIMARY FUNCTION: The Senior Credit Analyst plays a crucial role in collaborating with Portfolio Managers, assisting in the daily tasks of credit assessment and monitoring while...

  • Credit Risk Analyst

    3 days ago


    Houston, Texas, United States Loves Travel Stops & Country Store Full time

    Job SummaryWe are seeking a highly skilled Credit Risk Analyst to provide financial support for our business operations. The successful candidate will be responsible for conducting credit reviews, approving credit applications, and managing counterparty exposure.Key ResponsibilitiesConduct thorough credit reviews of prospective customers' financial...


  • Houston, Texas, United States Enbridge Employee Services Inc Full time

    Position Overview:Enbridge Employee Services Inc. is seeking a dedicated Senior Credit Analyst to join our dynamic team. In this role, you will be tasked with conducting comprehensive credit evaluations, establishing credit limits, and overseeing credit exposure in alignment with approved thresholds. The Senior Credit Analyst will also be responsible for...


  • Houston, Texas, United States BankTalent HQ Full time

    About Our CompanyBankTalent HQ is a trusted community-focused banking team, serving industry-leading financial tools and solutions. With a strong presence across the country, we are dedicated to serving diverse communities, families, and businesses of all sizes. Our unique approach allows local management to lead through community connections and business...

  • Credit Risk Analyst

    2 days ago


    Houston, Texas, United States MRI Spokane Full time

    About the RoleMRI Spokane is seeking a highly skilled Credit Risk Analyst to join our team. As a key member of our lending operations, you will play a critical role in analyzing and assessing credit applications, ensuring compliance with our credit risk management strategy and regulatory requirements.Key ResponsibilitiesUnderwriting: Collaborate with Loan...


  • Houston, Texas, United States BankTalent HQ Full time

    BankTalent HQ is seeking candidates for the Associate Credit Analyst role.As a prominent financial institution, we pride ourselves on our commitment to excellence and our dynamic workplace culture. Our organization values the unique contributions of each employee, fostering an environment where diverse perspectives are celebrated. We believe that when our...


  • Houston, Texas, United States BankTalent HQ Full time

    BankTalent HQ is seeking candidates for the Associate Credit Analyst role.BankTalent HQ is a prominent financial institution with substantial assets and a dedicated workforce, serving multiple metropolitan areas.At BankTalent HQ, our employees and corporate culture are fundamental to our success. We embrace the principle that "everyone matters" and...


  • Houston, Texas, United States Enbridge Employee Services Inc Full time

    Position Overview: Enbridge Employee Services Inc. is seeking a dedicated Senior Credit Analyst to undertake comprehensive credit evaluations, establish credit thresholds, and oversee credit risk in alignment with approved parameters. The successful candidate will also be tasked with generating and disseminating credit analysis reports to the relevant...


  • Houston, Texas, United States Enbridge Employee Services Inc Full time

    Position Overview:Enbridge Employee Services Inc. is seeking a Senior Credit Analyst to take charge of comprehensive credit evaluations, propose credit limits, and oversee credit exposure in relation to sanctioned limits. The successful candidate will also be tasked with the preparation and dissemination of credit reports tailored for the various business...


  • Houston, Texas, United States Loves Travel Stops & Country Store Full time

    Position ID: 440236 PRIMARY OBJECTIVE: To deliver credit and financial assistance for the operations of Loves. KEY RESPONSIBILITIES: Performs credit assessments of potential clients' financial documents, credit histories, and additional information to evaluate the risk associated with granting credit to counterparties. Approves applicants/terms or...


  • Houston, Texas, United States MUFG Americas Full time

    Position Overview:The Energy Finance Credit Analyst will play a vital role in the Portfolio Management Group (PMG) at MUFG Americas. This position focuses on managing credit assessments for non-investment grade corporate clients, particularly within the Energy Finance sector, which encompasses upstream, downstream, and midstream operations.Key...