Associate Credit Analyst for Central Texas

1 week ago


Houston, Texas, United States BankTalent HQ Full time

BankTalent HQ is seeking candidates for the Associate Credit Analyst role.

BankTalent HQ is a prominent financial institution with substantial assets and a dedicated workforce, serving multiple metropolitan areas.

At BankTalent HQ, our employees and corporate culture are fundamental to our success. We embrace the principle that "everyone matters" and appreciate the unique perspectives and experiences each team member contributes. We believe in fostering an environment where our employees can flourish and advance their careers.

Program Overview

The Associate Credit Analyst role is part of a comprehensive training initiative designed to establish a robust foundation in banking principles. This program allows participants to utilize their finance and accounting knowledge to evaluate credit and business risks while honing essential sales skills through practical experience.

The program aims to cultivate credit analysts into well-rounded banking professionals with exceptional relationship management and prospecting abilities. It provides a clear career trajectory, commencing with classroom instruction and progressing through various lending divisions.

Throughout the program, participants will be paired with mentors who will serve as valuable resources and advisors.

Essential Qualifications

Bachelor's degree in Finance or Accounting

Minimum GPA of 3.0

Completion of at least 6 credit hours in accounting courses (9 hours preferred, including Intermediate Accounting I)

Note: A RESUME and an unofficial TRANSCRIPT, detailing all accounting courses and GPA, are required during the interview process.

Preferred Skills

Strong communication, presentation, and interpersonal abilities

Detail-oriented, organized, and analytical with demonstrated problem-solving skills

Leadership experience and community engagement

Self-motivated and proactive

Prior internship or work experience is advantageous

Program Structure

Phase 1: Initial Training

This phase consists of several months of classroom training at the company's headquarters, including specialized training sessions.

Topics Covered:

  • Fundamental banking and analytical concepts
  • Courses designed to enhance analytical decision-making skills
  • Credit Foundations training
  • Credit underwriting techniques
  • Mock case studies and professional etiquette

Phase 2: Rotational Experience

This phase involves hands-on training through assignments in various lending teams.

Key Responsibilities:

  • Conduct analytical tasks for assigned departments
  • Observe bank officers during client meetings
  • Support business development initiatives
  • Analyze financial statements and prepare credit presentations
  • Engage in loan approval discussions

Phase 3: Career Placement

Placement occurs after completing the program, based on performance and organizational needs.

Career Advancement

Potential career progression includes roles such as Associate, Officer, Assistant Vice President, and Vice President, with responsibilities that evolve to managing portfolios and collaborating with senior executives.

Please note that positions within this program are not eligible for employment visa sponsorship.



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